10 Easy Ways To Make Extra Cash When You Already Have a Full-Time Job

Make more money without sacrificing your work-life balance.

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Updated May 28, 2024
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Finding time for a side gig might seem impossible if you work at a full-time job for 40 hours or more each week.

However, opportunities to pick up extra cash exist, including gigs that allow you to set your hours. Plus, these jobs allow you to work during the mornings, evenings, or weekends, so you can fit them around a full-time career. 

Following are some great ways to make more money, even if you already have a full-time job.

Earn money online by taking surveys

$55,000 might sound crazy … but with a company called Survey Junkie, it’s possible to get your share of it every day by taking their surveys in your extra time.

Follow these simple steps to start earning:

  1. Sign up for an account with Survey Junkie here.
  2. Take surveys.
  3. Repeat daily and get paid for sharing your opinion!

P.S.: You can cash out with as little as $5 through PayPal or bank transfer, or transfer to gift cards from a number of stores.

Get your share of $55,000 daily by signing up here

Complete online surveys or research studies

Grady R/peopleimages.com/Adobe black woman reading feedback review of social media

Completing online surveys or research studies can be a good option for those with a demanding full-time job who have minimal time for extra work.

This side gig is flexible. You don’t have to leave home, and you’re never obligated to complete more surveys or studies than is convenient each week.

Many different companies and institutions need participants for surveys. For example, consider survey sites such as OneOpinion.

If you’re interested in research studies, local universities often seek research participants, or you can join the mailing list for a market research firm such as Elliott Benson.

Tutor students online

Mariia Korneeva/Adobe woman having video call on her computer at home

Online tutoring might be a great fit if you’re a whiz at math, science, history, a foreign language, or language arts. Since school hours often coincide with work hours, this gig shouldn’t interfere with your 9-to-5 job.

You usually have two options with tutoring: Sign-up with a tutoring site, such as Tutor.com, or find your own clients. The latter is usually more lucrative since you set rates and don’t have to share profits with a company. But it might require more work initially.

Sell your photography

H_Ko/Adobe woman photographing red sports shoes

You might find success selling images online if you're a skilled photographer — or even just an amateur with passion.

There are a lot of options for getting started. For example, sign up with a licensing site like Stocksy or sell individual images through platforms like Etsy.

This side gig offers a lot of flexibility. Sales can happen anytime, and you don’t need to be present for them to occur. Establishing yourself requires effort, time, and energy, but it can be a great source of passive income.

Stop overpaying when you shop online

Shopping online has its perks. It's super convenient, but it can be time consuming to find the best deals. Instead of hunting for coupon codes (that don't always work!) and opening tons of browser tabs comparing prices, you can try Capital One Shopping.

Capital One Shopping makes saving money effortless. Just add the browser extension and when you check out, it'll scour the internet for coupon codes to help you save cash. And before you check out at 25+ major retailers, Capital One Shopping will notify you with a friendly pop-up if the item you're buying is available cheaper somewhere else.

Capital One Shopping is free to use and won't show you ads. Add it today and stop overpaying!1

Get Capital One Shopping now

Start a landscaping business

Smole/Adobe landscape gardener laying turf for new lawn

If you’re great with plants or have a solid understanding of how to take care of a backyard, a landscaping business might be a great side hustle. Plus, you get to spend time outside, which can be a bonus if your full-time gig is indoors.

Typically, you need to find clients in your area and ensure you have the necessary supplies to get started. Look for clients on local Facebook groups or apps as you begin. Once you get going, you might get referrals from current clients.

Deliver food and takeout orders

SFIO CRACHO/Adobe delivery food service at home

Food delivery can be a great side hustle. You can usually set the hours and determine when you work. Plus, the gig is pretty straightforward: You pick up the food and deliver it.

If you have a demanding job that requires you to be on your feet all day, this can be a nice change of pace. As a bonus, rush hour for deliveries is usually after work or on the weekends. So it shouldn't interfere with your full-time job.

Shop for other people’s groceries

DragonImages/Adobe shopping with grocery list

If you like shopping for groceries and are good with details, you might enjoy grocery shopping for other people.

In this gig, you get paid to complete someone else’s shopping list. You’ll be responsible for gathering requested groceries, from produce to deli meat and everything in between.

You might have to check in with the person on the other end of the app if you have questions or need answers about substitution preferences. Various companies, such as Instacart, employ shoppers.

Rent your car

Ljupco Smokovski/Adobe man giving car keys to a young man

If you don’t need your car regularly or have an extra car that doesn’t get much use, you might have success generating income with your vehicle through car rental sites such as Turo.

Here’s how it works: You list your car for rent and set the price. From there, someone books the car, and you earn cash.

It’s relatively straightforward and might be an excellent fit for someone with a full-time job and limited time.

List an extra room for rent

pikselstock/Adobe Manager giving rental keys to a backpacker

If you have an extra room in your house and don’t mind sharing your space, renting a room can be a solid way to earn extra money.

You can offer short-term rentals for travelers or long-term rentals for people who call your city home.

There are websites such as Airbnb that can help you get started with short-term rentals. For long-term rentals, you might find success on local Facebook groups or apps.

Pet-sit in your neighborhood

Eva/Adobe fur mommy doing a high-five with her pet dog

Pet-sitting can be a great side gig if you love animals and have experience caring for them. You can either stay in someone’s house while they're away or have the pet stay in your home.

If you work from home, this can be a great option since you can care for the animal during the day.

Earn cash back on everyday purchases with this rare account

Want to earn cash back on your everyday purchases without using a credit card? With the Discover®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!2

With no credit check to apply and no monthly fees to worry about, you can earn nearly passive income on purchases you’re making anyway — up to an extra $360 a year!

This rare checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, over 60K fee-free ATMs, and the ability to add cash to your account at Walmart stores nationwide.

Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score.

Apply for a Discover Cashback Checking account today

Clean homes or offices

Africa Studio/Adobe young female worker cleaning office

If you’re great at cleaning and don’t mind handling other people’s messes, cleaning homes or offices can be a lucrative way to earn extra money.

You usually need to buy supplies and find clients. But once you have a few regulars, it can be a way to slowly build wealth if this is a reliable source of additional income you earn every month.

Bottom line

baranq/Adobe young woman sitting taking care of bills

If you’re looking for ways to earn extra money while working a full-time job, you have options.

Depending on your skill set, interests, and availability, there are many ways to earn cash. Each side gig requires work and effort, but finding the right fit can help lower your financial stress.  

SurveyJunkie Benefits

  • Over $55,000 paid to members daily
  • Earn up to $130 a month taking 4 or more surveys daily
  • $76 million paid out to date
  • 20M+ lifetime members and BBB accreditation