Saving & Spending Taxes

Community Tax Review [2025]: Solutions for Tax Debt + Issues

Community Tax provides help dealing with tax debt, as well as other tax services.

Updated Feb. 6, 2025
Fact checked
Community Tax

Community Tax

OUR VIEW

If you fall behind in paying what you owe in taxes and face consequences such as the seizure of refunds, property liens, or wage garnishment, solutions are available for managing your obligations to the Internal Revenue Service (IRS). Community Tax is one of those solutions. 

Community Tax is a legitimate company that provides services in many tax planning areas and issues, from tax resolution and preparation to helping you determine if you're eligible for hardship. The company helps its customers resolve unpaid debt and tax law violations, as well as prevent future problems with a tax assurance program.

Overall, we'd recommend Community Tax for its tax resolution and assurance programs, and we feel it's best for filers facing tax issues. This Community Tax review can help you decide if the company is right for you.

Pros

Potentially reduce or eliminate your tax debt
Stop wage garnishments and bank levies
Communicates with the IRS on your behalf

Cons

Limited customer support options
Website is not very modern or informative compared to other platforms

What is Community Tax?

Community Tax, LLC is a full-service tax company founded in 2010 by attorneys Jacob Dayan, Esq. and Adam Dayan, Esq., and Nick Charveron, an enrolled agent with the IRS. Their mission was to provide trusted advice to clients with all tax-related issues using data-driven solutions. 

It provides services to both individuals and small businesses, with its offerings falling into the categories of tax resolution, tax preparation, and tax assurance. It can also offer guidance with tax hardship eligibility.

Community Tax has worked with over 110,000 clients across all 50 states since its founding. Its team of attorneys, CPAs, and enrolled agents have helped taxpayers resolve more than $800 million in tax liabilities, according to its website.

How does Community Tax work?

Community Tax offers four primary tax services for clients: Tax resolution, tax preparation, tax assurance, and accounting.

1. Tax resolution

For those who need tax relief and are hoping to figure out how to pay off debt, the provider's tax resolution services will likely be the most valuable feature it offers. Tax resolution services include:

  • Offer in compromise: This involves settling tax debt for less than the full amount you owe. It could be an option if you can prove financial hardship.
  • Installment agreements: These agreements allow you to pay your federal or state tax debt over time based on a payment plan you make with the IRS or state taxing authority.
  • Stair-step agreements: This plan allows you to focus your repayment efforts on other large financial obligations, such as car loans, while making only minimum payments to the IRS. Once the other debt has been paid, all the money going toward it is shifted to repaying back taxes.
  • Currently non-collectible status: This removes your unpaid tax balance from the IRS active collections program, at least temporarily. It could be an option for those facing financial hardship.
  • Penalty abatement: This involves negotiating to remove added penalties for unpaid tax debt. You might be eligible for it if you didn't pay taxes for reasons beyond your control.

Community Tax provides a free consultation and claims there are no hidden fees. You'll pay a fixed cost based on the specifics of your situation. When you are drowning in debt, getting help dealing with unpaid taxes could help you better cope with financial stress. It could be worth exploring your options with Community Tax.

2. Tax preparation

Community Tax's team of trained CPAs, attorneys, and enrolled agents can help you with tax filing and provide guidance on your return. They combine income tax preparation with other services, including resolving past problems such as back taxes or liabilities, audits, and mistakes on previously filed returns.

Although Community Tax can support more complex tax scenarios, we recommend checking out online tax platforms for do-it-yourself filing first. The best tax software offers intuitive interfaces and often much lower prices for filing than companies like Community Tax, which only offer full-service tax preparation. Tax Slayer is especially cost-effective for complicated situations and includes expert support at higher service tiers.

3. Tax assurance (CTAX+)

Tax assurance with Community Tax is a monthly service that helps you to avoid issues with the IRS, like a "personal tax watch dog." It costs $39 per month and includes:

  • Direct access to tax practitioners to ask questions about your tax obligations
  • Dedicated cash manager
  • Free annual personal tax return filing
  • Support with resolving and preventing tax identity theft
  • IRS compliance updates and notice monitoring (which includes receiving correspondence on your behalf)
  • A 20% discount on any tax resolution services you need
  • Tax planning and personalized preventative strategies 

4. Tax hardship qualification

Community Tax also offers support with determining if you're eligible for the IRS hardship program. This isn't a dedicated service so much as a question you can ask during a free consultation with the company, and you can also read up on rules about this program on the Community Tax website.

Editor's note
Community Tax used to also provide tiered accounting services for small businesses, but these are no longer available as of the time of updating this revi

Community Tax pros and cons

Pros

  • Free consultations and customized solutions: The initial consultation is free, and every client gets a personalized plan created for them, so you will know upfront what Community Tax can offer.
  • Full-service: Community Tax's different services integrate well together. For example, those with back tax debt could get help dealing with their past issues while accessing tax assurance to ensure they avoid tax problems in the future.
  • Discounts for clients who use multiple services: For example, Community Tax provides a 20% discount on tax resolution services for clients who use tax assurance.

Cons

  • Limited mobile support: Although Community Tax has an Apple and Android app, it's not ranked very highly. Reviewers describe challenges with document uploading, accessing documents, and slow service.
  • Limited online information on fees and service: To get detailed information about how the company could help with your tax debt or find out how much tax preparation services cost, you need to speak with Community Tax customer service. Having more information online would be helpful.

What Community Tax customers are saying

Community Tax is accredited by the Better Business Bureau and has an A+ rating. Out of 138 customer reviews, it has a consumer rating of 3.94 out of 5 stars. Not all tax preparation companies are BBB accredited, which doesn't mean they're not legitimate. However, it does make it harder to demonstrate how Community Tax compares on this platform. Community Tax is rated 4.1 out of 5 stars on Trustpilot, which is impressive for this site. Two of the biggest tax preparation companies, TurboTax and H&R Block, receive average Trustpilot ratings below 1.5 stars.

Positive reviews praise the professional service they received, as well as the willingness on the part of staff members to answer questions knowledgeably. As for complaints, some customers have indicated payments were collected for services not performed, and many report poor communication. So it seems that service may be a bit of a mixed bag and probably depends on who you work with.

Community Tax customer service

Community Tax can be reached at 866-232-6001 or via email at info@communitytax.com. The phone lines are open for general customer service between 9 a.m. and 8 p.m. ET. For enrolling as a new client, you'll need to call between 8 a.m. and 8 p.m. Monday through Thursday, 8 a.m. and 6 p.m. Friday, or 9 a.m. and 5 p.m. Saturday. You can also request that the company contact you by completing a simple online form and providing your name, phone number, and email address.

The company also offers an online chat service available through a Virtual Tax Assistant, which could help if you need additional information or to reach a tax professional.

FAQs

Is Community Tax legit?

Community Tax is accredited by the Better Business Bureau and has received mostly positive reviews from past customer clients. It has been in business since 2010 and has provided services to more than 110,000 clients across the U.S.

How does Community Tax impact your credit?

Community Tax services do not directly impact your credit. However, being delinquent on tax bills or settling tax debt with the IRS could damage your credit score. This is true regardless of whether you work with Community Tax, settle debt directly with the IRS, or work with another service.

How much does Community Tax cost?

Costs vary depending on which Community Tax services you are using. For example, the company's tax assurance service comes at a $39 monthly fee. For tax resolution services, your cost depends on the assistance provided, and it will be disclosed after an initial free consultation.

Bottom line

Community Tax offers a wide array of services, including tax prep and tax assistance for those who are behind on taxes. It promises no hidden fees and integrates its services so customers can turn to one company for assistance with many tax issues.

However, there's limited information about costs for certain services online, so be sure to understand costs before you sign up to work with Community Tax.

Easy Tax Relief Benefits

  • Eliminate your tax debt
  • Potentially reduce the amount you owe
  • Stop wage garnishments and bank levies
  • Communicates with the IRS on your behalf

Author Details

Christy Rakoczy

Christy Rakoczy has a Juris Doctorate from UCLA Law School with a focus in Business Law, and a Certificate in Business Marketing with an English Degree from The University of Rochester. As a full-time personal finance writer, she writes about all things money-related but her special areas of focus are credit cards, personal loans, student loans, mortgages, smart debt payoff strategies, and retirement and Social Security. Her work has been featured by USA Today, MSN Money, CNN Money and more, and you can learn more at her LinkedIn profile.
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