10 Things That Disappear the Moment You Retire (For Better and Worse)

Retirement marks the end of your professional career, but this new chapter in your life can bring changes beyond your paycheck and finances. 

As you set yourself up for retirement, remember that your lifestyle will dramatically shift when you no longer work full-time. And it can be a good idea to prepare yourself for some of those changes ahead of time.

Here are 10 things that go away the second you retire from your job.

Unless you're a morning person, you can finally say goodbye to that pesky AM alarm. That means no more rushing out the door half-asleep or scrambling to wolf down a quick and unsatisfying breakfast.

Instead, you can take your time getting out of bed and savor that delicious breakfast sandwich with a newfound peace of mind. This is something to add to your retirement plan. 

Retirement means you no longer answer to anyone (aside from maybe your spouse). So, that means no more emails from your boss in the middle of the night or endless workplace deadlines.

Your stress levels will plummet as you settle into your new life. Things will begin to slow down, and you'll be able to appreciate the little things in life much more when you're no longer in the grind of work.

Many don't realize the amount of social interaction at work, which all disappears in retirement. That means no more office gossip, company happy hours, corporate retreats, lunches, and so on.

The daily grind of traffic or a packed train ride will finally be over once you retire, and you won't have to contend with any more rush-hour stress or worries about making it to work on time.

Considering the average American spends 25 minutes commuting one way, that's close to an hour you'll instantly get back in retirement. With that extra time in the day, you can take up a new hobby or other fun activity. And you never have to worry about merging onto the freeway ever again!

Work provides us with a very consistent routine, week in and week out. Once you're no longer working, that disappears.

But, there's good news here, since this gives you a lot more flexibility to plan trips, go on daily excursions, and take long vacations out of town.

You can finally say goodbye to business casual, uniforms, and dress shoes. Once you retire, you can wear whatever you want, whenever you want, focusing on comfort over everything else.

While some retirees might miss the put-together look of office attire, you'll save yourself from all of those other headaches associated with keeping your professional clothes looking good. No more dry cleaning, alterations, shoe shining, or figuring out how to tie a tie while half-awake.

While work can be stressful and grinding sometimes, it still provides daily mental stimulation.

Keeping your mind sharp in retirement requires daily intellectual challenges, and you'll have to find creative ways to get them in without a job.

Whether it's learning a new language, a new skill, or another challenging mental task, it's important to keep yourself engaged daily to make sure your mind stays sharp.

Those small (and large) things you took for granted while employed all go away when you retire.

No more free coffee in the break room, employer-sponsored gym memberships, or health insurance. That could mean more out-of-pocket expenses for you, but it could also give you a chance to work on your coffee-brewing skills at home.

When you're in an industry long enough, it becomes part of your identity. Parting with that in retirement can be a challenge.

You'll have to find other things to fill that void, and your sense of self-worth will change once you're no longer a full-time worker.

The days of a free work trip across the country will end once you retire.

While that means no more training, packed conferences, or client meetings, you'll also miss out on exploring other parts of the world while on the company dime.

Part of your planning for retirement should include a way to deal with all of these abrupt lifestyle changes. Find ways to fill your days so you're not stuck inside your house doing nothing.

Preparing for these changes will make the transition to retirement life much easier for you. That way, you can enjoy your new life to the fullest.