Gold Delta SkyMiles Business Card Review: Just How Many Miles Can You Earn?

The travel perks with this credit card are great, but does the relatively low welcome bonus rule it out?
11/29/19 | By Kevin Payne

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The Gold Delta SkyMiles Business Credit Card from American Express is the entry-level Delta business card offering from Amex. Unfortunately, that means a somewhat disappointing welcome bonus for new card members when compared to the more premium Delta cards.

Let’s dig into the details to see if the perks outweigh the cons — or if you should focus your rewards travel elsewhere.

Gold Delta SkyMiles Business Credit Card from American Express

Gold Delta SkyMiles Business Credit Card from American Express

Gold Delta SkyMiles Business Credit Card from American Express

Benefits

  • 30,000 bonus mile welcome offer
  • 2X miles on eligible purchases with Delta
  • First checked bag free
  • No foreign transaction fees
  • Terms apply


Who should get this card?

Small business owners who are frequent Delta travelers could find value in the Gold Delta SkyMiles Business Credit Card. Travel perks include priority boarding, free checked bags, inflight savings, and travel insurance options when using this card.

Delta purchases earn bonus miles with this card, too. Card members earn 2X miles per $1 spent on purchases made directly with Delta, and 1X mile per $1 spent on eligible purchases.

You get all of that for an annual fee of $95 (waived first year). But if you aren’t able to frequently take advantage of the card’s Delta perks, such as waived baggage fees on your first checked bag, it’s hard to justify paying the annual fee. If your main goal is to earn and redeem Delta SkyMiles, there are other Delta credit cards that have a higher earning potential.

Card basics

Annual Fee $95 (waived first year)
Intro Bonus Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months and get a $50 credit on your statement after you make a Delta purchase in the first 3 months
Recommended Credit Score Excellent, Good
Foreign Transaction Fee None

Top card benefits

  • Decent welcome offer: With this card, you can earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months and get a $50 credit on your statement after you make a delta purchase in the first 3 months. 
  • Free checked bags: The Gold Delta SkyMiles Business Credit Card gets you your first checked bag free of charge. This can add up to a $60 savings for round-trip flights.
  • Priority boarding: Enjoy early boarding privileges on Delta. You’ll get first dibs on the best spot for your carry-on bag and relax in your seat before other passengers. It’s such a nice feeling to avoid the line at the gate before your flight.
  • Inflight savings: Cardholders receive 20% off Delta inflight purchases, including food, drinks, and headphones. This comes in the form of statement credits, which will appear on your statement eight to 12 weeks after the transaction is posted.
  • Travel and rental car insurance: You’re covered when you travel and use this card. This includes up to $100,000 in travel accident coverage, plus baggage insurance worth up to $1,250 for carry-ons and up to $500 for checked bags if your luggage is lost or stolen. Card members also get secondary coverage if their rental car is damaged or stolen. Purchases must be made with your Gold Delta SkyMiles Business Credit Card to be eligible.

Earning & redeeming

Best ways to earn

The Gold Delta SkyMiles Business Credit Card from American Express offers a straightforward rewards program. It’s easy to understand, since there are only two spending categories: Delta and non-Delta purchases. But unless you’re a frequent Delta traveler, your earning potential is limited with this business card.

Categories Rewards rate
Delta Purchases 2X
Other Purchases 1X

The most lucrative way to earn miles is through purchases made directly with Delta. This includes booking flights, as well as seat upgrades, pre-purchased meals, inflight purchases, Delta Sky Club memberships or passes, and Delta Vacation packages.

Beyond Delta purchases, the card earns just one mile per dollar spent elsewhere. If your goal is to earn enough Delta miles to fund travel, you may need to charge quite a lot to this card to earn enough miles.

Maximizing your redemptions

The Delta SkyMiles program offers a couple of redemption options for card members. The smart choice is to spend your SkyMiles on travel with Delta and its airline partners. Delta has over 20 airline partners, including Air France, Korean Air, Virgin Atlantic, WestJet, and Hawaiian Airlines.

There’s also a SkyMiles Marketplace where you can redeem miles for other things, such as gift cards, merchandise, and booking other travel options. The redemption value for these is often lower than using your miles toward Delta flights. If you’re interested in using rewards for shopping, this card probably won’t be of much value to you.

Common questions

How much are Delta SkyMiles worth?

There isn’t a set standard value for SkyMiles; the value varies depending on the specific redemption you pursue. One way to calculate the value is to take the cash price of flight (including taxes and fees) and divide it by the number of miles needed. This gives you the value of one point for your flight. Aim to get more than one cent per mile with redemptions.

Can you have two Delta Amex cards?

Yes, you can. Having more than one Delta Amex card can speed up your SkyMiles earning, but make sure any potential rewards outweigh the cost of the annual fees.

How many miles do you need for a free flight on Delta?

The number of miles needed for a free flight depends on many factors, such as arrival and destination locations, if it’s a one-way or round-trip ticket, and the time and day of the week.

Do Delta miles expire?

You can take your time building up your SkyMiles for your next big adventure knowing that they will never expire.

Other cards to consider

Delta lovers may want to opt for the most elite Delta Amex business card: the Platinum Delta SkyMiles Business Card

It offers all of the same travel perks (and more), but it has a larger welcome bonus: Earn 35,000 bonus miles and 5,000 MQMs (Medallion Qualification Miles) after making $1,000 in purchases within first 3 months; also, earn a $100 statement credit after you make a Delta purchase in the first 3 months. The annual fee for this card is higher, however, at $195.

Another solid choice for earning travel rewards is the Chase Sapphire Preferred. It has an annual fee of $95, but it offers the chance to earn 60,000 points after spending $4,000 on purchases in the first 3 months. That equates to $750 in travel perks through Chase Ultimate Rewards.

Gold Delta SkyMiles Business Credit Card from American Express

Gold Delta SkyMiles Business Credit Card from American Express

Gold Delta SkyMiles Business Credit Card from American Express

Special Offer

Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months and get a $50 credit on your statement after you make a Delta purchase in the first 3 months

See how these cards compare:

Platinum Delta SkyMiles Business Credit Card from American Express
Platinum Delta SkyMiles Business Credit Card from American Express
  • 35,000 bonus mile welcome offer
  • 2X miles on eligible Delta purchases
  • Annual companion certificates
  • No foreign transaction fees
  • Terms apply
Chase Sapphire Preferred
Chase Sapphire Preferred
  • 60,000 point sign-up bonus
  • 2X points on eligible dining and travel purchases
  • 25% more value when redeeming rewards for travel through Chase Ultimate Rewards
  • Premium travel protection benefits
  • No foreign transaction fees

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