Discover it Cash Back

Discover it Cash Back
Credit Needed Fair - Good - Excellent

Special Offer

Automatically get an unlimited dollar-for-dollar match of any cash back you've earned at the end of your first year.

Why We Like It

The Discover it Cash Back card is ideal for anyone who loves flexible rewards options.

Cardholders can cash in on their rewards that never expire at any time for any amount.

Earn 5% cash back at gas stations, grocery stores, restaurants, Amazon.com, and more up to the quarterly maximum along with 1% cash back on all purchases.

Card Details

Purchase APR 14.24% to 25.24% Variable
Intro Purchase APR 0%
Intro Purchase Period 14 months
Balance Transfer APR 14.24% to 25.24% Variable
Intro Balance Transfer APR 0% for transfers that post to your account by September 10, 2019
Intro Balance Transfer Period 14 months from date of first transfer
Balance Transfer Fee 3% Intro fee on balances transferred by September 10, 2019 and up to 5% fee for future balance transfers
Cash Advance APR 27.24% variable
Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater
Late Payment Fee None the first time you pay late. After that, up to $37
Foreign Transaction Fee 0%
Annual Fee $0
Rewards Rate up to 5% cash back
Rewards Rate Details 5% cash back at gas stations, grocery stores, restaurants, Amazon.com, and more up to the quarterly maximum along with 1% cash back on all purchases.