Elon Musk, Mark Zuckerberg, and Jeff Bezos are household names and some of the richest people in the world, according to Forbes. These influential figures can inspire millions with their paths to wealth and success.
For the average person, there are many ways to adopt the mindset of a millionaire to shape their financial journeys and help them build wealth.
Here are some surprising views commonly held by wealthy individuals that go beyond financial literacy, revealing the attitudes that contribute to their success.
Get instant access to hundreds of discounts
Over 50? Join AARP today— because if you’re not a member you could be missing out on huge perks like discounts on travel, dining, and even prescriptions.
Get 25% off membership — just $15 for your first year with auto-renewal — and a free gift if you join today.
Rich people believe they're more savvy
Good judgment is one of many signs of financial success. Wealthy individuals often attribute their riches to their heightened decision-making skills, actively driving them to seek and capitalize on opportunities to get ahead financially.
Many say being savvy and competent in key areas of finance can set them apart. The confidence they have in their financial skills helps them handle complex markets and take on other risks.
Rich people believe their time is more important
Wealthy people see time as very valuable. They focus on tasks and goals that matter most to them and try to spend their time on things that bring big results.
This mindset leads to strategic time management, focusing on high-impact activities that drive success. Some would say their focus is more on long-term investments.
Rich people view everything as a money-making opportunity
Wealthy people often have a strong business mindset. They see many situations as chances to make money. And they play their cards very strategically.
This way of thinking pushes them to find and use opportunities that others might miss. They're always looking for new chances and are ready to turn different situations into ways to make money.
Resolve $10,000 or more of your debt
National Debt Relief could help you resolve your credit card debt with an affordable plan that works for you. Just tell them your situation, then find out your debt relief options.1 <p>Clients who complete the program and settle all debts typically save around 45% before fees or 20% including fees over 24–48 months, based on enrolled debts. “Debt-free” applies only to enrolled credit cards, personal loans, and medical bills. Not mortgages, car loans, or other debts. Average program completion time is 24–48 months; not all debts are eligible, and results vary as not all clients complete the program due to factors like insufficient savings. We do not guarantee specific debt reductions or timelines, nor do we assume debt, make payments to creditors, or offer legal, tax, bankruptcy, or credit repair services. Consult a tax professional or attorney as needed. Services are not available in all states. Participation may adversely affect your credit rating or score. Nonpayment of debt may result in increased finance and other charges, collection efforts, or litigation. Read all program materials before enrolling. National Debt Relief’s fees are based on a percentage of enrolled debt. All communications may be recorded or monitored for quality assurance. In certain states, additional disclosures and licensing apply. ©️ 2009–2025 National Debt Relief LLC. National Debt Relief (NMLS #1250950, CA CFL Lic. No. 60DBO-70443) is located at 180 Maiden Lane, 28th Floor, New York, NY 10038. All rights reserved. <b><a href="https://www.nationaldebtrelief.com/licenses/">Click here</a></b> for additional state-specific disclosures and licensing information.</p>
Sign up for a free debt assessment here.
Rich people prioritize continuous learning
A commitment to lifelong learning is a common trait among the wealthy.
They understand that staying informed and adapting to changing trends is key to maintaining and growing their financial success. This dedication to continuous learning keeps them ahead in their industries and open to new opportunities.
Rich people embrace risk as a catalyst for growth
Many rich people acknowledge the correlation between risk and reward. They're willing to take calculated risks in investments and business ventures, recognizing that strategic risk-taking can lead to substantial financial growth.
This willingness to embrace risk distinguishes them as bold decision-makers in pursuing wealth. They see risk as something that cannot be avoided, but more as a catalyst for growth.
Rich people invest strategically in relationships
Building and nurturing valuable connections is a priority for the wealthy. They recognize the potential for collaboration and mutual benefit in cultivating strong professional and personal relationships.
Strategic relationship-building opens doors to opportunities, partnerships, and insights that contribute to their financial success.
Rich people value assets over liabilities
Wealthy people distinguish between assets that appreciate and liabilities that drain resources. They prioritize accumulating assets, such as real estate and investments, to bolster their net worth.
This asset-centric approach forms the foundation of their wealth-building strategy, focusing on long-term financial stability.
Rich people are selective about financial advice
These individuals often seek advice from trusted and experienced financial professionals. They understand the importance of discernment in financial guidance and are selective about the sources they rely on for advice.
This discerning approach ensures that their financial decisions align with their unique goals and risk tolerance.
Rich people value productivity over busyness
Prioritizing productivity over mere busyness is a hallmark of the affluent. They focus on tasks that contribute directly to their goals, avoiding activities that don't align with their objectives.
This emphasis on productivity enhances efficiency and effectiveness in pursuing wealth-building activities.
Earn $200 cash rewards bonus with this incredible card
The Wells Fargo Active Cash® Card(Rates and fees) has no annual fee and you can earn $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Cardholders can also earn unlimited 2% cash rewards on purchases.
The best part? There's no annual fee.
Rich people understand the power of delegation
Delegating tasks and responsibilities is a strategic approach embraced by many affluent individuals. They recognize that leveraging the skills of others allows them to focus on high-impact activities.
Delegation is a powerful tool that enables them to scale their efforts and maximize efficiency in wealth-building endeavors.
Rich people embrace failure as a learning opportunity
Viewing failure as a stepping stone to success is a common mindset among the wealthy. Instead of fearing failure, they see it as a valuable learning opportunity that contributes to their personal and professional growth.
This resilience in the face of setbacks empowers them to navigate challenges with a forward-thinking perspective.
Rich people invest in personal development
The affluent prioritize personal development, understanding that continuous improvement in skills and knowledge enhances their capacity to navigate challenges and seize opportunities.
Investments in self-improvement, whether through education or skill-building, are integral to their sustained success.
Rich people value health as a form of wealth
Recognizing the interconnectedness of health and wealth, the affluent prioritize well-being. They understand that good health is a foundational asset that enables them to pursue and enjoy their financial success.
The pursuit of a healthy lifestyle aligns with their holistic approach to wealth and prosperity.
Rich people practice generosity as a lifestyle
Philanthropy and giving back are integral aspects of many affluent individuals' lives. They understand the importance of making a positive impact on society and contributing to causes they believe in.
This commitment to generosity extends beyond financial success, reflecting a desire to create meaningful change in the world.
Rich people believe in multiple income streams
Diversification is a key principle for the wealthy. They actively pursue and cultivate multiple income streams, reducing dependency on a single source and enhancing financial stability.
This multifaceted approach safeguards against economic uncertainties and market fluctuations. The wealthy also understand that there are several ways to build their net worth.
Bottom line
These glimpses into the minds of successful individuals are valuable not just for financial insights but for personal growth.
By understanding their perspectives, you might discover limiting beliefs you hold or areas where you can expand your thinking. And might even help you stop living paycheck to paycheck.
Remember, where you stand financially is shaped by your mindset, and the rich offer valuable lessons to help you unlock your full potential.
Up To 5% Cash Back
Benefits Card Details on Discover’s secure website Intro Offer
Discover will match all the cash back you’ve earned at the end of your first year.
Annual Fee $0 Why we like it
The Discover it® Cash Back is ideal for anyone who loves flexible rewards options.
Cardholders can redeem their cash back for any amount.
Earn 5% cash back on rotating bonus categories up to the quarterly maximum when you activate, along with 1% cash back on all purchases. Categories may include places like gas stations, grocery stores, restaurants, and more.
FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment.
Our partners do not influence how we rate products.
Subscribe Today
Learn how to make an extra $200
Get vetted side hustles and proven ways to earn extra cash sent to your inbox.