15 Startling Attitudes Rich People Share About Money

Discover the secret mindsets of the affluent that pave the path to wealth.
Updated Feb. 8, 2024
Fact checked

We receive compensation from the products and services mentioned in this story, but the opinions are the author's own. Compensation may impact where offers appear. We have not included all available products or offers. Learn more about how we make money and our editorial policies.

In the intricate world of wealth and success, the candid perspectives of the affluent offer glimpses into the mindset and strategies that shape their financial journeys and help them build wealth.

This article delves into the often shocking views commonly shared by wealthy individuals, unraveling the attitudes contributing to their financial prowess.

Rich people believe they’re more savvy

C Malambo/peopleimages.com/Adobe digital information for financial growth

Wealthy individuals often attribute their financial success to heightened financial acumen. This belief can influence their decision-making, actively driving them to seek and capitalize on opportunities to get ahead financially.

The conviction in their financial prowess instills confidence in their ability to navigate complex markets or take on other risks.

Want to learn how to build wealth like the 1%? Sign up for Worthy to get ideas and advice delivered to your inbox.

Rich people believe their time is more important

Feodora/Adobe businessman looking at wrist watch

Viewing time as a precious commodity, affluent individuals prioritize tasks and commitments that align with their goals. They recognize the value of their time and strive to invest it in endeavors that yield substantial returns.

This mindset leads to strategic time management, focusing on high-impact activities that drive success.

Rich people view everything as a money-making opportunity

Ami-Lou W/peopleimages.com/Adobe thinking of marketing strategy

The affluent tend to possess a keen entrepreneurial mindset, perceiving various situations as potential avenues for financial gain.

This perspective encourages them to explore and leverage opportunities that others might overlook. It reflects a continuous search for untapped potential and a readiness to turn diverse scenarios into profitable ventures.

If you’re over 50, take advantage of massive discounts and financial resources

Over 50? Join AARP today — because if you’re not a member you could be missing out on huge perks. When you start your membership today, you can get discounts on things like travel, meal deliveries, eyeglasses, prescriptions that aren’t covered by insurance and more.

How to become a member today:

  • Go here, select your free gift, and click “Join Today”
  • Create your account (important!) by answering a few simple questions
  • Start enjoying your discounts and perks!

Important: Start your membership by creating an account here and filling in all of the information (Do not skip this step!) Doing so will allow you to take up 25% off your AARP membership, making it just $12 per year with auto-renewal.

Become an AARP member now

Rich people prioritize continuous learning

Drobot Dean/Adobe photo of beautiful happy woman

A commitment to lifelong learning is a common trait among the wealthy. They understand that staying informed and adapting to evolving trends is integral to sustaining and expanding their financial success.

This dedication to continuous education positions them at the forefront of industry developments and innovative opportunities.

Rich people embrace risk as a catalyst for growth

Drazen/Adobe working on new business project

Many affluent individuals acknowledge the correlation between risk and reward. They're willing to take calculated risks in investments and business ventures, recognizing that strategic risk-taking can lead to substantial financial growth.

This willingness to embrace risk distinguishes them as bold decision-makers in pursuing wealth.

Rich people invest strategically in relationships

Studio Romantic/Adobe talking and sharing their impressions

Building and nurturing valuable connections is a priority for the wealthy. They recognize the potential for collaboration and mutual benefit in cultivating strong professional and personal relationships.

Strategic relationship-building opens doors to opportunities, partnerships, and insights that contribute to their financial success.

Rich people value assets over liabilities

Angelov/Adobe pie chart and candlestick charts

The affluent distinguish between assets that appreciate and liabilities that drain resources. They prioritize accumulating assets, such as real estate and investments, to bolster their net worth.

This asset-centric approach forms the foundation of their wealth-building strategy, focusing on long-term financial stability.

Rich people are selective about financial advice

Drazen/Adobe mature financial adviser using laptop

Affluent individuals often seek advice from trusted and experienced financial professionals. They understand the importance of discernment in financial guidance and are selective about the sources they rely on for advice.

This discerning approach ensures that their financial decisions align with their unique goals and risk tolerance.

Rich people value productivity over busyness

insta_photos/Adobe bank loan legal financial documents

Prioritizing productivity over mere busyness is a hallmark of the affluent. They focus on tasks that contribute directly to their goals, avoiding activities that don't align with their objectives.

This emphasis on productivity enhances efficiency and effectiveness in pursuing wealth-building activities.

Earn cash back on everyday purchases with this rare account

Want to earn cash back on your everyday purchases without using a credit card? With the Discover®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!1

With no credit check to apply and no monthly fees to worry about, you can earn nearly passive income on purchases you’re making anyway — up to an extra $360 a year!

This rare checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, over 60K fee-free ATMs, and the ability to add cash to your account at Walmart stores nationwide.

Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score.

Apply for a Discover Cashback Checking account today

Rich people understand the power of delegation

Malambo C/peopleimages.com/Adobe working on company homepage development

Delegating tasks and responsibilities is a strategic approach embraced by many affluent individuals. They recognize that leveraging the skills of others allows them to focus on high-impact activities.

Delegation is a powerful tool that enables them to scale their efforts and maximize efficiency in wealth-building endeavors.

Rich people embrace failure as a learning opportunity

contrastwerkstatt/Adobe authoritative man with folded arms

Viewing failure as a stepping stone to success is a common mindset among the wealthy. Instead of fearing failure, they see it as a valuable learning opportunity that contributes to their personal and professional growth.

This resilience in the face of setbacks empowers them to navigate challenges with a forward-thinking perspective.

Rich people invest in personal development

Monkey Business/Adobe applauding-speaker-at-business-conference

The affluent prioritize personal development, understanding that continuous improvement in skills and knowledge enhances their capacity to navigate challenges and seize opportunities.

Investments in self-improvement, whether through education or skill-building, are integral to their sustained success.

Rich people value health as a form of wealth

Stavros/Adobe couple jogging through the streets

Recognizing the interconnectedness of health and wealth, the affluent prioritize well-being. They understand that good health is a foundational asset that enables them to pursue and enjoy their financial success.

The pursuit of a healthy lifestyle aligns with their holistic approach to wealth and prosperity.

Rich people practice generosity as a lifestyle

Halfpoint/Adobe volunteers working in community charity

Philanthropy and giving back are integral aspects of many affluent individuals' lives. They understand the importance of making a positive impact on society and contributing to causes they believe in.

This commitment to generosity extends beyond financial success, reflecting a desire to create meaningful change in the world.

Rich people believe in multiple income streams

StratfordProductions/Adobe working at home using laptop

Diversification is a key principle for the wealthy. They actively pursue and cultivate multiple income streams, reducing dependency on a single source and enhancing financial stability.

This multifaceted approach safeguards against economic uncertainties and market fluctuations. The wealthy also understand that there are several ways to start building your net worth.

Bottom line

oneinchpunch/Adobe business man going to work

These glimpses into the minds of successful individuals are valuable not just for financial insights but for personal growth. 

By understanding their perspectives, you might discover limiting beliefs you hold or areas where you can expand your thinking. 

Remember, where you stand financially is shaped by your mindset, and the rich offer valuable lessons to help you unlock your full potential.

Choice Home Warranty Benefits

  • First month free
  • Protection for unexpected expense
  • 24/7 claims hotline
  • Network of over 15,000 technicians

Author Details

Adam Palasciano Adam Palasciano is a personal finance-obsessed and money-savvy individual who loves to hash out content on all things saving money. He specializes in writing millennial-friendly personal finance content, covering topics ranging from trending financial news, debt, credit cards, cryptocurrency, and more.

Want to learn how to make an extra $200?

Get proven ways to earn extra cash from your phone, computer, & more with Extra.

You will receive emails from FinanceBuzz.com. Unsubscribe at any time. Privacy Policy

  • Vetted side hustles
  • Exclusive offers to save money daily
  • Expert tips to help manage and escape debt