We receive compensation from the products and services mentioned in this story. Learn more about how we make money and our editorial policies. Learn more.

8 Unusual Ways Lazy People Are Boosting Their Bank Account

MAKE MONEY - SIDE HUSTLES
Last updated May 15, 2024 | By FinanceBuzz Editors
Free Cash Withdrawal Atm

Feel like your bank account is draining week after week? Don’t worry, we’ve all been there and we’re here to help.

We’ve done our research and found some strange and unusual but legit options to help you stack your bank account without having to leave the house. Some of these will help you save. Others will help you earn some extra cash to pad your wallet right away.

The companies on this list are legit - they’re all real companies that do what they say they’ll do.

Let’s take a look...

Cancel your car insurance

We've got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there's something much better.

This new tool from FinanceBuzz can tell you if you're overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $500 or more per year when they save! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you'll never have to look for affordable insurance again because we find you the lowest rates that other companies can't match.

Oh, and it's also free. And come on — you can't tell us you don't want to save up to $500. To find out if you're losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you're overpaying. It takes less than 2 minutes.

See if you're overpaying

Earn $200 cash back bonus with this incredible card

There's a credit card that's making waves with its amazing bonus and benefits. The Citi Custom Cash® Card has no annual fee and you can earn $200 cash back after spending $1,500 in purchases in the first 6 months.

The Custom Cash Card puts cash rewards back into your wallet. Cardholders can earn up to 5% cash back — easy! Earn 5% cash back in your top eligible spending category each billing cycle (up to the first $500 spent, then 1% cash back), plus unlimited 1% cash back on all other purchases; plus, as a special travel offer, earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2025. That's one of the best cash rewards options available.

This card also offers an intro APR of 0% for 15 months on purchases and qualifying balance transfers (then 19.24% - 29.24% (Variable)). Which is great for someone who wants a break from high interest rates, while still earning rewards.

The best part? There's no annual fee.

Click here to apply now for the Citi Custom Cash® Card(Rates and fees).

Pay no interest on balance transfers until nearly 2026

Imagine getting 18 months with 0% intro APR on a balance transfer. Sounds great — right? You could dramatically change your financial picture with this industry-leading card - the Citi Double Cash® Card.

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 18 months. After the intro period for balance transfers, the APR is 19.24% - 29.24% (Variable). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!

It doesn't stop with balance transfers though. Cardholders can also earn double cash back — 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. The best part - you can redeem your cash back as direct deposit, a statement credit, or even a mailed check! You can turn your everyday purchases into cash back and make a dent in your debt, regular bills, or save for the future.

The best part? There's no annual fee with the Citi Double Cash® Card(Rates and fees).

Click here to apply here for the Citi Double Cash® Card

Earn up to $700 when you open and fund these 2 powerful accounts

Earn up to $700 when you open a new U.S. Bank Smartly® Checking account and Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 27, 2024. Member FDIC.

Earn up to $500 with a new U.S. Bank Smartly® Checking when you complete the following within 90 days of account opening:

  • Enroll in online banking or the U.S. Bank Mobile App.
  • Make two or more direct deposit(s) totaling $3,000 to $4,999.99 to earn $100, $5,000 to $9,999.99 to earn $300, or $10,000 or more to earn $500.

Earn up to $200 with a new Standard Savings account:

  • Make new money deposit(s) totaling $15,000 or more by July 17, 2024.
  • Maintain that balance until October 31, 2024.

Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

Open and fund your accounts to earn up to $700

Eliminate your late tax debt

Each year, the IRS forgives millions in unpaid taxes. If you have more than $10,000 in tax debt, or have 3+ years of unfiled taxes, you could get forgiveness too. You might be eligible to lower the amount you owe, or eliminate your tax debt completely.

Fresh Start Initiative could help you lower or get out of your tax debt for good. They’re well respected in the industry and have been recognized for their ethical standards when dealing with tax debt. While most tax companies just put you on a payment plan and file your taxes for you, Fresh Start Initiative talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.

Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.

Fill out this form to get started

Fuel your retirement with an IRA that gives a 3% match

Here’s an … interesting … hypothetical scenario: Let’s say you invested $200 per month into a Roth IRA, starting at age 30. With an assumed annual return of 7% compounded monthly, you could have approximately $384,809.76 by age 67.1

Of course, this is a hypothetical scenario — not an indication of promised returns. Still, it highlights the power of compounding interest … and with compound interest, the best time to start is today.

Robinhood (yes, the investing app) is offering a 3% match on retirement contributions when you join Robinhood Gold for a monthly subscription fee.2

IRAs like the Roth and others are powerful tools that can help you save for retirement — and Robinhood matches 3% of every dollar contributed.

Join Robinhood Gold and get a 3% match on your IRA contributions