10 Arizona Cities You Can Retire to for Just $1,500 a Month

If you’re living on a fixed income, these 15 Arizona cities could make the ideal retirement spot.

Older couple with bike
Updated June 6, 2024
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Many people dream of retiring to Florida, but others prefer the desert of Arizona. The Grand Canyon State is home to many affordable places to live.

So, if you want to stretch your retirement savings, check out some of these cities in Arizona where frugal folks can retire for under $1,500. All rental figures come from Zumper.

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Natalia Bratslavsky/Adobe Yuma, Arizona

Yuma has almost 100,000 residents, so it’s a good option if you want to live in an affordable medium-sized town without compromising amenities such as restaurants and shops.

Pick up a one-bedroom in the city for an average monthly rent of $895, helping you keep more cash in your wallet and giving you plenty of extra room in your budget for other expenses.


mdurson/Adobe tucson arizona city skyline

You might be surprised to find Tucson on this list of the affordable places since it’s the second-most populous city in Arizona.

But the average rent for a one-bedroom apartment in Tucson is $1,084. Prices have been rising though, so you may want to double-check the latest trends before you consider a move here.

Sierra Vista

Teressa L. Jackson/Adobe Sierra Vista, Arizona

Sierra Vista can be a great option if you are looking for an area with outdoor activities such as biking, hiking, and horseback riding.

You will be able to afford some of the more exciting adventures here thanks to an average rent of only $848 for a one-bedroom apartment.

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Bullhead City

Naya Na/Adobe Bullhead City, Arizona

You might think you will have to give up your favorite water activities if you move to Arizona, but Bullhead City proves that is not true.

The city’s location along the Colorado River allows you to head out for fishing, boating, and other water activities. Rent for a one-bedroom apartment is just $1,065 per month.


Jenifoto/Adobe desert sunset with mountain phoenix

Along the border with Mexico is Douglas, which boasts ranches to see and local restaurants to visit.

Rent is only $525 for a one-bedroom apartment, so you will have plenty of money left over each month for other expenses.

Fortuna Foothills

TomR/Adobe sonoran desert in scottsdale arizone

Fortuna Foothills in southern Arizona could be another great option if you want to enjoy the benefits of Yuma.

A one-bedroom apartment in Fortuna Foothills is a little pricier than in Yuma, but you can still get one for an average cost of $1,144 per month.

Fort Mohave

dcorneli/Adobe Douglas, Arizona

Fort Mohave is another town along the Colorado River. It includes golf courses and water activities. Or, visit the Avi Resort & Casino in nearby Laughlin, Nevada, for entertainment.

Pick up a one-bedroom apartment in Fort Mohave for $1,042, which should give you some extra space in your budget.


MelissaMN/Adobe Bisbee, Arizona

Bisbee has a nice downtown with an arts and culture district that includes galleries, public art, and more.

You can also get a one-bedroom apartment for only $785, making it an affordable place to retire.

San Luis

David/Adobe San Luis, Arizona

Between Yuma and the Mexican border sits San Luis. Check out night races at the Cocopah Speedway in nearby Somerton or enjoy some of the local restaurants in San Luis itself.

You’ll also enjoy the cost of a one-bedroom apartment, which comes in at $977 per month.

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Lake Havasu City

SNEHIT PHOTO/Adobe A view of Lake Havasu in Arizona

Enjoy plenty of outdoor activities on the waters of Lake Havasu when you move to Lake Havasu City.

The area also has plenty of off-roading and hiking activities on the days when you don’t want to be out on the water.

You can get a one-bedroom for an average of $1,171 per month in rent. It’s doable on a budget of $1,500 a month, but you will need to be frugal if you want to get ahead financially.

Bottom line

Reese/peopleimages.com/Adobe A senior man sits next to the pool and dips his feet in

Whether you want to retire early or simply do not have a big nest egg, Arizona offers many affordable communities.

So, if the desert is calling, add the cities on this list to your roster of candidates for a new retirement home.

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Jenny Cohen

Jenny Cohen is a freelance writer who has covered a bit of everything, from finance to sports to her favorite TV shows. Her work has been featured in The Wall Street Journal, USA Today, and FoxSports.com.