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Warren Buffet said it best “If you don’t find a way to make money while you sleep, you will work until you die.”
Are you ready to make your money work for you?
Having $1,000 in the bank might not seem like a fortune, but it’s a solid starting point to grow your wealth and achieve financial freedom. In this article, we’ll share clever moves that will help you maximize the potential of your hard-earned savings. Whether you’re new to personal finance or a seasoned pro, these strategies are designed to help you make the most of your money, mitigate risks, and set you on the path towards a more prosperous future.
Let’s dive into these savvy techniques to turn your $1,000 into something even more substantial!
Earn up to $700 with these checking and savings accounts
We hate to tell you this, really. But if you aren’t banking with U.S. Bank, you’re missing out on extra cash. Don’t worry though … it’s easy to fix.
Earn up to $700 when you open a new U.S. Bank Smartly® Checking account and Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 27, 2024. Member FDIC.
Earn up to $500 with a new U.S. Bank Smartly® Checking when you complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App.
- Make two or more direct deposit(s) totaling $3,000 to $4,999.99 to earn $100, $5,000 to $9,999.99 to earn $300, or $10,000 or more to earn $500.
Earn up to $200 with a new Standard Savings account:
- Make new money deposit(s) totaling $15,000 or more by July 17, 2024.
- Maintain that balance until October 31, 2024.
This is practically passive income and a great way to supercharge your earnings.
Hurry, this is a limited-time offer and is only valid through June 27, 2024. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
Earn a $200 cash back bonus with this incredible card
There's a credit card that's making waves with its amazing bonus and benefits. The Citi Custom Cash® Card has no annual fee, plus — Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back.
You can earn cash back just by using this card for your everyday purchases — 5% cash back in your top eligible spending category each billing cycle (up to the first $500 spent, then 1% cash back), plus unlimited 1% cash back on all other purchases; plus, as a special travel offer, earn an additional 4% cash back on hotels, car rentals, and attractions booked on citi travel℠ portal through 6/30/2025.
The Citi Custom Cash® Card also offers an intro APR of 0% for 15 months on purchases and balance transfers (then 19.24% - 29.24% (Variable)). Which is great for someone who wants pay down debt, while still earning rewards.
If you want cash back, the Custom Cash card can help put more back in your wallet.
The best part? There's no annual fee with the Citi Custom Cash® Card(Rates and fees).
Click here to apply here for the Citi Custom Cash® Card
Pay no interest on balance transfers until nearly 2026
Imagine getting 18 months with 0% intro APR on a balance transfer. Sounds great — right? You could dramatically change your financial picture with this industry-leading card - the Citi Double Cash® Card.
If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 18 months. After the intro period for balance transfers, the APR is 19.24% - 29.24% (Variable). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!
It doesn't stop with balance transfers though. Cardholders can also earn double cash back — 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. The best part - you can redeem your cash back as direct deposit, a statement credit, or even a mailed check! You can turn your everyday purchases into cash back and make a dent in your debt, regular bills, or save for the future.
The best part? There's no annual fee with the Citi Double Cash® Card(Rates and fees).
Click here to apply here for the Citi Double Cash® Card
Grow your money faster with a 5.24% APY with this online savings account
You’ve been with the same bank for years, and how do they reward your loyalty? With a laughably small interest rate on your savings.
And you’re not alone. The national average interest rate for savings accounts is just 0.47% (as of Feb. 8, 2024) APY (annual percentage yield)1, according to the FDIC. But there’s a way you could grow your wealth faster, and it doesn’t involve the volatility of the stock market.
Open a CloudBank 24/7 Savings Account and you can earn an impressive 5.24% APY2 on your account balance. That means you can sit back and watch your savings multiply without the stress of market fluctuations.
There are no fees, and you can withdraw your money whenever you need it. Plus, FDIC insurance through Third Coast Bank SSB and top-notch cybersecurity measures will help protect your data and keep your funds safe and secure.
Open an account in just a few minutes so you can start harnessing the power of this high-yield savings account right away.
Cancel your car insurance
We've got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there's something much better.
This new tool from FinanceBuzz can tell you if you're overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $500 or more per year when they save! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you'll never have to look for affordable insurance again because we find you the lowest rates that other companies can't match.
Oh, and it's also free. And come on — you can't tell us you don't want to save up to $500. To find out if you're losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you're overpaying. It takes less than 2 minutes.
Earn a $250 travel bonus with this incredible card
There's a credit card that's making waves with its amazing bonus and benefits. The Bank of America® Travel Rewards credit card has no annual fee and you can earn 25,000 bonus points after spending $1,000 in purchases in the first 90 days of account opening.
You can earn additional points just by using this card for your everyday purchases — unlimited 1.5 points per $1 spent on all purchases. The 25,000 bonus points can be redeemed for a $250 statement credit toward travel or dining purchases.
If you want to travel and dine out more, the Travel Rewards card can help you get where you want to go.
The best part? There's no annual fee.
Earn the Most in the Category You Spend the Most
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Current Offer
Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back
Annual Fee
$0
Rewards Rate
5% cash back in your top eligible spending category each billing cycle (up to the first $500 spent, then 1% cash back), plus unlimited 1% cash back on all other purchases; plus, as a special travel offer, earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2025