15 Top Companies That Actually Offer Amazing 401(k) Matches

These companies could entice you to work for them with their generous retirement benefits.
Updated Sept. 1, 2023
young businessman smiling at office

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One of the benefits you may have as part of your employment is an employer-sponsored 401(k). These investments can be a good option to save money for retirement and, unlike a pension, you can take your 401(k) with you when you move to another employer.

What makes a 401(k) even a better idea is that many employers will match your annual contributions up to a specific amount.

And some companies go beyond a basic match to turbocharge their employees’ savings. These 15 companies are some of the best and may even help you retire early.


William/Adobe citigroup inc headquarters building

Citigroup offers a dollar-for-dollar match program of up to 6% of an employee’s salary, depending on how much an employee puts into a 401(k).

And some employees can qualify for a fixed contribution of 2% from the company regardless of how much they put in, but you may have to reach certain milestones to qualify.

Saving this much for retirement may help you to do better financially during your retirement.


Peter/Adobe microsoft headquarters in redmond

Microsoft employees can get matching funds of 50% for their contributions to a 401(k) up to the employee’s legal limit.

Employees can choose to have the money invested in a pre-tax traditional IRA or a Roth IRA after taxes.

Honeywell International

JHVEPhoto/Adobe honeywell headquarters in houston texas

Honeywell International helps out its employees with pre-tax, Roth, or after-tax matching contributions up to IRS limits. You can earn 87.5% matching from the company for up to 8% of your salary that you contribute.

You do have to be actively enrolled in a 401(k) plan in order to receive the matching funds.

Dollar General

jetcityimage/Adobe parking outside dollar general store

The dollar-store company Dollar General can help you earn dollars in your retirement savings.

Dollar General matches up to 5% of your salary in a 401(k) and the funds vest immediately, which means you don’t have to work for the company for a certain period of time before you earn the matching funds.


OlekAdobe/Adobe accenture building in warsaw with logo

Consulting group Accenture works with its employees on matching funds for 401(k) accounts.

The company gives employees a dollar-for-dollar match up to 6% of their salary. Be aware, however, that there may be some eligibility requirements.

Activision Blizzard

vladdeep/Adobe activision blizzard logo on smartphone

Video gaming and tech company Activision Blizzard gives all employees a 25% match of contributions into a 401(k).

You can choose between a traditional 401(k) or Roth 401(k) depending on which account is best for you. And you are immediately vested in the company match.


sdx15/Adobe smartphone screen with visa logo

Most companies offer a dollar-for-dollar match on a 401(k), but Visa goes beyond that.

In fact, you can get $2 from the company for each dollar you invest up to 5% of your base pay and up to any IRS limits for contributions.


Markus Mainka/Adobe southwest airlines boeing 737-700 airplane

Airline company Southwest will do a dollar-for-dollar match for your 401(k) investments up to 9.3% of your pay.

And employees can choose from either a pre-tax plan or a Roth plan, depending on whether they want to avoid taxes when they withdraw their funds.


IanDewarPhotography/Adobe boeing corporation building in seattle

Airline and aerospace company Boeing gives employees a generous 10% dollar-for-dollar matching for its employees' 401(k) plan.

Your employee matching funds are also immediate so you don’t have to worry about waiting until the matching funds are vested.


JHVEPhoto/Adobe san antonio united services automobile association

USAA, which helps military members and veterans with banking and financial services, matches 4% of employees’ contributions to a pre-tax or Roth 401(k).

But the organization will match $2 for every employee dollar, which could boost your benefits for your 401(k).


Sundry Photography/Adobe comcast van at traffic light

Media company Comcast will give you matching benefits if you have a 401(k) through them as part of your benefits package as an employee.

The company will give you a dollar-for-dollar matching plan for up to 6% of your pay.


davide bonaldo/Adobe netflix logo on smartphone

Streaming service Netflix will give employees a dollar-for-dollar match for their 401(k) contributions.

You can get the match for up to 4% of your pay as soon as you begin working. And there’s no wait for vesting.


jetcityimage/Adobe walmart trolleys inside store

Full-time employees at retailer Walmart can take advantage of its matching program for 401(k) benefits.

The company will match dollar-for-dollar up to 6% of an employee’s pay and they can choose from a pre-tax option or Roth 401(k).


wachiwit/Adobe starbucks coffee shop in bangkok

Coffee giant Starbucks gives its employees a dollar-for-dollar match for their 401(k) benefits up to 5% of an employee’s base pay.

And like others on this list, the company will vest employees immediately so you don’t have to wait years for your benefits to kick in.

Charles Schwab

Sundry Photography/Adobe official charles schwab building in soma

Financial company Charles Schwab will match your contributions dollar-for-dollar for your 401(k) account, helping you grow your wealth faster.

The company also gives you an additional $250 contribution when you first start contributing to your plan.

Bottom line

Inna/Adobe workdest with 401k plan on notepad

As you work through your career, you can set a goal for how much money you want to have saved when retirement nears. On an annual basis, financial advisors recommend saving 10% to 15% of your annual pre-tax income.

Taking advantage of every dollar your employer offers as a match will help you achieve that goal.

And make money moves to help you increase your salary — and your retirement — if you’re saving the most money possible for a life after work.

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Author Details

Jenny Cohen Jenny Cohen is a freelance writer who has covered a bit of everything, from finance to sports to her favorite TV shows. Her work has been featured in The Wall Street Journal, USA Today, and FoxSports.com.

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