These Secret Bank Accounts Pay up to 22x More Interest
Why You Should Care
You could earn up to 22x more interest by opening up a savings account with one of our favorite banks.
Ditch your low-earning checking account and open a high-interest savings account today. Many of these accounts offer up to 22x the national average interest rate, which can help your money grow faster than the average, boring checking account.
- Keep your money safe at a reputable institution where your deposit is protected by the Federal Government
- Simple account opening process – it's easy to get started!
- Some accounts have zero ATM fees worldwide – like Aspiration's Checking Account
- Some accounts have no minimum initial deposit and no monthly fees
Stop Losing Out With Your Low-Interest Bank Account
Interest rates on checking accounts are at historic lows right now, which means you could be missing out on extra money. Many online banks today are paying up to 1.50% interest on savings accounts – that's 22x the national average!
These reputable banks are protected by the same institutions as your current bank, keeping your money safe and secure.
And, as a bonus, some of these online accounts offer great perks that other banks just can't match – like 24/7 access to your account or free ATM access worldwide. Goodbye, ATM fees!
By taking action and opening up an account today, you can feel good about making your money work harder for you.
Our Top 3 Accounts
We have researched and combed through the details of numerous accounts to find and recommend the best ones for you based on the following criteria: a great interest rate, little to no fees, and ease of account opening.
Here are our top 3 results.
1. Aspiration Summit Account
First up, the Aspiration Checking account claims a spot in our top three list for a few reasons.
Not only do they offer a great 1.00% annual percentage yield on balances over $2,500, there is also no monthly service fee. And as a hybrid checking and savings account, you get free access to every ATM in the world, with no minimum monthly balances to maintain!
And, you only pay what you decide is fair – whether that's $0, a few cents, or a couple bucks per month – it's entirely up to you – really.
Aspiration is also serious about social responsibility and donates 10% of all profits to charitable causes. It feels good to be able to invest responsibly while still growing your balance.
2. Marcus by Goldman Sachs
This account combines a high annual percentage yield with a low initial deposit requirement and no monthly fees. It's easy to get started and you can open an account in minutes.
3. CIT Bank
This household name also offers an excellent annual percentage yield on deposits. With a low initial deposit and no monthly fees, there's a lot to like about this account.