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12 Best Costco Buys if You’re on a Tight Budget

Costco could cost you more because you’re buying in bulk, but it can still save you money overall if you’re on a budget.

Costco Wholesale Store
Updated Dec. 17, 2024
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Costco can help you save money if you’re trying to stick to a budget. But with rising grocery prices due to inflation, even shopping at Costco can be a struggle sometimes.

The good news is that there are still ways to save money at Costco, whether you're buying groceries or essentials, even with higher costs.

So, the next time you head out for a Costco run, here are some Costco items that will get you extra savings if you’re on a tight budget.

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Rotisserie chicken

show999/Adobe rotisserie chicken

The rotisserie chickens are staples for any Costco warehouse, and they’re cheap so it truly helps you save money on groceries due to inflation everywhere.

It’s a quick option for dinner on the days you shop at Costco, and you can use the leftovers for other recipes.

For example, a delicious chicken salad or chicken soup could help you stretch ingredients you may already have in your fridge or pantry.


Frozen fruit

Courtesy of Costco Frozen blueberries

Buying fresh fruit at Costco could be dicey. After all, you’re buying a bulk supply of strawberries or blueberries, so they could go bad before you have time to finish them.

But Costco’s frozen berries could be a bargain and can be used in smoothies, desserts, and muffins. They will certainly save you money compared to visiting your local smoothie place or even trying to buy fruits in the offseason.


Eggs

Courtesy of Costco 2 dozen eggs Kirkland Signature Costco

Egg prices are still high compared to two years ago, which means you may be looking for a cheaper alternative to feed your family.

Costco has a selection of different types of eggs depending on what you need, and the bigger sizes, compared to your local grocery store, can help you save on a per-egg cost.

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Lasagna

Courtesy of Costco Kirkland Signature frozen meat lasagna

After a long day at work or school, throwing a lasagna in the oven is an easy way to make a hearty dinner. Check out Costco’s Kirkland Signature Lasagna for extra savings if you’re on a budget.

Pro tip: A great Costco hack is to buy products from its Kirkland Signature in-store brand. The brand is usually cheaper than name-brand products, and you may not be cutting back on quality.

Pasta

Courtesy of Costco Barilla pasta big pack from Costco

Costco has several different types of pasta you can grab at cheap prices. Try the store’s pack of spaghetti or check out a variety pack with different shapes depending on your favorite dishes.

And if you want a traditional pasta meal, make sure to add Costco’s pasta sauce and a bag of meatballs to your cart for a full meal your family will love.

Cereal

Courtesy of Costco Kelloggs Frosted Flakes

Are your kids complaining there’s nothing to eat in the morning for breakfast? Costco has you covered.

The retail warehouse covers plenty of traditional cereal options that are sure to put a smile on your kids’ faces. There are also plenty of options for adults who are looking for a hearty breakfast on a budget.


Olive oil

Courtesy of Costco Kirkland olive oil from Costco

Olive oil can be used in a variety of ways: to season food or in place of butter as a cooking oil, for instance.

Compare Costco’s bulk version of olive oil to your local grocery store’s olive oil, and remember to break down the cost by volume. You may be surprised by how much you can save and how long it can last.

Paper goods

Courtesy of Costco Costco's toilet paper bulk Kirkland signature

Costco has a great deal on its bulk-sized toilet paper compared to other retailers. It has several types for both home and business use, and it won't run out anytime soon by picking it up in bulk.

While you’re getting the toilet paper, it also may be a good idea to grab some paper towels. They also come in different variety packs depending on your needs. See what your local Costco has to offer to help you save money.

Restaurant cards

Courtesy of Costco Two $50 gift cards to Macaroni Grill

You don’t have to give “gift” cards to someone else, and they could save you money. Gift cards at Costco may cost less than their face value, so you can save cash by paying less and getting more.

Check out your local Costco to see its wide selection of gift cards. You might find a few that will make you happy to eat at a restaurant on a budget.

Get a protection plan on all your appliances

Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more.

Whether or not you’re a new homeowner, a home warranty from Choice Home Warranty could pick up the slack where insurance falls short and protect you against surprise expenses. If a covered system in your home breaks, you can call their hotline 24/7 to get it repaired.

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Prescription drugs

sveta/Adobe Two bottles of prescription drugs one of them dropped open with pills spilling

Costco can get you a deal on common prescription drugs that you can pick up at its pharmacy (no membership required). So find out if a prescription you may have is covered at an affordable price.

While you’re there, you can also find out about low-cost prescriptions for your pets as well.

Maple syrup

Courtesy of Costco Costco Signature Maple Syrup

Costco’s maple syrup is a great buy when you compare its per-unit price to similar items from your local grocery store.

Plus, the warehouse retailer’s Kirkland Signature version is 100% pure maple syrup, so it doesn’t have those extra sweet fillers like most grocery store brands.

It may seem a bit pricey, but since it’s the real thing, a little will go a long way.

Hot dog and a drink

Courtesy of Costco $1.50 Costco hot dog

One of Costco’s most popular items at its food court is the hot dog-and-drink combo, which costs $1.50.

The combo hasn’t gone up in price since it was originally introduced in the 1980s, and the company’s co-founder once told the new eventual CEO of Costco that he couldn’t raise the price. It’s a Costco crowd-pleaser.

Bottom line

Alfonsodetomas/Adobe Costco logo

The next time you go to Costco, remember to check your wallet for the best cash back credit cards to use while you’re there. 

It’s also a good idea to make a list before you go, which can help you stay within your budget when you’re wandering through the aisles.

Finally, always check online or in your mailbox for extra Costco deals each month. Even on a tight budget, you can always find ways to save money at Costco.

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Wells Fargo Active Cash® Card

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