Best High Interest Savings Accounts of 2019

You could earn up to 20x more interest by opening up a savings account with one of our favorite banks.

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Why You Should Care

Ditch your low-earning checking account and open a high-interest savings account today. Many of these accounts offer up to 20x the national average interest rate, which can help your money grow faster than the average, boring checking account.

  • Keep your money safe at a reputable institution where your deposit is protected by the Federal Government
  • Simple account opening process – it's easy to get started!
  • Some accounts have no minimum initial deposit and no monthly fees - like our recommended account from Barclays.

Stop Losing Out with Your Low-Interest Bank Account

Interest rates are slowly rising right now, which means you are missing out on extra money by keeping your money in a regular checking account. Many online banks today are paying up to 2.20% interest on savings accounts - that's 22x the national average! Can your bank beat that?

These reputable banks are protected by the same institutions - such as FDIC - as your current bank, keeping your money safe and secure.

And, as a bonus, some of these online accounts offer great perks that other banks just can't match, like 24/7 online access to your account or free ATM access worldwide. Say goodbye to ATM fees!

By taking action and opening up an account today, you can feel good about making your money work harder for you.

Our Best Savings Accounts

The experts at FinanceBuzz have researched dozens of savings accounts on the market to help you choose the best options for your unique situation. We based our ranking on overall interest rate, ease of account opening, and other perks.

1. Best Savings Account for for $10,000+ in Deposits

First up, the Barclays Online Savings Account. This account earns our top spot due to its high 2.20% APY that pays over 22x the national average interest rate! With a Barclays account, there are no minimum balances to open and no monthly maintenance fees.

An online savings account doesn't mean giving up great perks, either. You'll get secure, 24/7 online access to your funds, easy online transfers to and from other banks, and even direct deposit. It's just like a normal account, but with much higher interest!

Click here to open a Barclays Online Savings Account and start earning more interest.

2. Best Savings Accounts for less than $10,000 in deposits

You don't have to have a high intial balance to earn a great interest rate. In fact, many online banks have small or no minimum balances, so you can get started in minuted. We've listed some of our favorite accounts below. All of these are a great option, so it depends on your specific circumstance.

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