If you’ve always dreamed of taking a VIP vacation, then you may already be aware that there are fleets of luxury cruise ships waiting to take the uber rich to the high seas. While most of us plan our vacations with an emphasis on finding ways to save money on travel, these cruises are the exact opposite, and all require some serious splurging before you can set sail.
Those with deep enough pockets will get a lot of bang for their buck, because almost all of these cruises come with high-end bells and whistles — from newer ships with huge suites to white glove service and Michelin Star dining.
Trust us, you’re going to want to start setting aside some money today so that you can take one of these once-in-a-lifetime trips some day.
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How to become a member today:
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An AARP membership not only unlocks discounts that could save you hundreds on your next trip, but you’ll also have access to deals on vacation packages, guided tours, and exclusive content to help plan your next getaway.
Important: Start your membership by creating an account here and filling in all of the information (do not skip this step!). Doing so will allow you to take up to 25% off your AARP membership, making it just $12 per year with auto-renewal.
Cunard’s Queen Anne Luxury Cruise Ship
Known for its white glove approach, Cunard cruises serve British high tea every afternoon and host black tie galas nightly. The Queen’s Grill Suite is their ultimate accommodation — the biggest of which is 2,249 square feet — where you can enjoy pre-dinner canapés and butler service.
You’ll have to spend $25,629 per person for a chance to set sail on this 23-night voyage, which cruises from Hong Kong to Cape Town via Vietnam and Malaysia.
Oceania Riviera Cruises
Of all the ships in Oceania’s fleet, the newly-built Vista shines brightest, with room for 1,200 souls. Excursions are often under-the-radar and offer one-of-a-kind experiences that go a step beyond what you’d find on a standard ship.
For example, foodies traveling aboard the Vista may want to get in on the action when it comes to the ship’s gourmet dining options, since Oceania’s high-end fleets offer cooking classes to travelers.
All of Ocean’s standard offerings mean you won’t get bored during Vista’s 180-night cruise around the world — a trip that includes stops on six continents — as long as you have enough money set aside to spring for the sumptuous Owner’s Suite, which will set you back $244,999 per person.
Ponant Luxury Cruises
This French luxury cruise line is known for serving high-end macarons and champagne in far-flung destinations like the Arctic. You can explore in luxury on the famed Le Commandant Charcot, an ice-cutter with 123 posh rooms.
A stay in the 1,237 square feet Owner’s Suite will set you back $94,320 during a trek that travels from Saint Pierre Island through Greenland onto Iceland for 16 days. But that big price tag comes along with plenty of perks, like an opportunity to soak in the marble bathroom jacuzzi after you get back from life-changing excursions, like watching the eclipse from the absolute edge of the world.
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Regent Seven Seas Cruises
On four of the ships in Regent’s fleet you’ll find the ultra-luxe Regent Suite, which is a massive 4,000 square feet penthouse, replete with art by Picasso, caviar service, your own butler, and the opportunity to enjoy over 150 excursions.
Pricing for this dreamy suite is $365,999 per person, and it comes along with an all-inclusive, 61-night cruise from New Zealand to Japan with stops in Australia and Southeast Asia.
Ritz-Carlton Yacht Collection
Of the three yachts in the Ritz-Carlton fleet, the Evrima is the smallest, with room for 298 passengers. You can book the Owner’s Suite, which is 1,001 square feet inside with a 628 square feet private terrace that includes a whirlpool. All furnishings are premium, including a custom sleep system that will keep you from experiencing any sleepless nights while you’re at sea.
It will set you back $98,400 per person for an 11-night cruise from Rome to Venice with stops in Italy and Croatia. But when you get to spend days exploring and evenings enjoying Michelin Star dining, that price tag may seem a little more worth it.
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Seabourn Quest
The Holland America and Princess are known for their Alaskan cruises, but to experience the glaciers in true luxury, you’ll want to board the Seabourn Quest, an expedition vessel that sleeps 458 guests.
The Owner’s Suite costs $17,509 per person for an all-inclusive 14-night cruise, and has ocean-facing windows to take in vistas of Alaska’s stunning landscape. It’s the kind of cruise where caviar and champagne served in the surf is a normal activity.
Seadream Yacht Club
Both of the small vessels in Seadream’s fleet are intimate 120-person yachts — with almost as many crew members aboard to take care of your every need — and both allow you to dine and sleep under the stars, which is so dreamy.
Board the Seadream II for an 11-day wine cruise from Bordeaux to Seville, tasting the best French, Portuguese, and Spanish wines. The posh Admiral’s Suite starts at $24,459 per person, but you have to call for Owner’s Suite pricing.
Silversea Cruises
Silversea is well-known for its luxury cruises, where everyone gets a butler on their ships. But, this line arguably nails the luxe feel with their expeditions to the Galapagos Islands on the Silversea Origin — where a team of Ecuadorian naturalists guide travelers on their voyage — which hosts just an intimate 100 guests.
The luxurious Owner’s Suite costs $169,200 for a 14-night cruise of the islands, and is 1,722 square feet and comes along with a 646 square feet private veranda.
Viking Neptune
The Viking’s Neptune is one of the newer ships in its fleet, with room for 930 guests, so you know it won’t be crowded. This cruise is ideal for wealthy travelers looking for an 18-night trip that will take them from Florida to Los Angeles — via passage through the world-famous Panama Canal — and it includes stops in Mexico, Colombia, Costa Rica.
You can stay in the 1,166 square feet Explorer Suite, which comes with a private veranda, for $17,999 per person.
Unlock exclusive entertainment deals and VIP perks (without a credit card)
Ready to take your entertainment and travels to the next level? Experience the finer things in life with the SELECT card.
No, it's not a credit card, it’s an exclusive membership — and your passport to a world of elite benefits and unforgettable moments.
Imagine sipping complimentary cocktails in downtown Manhattan at KYU NYC or saving 20% on the best sushi in Hollywood Hills at Yamashiro.
Like to shop? Members receive VIP discounts like 15% off at Brooks Brothers, and up to 60% off at Tumi.
Enjoy special offers at luxury hotels like the Four Seasons and Omni Select. For example, you get 15% off at Hyatt Hotels worldwide.
But it’s not just about the hundreds (or thousands) you could save. There are so many features that make you feel like a VIP every day. Like SELECT’s white-glove concierge that assists with bookings, recommendations, or anything you need. And priority access to reservations to some of the year’s hottest events (many not open to the public).
Windstar Cruises
Winstar is known for its French Polynesia cruises, somewhere that is a bucket list destination for many. The Windstar offers plenty of appeal for foodies, thanks to menus created by Michelin Star chefs. The cruise line also gives travelers the chance to live the luxe island life, where they can experience beach feasts and fire dancers as part of their voyage.
Book the posh 575 square feet Owner’s Suite aboard the Star Breeze for a 14-day trip. The ship only hosts 312 guests, so it will feel like a small sanctuary when you return to it after excursions like diving and discovering. Hopeful cruisers will need to call for pricing to find out how much a trip aboard a Windstar cruise will set you back.
Bottom line
If ever you needed some inspiration to get a side gig to earn extra income, the prospect of embarking on any one of these swoon-worthy voyages provides it in abundance. Each ship is stunning, the accommodations are beyond luxe, and the destinations are stunning.
While this sampling is likely out of reach for all but the mega rich, it does serve as the perfect fuel for daydreaming about how you’d spend your money if you suddenly struck it super rich.
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Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
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The Bank of America® Travel Rewards credit card is great for individuals who enjoy earning rewards and traveling.
Cardholders will enjoy the flexibility to redeem points with no blackout dates and receive a statement credit to pay for travel and dining purchases.
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