Saving & Spending Budgeting & Expenses

15 Inexpensive Home Decorations That Will Make Your Home Look Luxurious

If you’re looking for ways to decorate your home on a budget, these strategic updates can help.

man at home sitting on couch with hands at the back of head relaxing
Updated Dec. 17, 2024
Fact checked

Your house is your place to relax, rejuvenate, and connect with the people you love. But it's not always cheap to decorate the home of your dreams.

It’s easy to feel like you need to spend thousands of dollars to decorate your home. Luckily, creating a welcoming, luxurious space on a budget is possible. 

Here’s how to spruce up your home while keeping more cash in your wallet.

If you’re over 50, take advantage of massive discounts and financial resources

Over 50? Join AARP today — because if you’re not a member you could be missing out on huge perks. When you start your membership today, you can get discounts on things like travel, meal deliveries, eyeglasses, prescriptions that aren’t covered by insurance and more.

How to become a member today:

  • Go here, select your free gift, and click “Join Today”
  • Create your account (important!) by answering a few simple questions
  • Start enjoying your discounts and perks!

Important: Start your membership by creating an account here and filling in all of the information (Do not skip this step!) Doing so will allow you to take up 25% off your AARP membership, making it just $12 per year with auto-renewal.

Become an AARP member now

Add curtains to your windows

photosbysabkapl/Adobe modern living room with orange couch chairs table during day time

If you don’t have curtains on your windows, adding them can be one of the quickest ways to make your space feel more luxurious. 

If you’re in doubt, choose a solid color matching each room’s decor. Some designers suggest hanging the curtains high to make the space look bigger.

Large wall art

Photographee.eu/Adobe couch and white centerpiece in spacious living room

It’s tempting to opt for small art pieces throughout your house. But large wall art is underrated. 

If you think about hotels and other relaxing environments, you’ll probably notice that the art is always big. It can help create a cohesive design in each room.

Change the hardware on your cupboards

2ragon/Adobe beautiful kitchen with green cabinets on tiled walls and indoor plants

If you’re craving an upgrade to your bathrooms or kitchen but don’t want to spend much money, new hardware might be the solution to lower your financial stress

It’s shocking how much of an impact hardware can have on a space. Plus, you can choose fun colors or shapes. Hardware is relatively inexpensive and not permanent, so there’s room for experimentation.

Resolve $10,000 or more of your debt

Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.

National Debt Relief could help you resolve your credit card debt with an affordable plan that works for you. Just tell them your situation, then find out your debt relief options.1

How to get National Debt Relief to help you resolve your debt: Sign up for a free debt assessment here. (Do not skip this step!) By signing up for a free assessment, National Debt Relief can assist you in settling your debt, but only if you schedule the assessment.

Try it

Swap your towels

New Africa/Adobe white towels placed on marble top next to candles in bathroom

It might be time for a change if you have old or outdated towels. Once again, if you imagine a hotel or spa, you’ll probably notice that the towels are always white. 

White towels can be easier to clean, creating an airy, open feel in the bathroom.

Add built-in shelving

Andy Dean/Adobe white cabinets and shelves inside living room full of decoration pieces

Built-in shelving might look expensive. But thanks to stores like Ikea, you can add do-it-yourself built-ins for relatively cheap. 

Once you add the built-ins, there are no upkeep or ongoing costs, and you can style them however you want.

Use rugs that fit your space

Kristian/Adobe couch placed in the middle of the living room

Rugs can be tricky. You don’t want them to be too big or too small. That’s why finding a carpet that fits your space is essential. And you can actually save money shopping when finding the right one.

If you’re trying to save money, you might want to opt for an accent rug or runner to add a pop of color without breaking the bank.

Skip overheads in favor of lamps

EwaStudio/Adobe double bed in luxurious bedroom

Overhead lighting can be harsh and create a stressful environment for your eyes. Instead of using your overhead lighting, add lamps and other soft light fixtures throughout your home. 

It will help make a relaxing and upscale environment for you and your guests.

Pro tip: Consider using a credit card that can help you earn rewards, like cash back, if you're looking to save even more money. 

Touch up the paint

Iryna/Adobe console table and and chair in study room

Throughout the years, paint chips. Even if the chips aren’t very noticeable, it’s still worth it to refresh your rooms with fresh paint. 

The great thing about touching up paint is that you don’t need to repaint the entire wall to have a significant impact. Touch up the places that need it and leave the rest.

Get rid of clutter

ArchiVIZ/Adobe scandinavian kitchen with white marble cabinets with woodens countertops

Getting rid of clutter and organizing your home is completely free but can transform your space. 

Once you organize your home, it feels larger and more relaxing. Plus, you can donate items to organizations that need them.

Earn cash back on everyday purchases with this rare account

Want to earn cash back on your everyday purchases without using a credit card? With the Discover®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!2

With no credit check to apply and no monthly fees to worry about, you can earn nearly passive income on purchases you’re making anyway — up to an extra $360 a year!

This rare checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, over 60K fee-free ATMs, and the ability to add cash to your account at Walmart stores nationwide.

Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score.

Apply for a Discover Cashback Checking account today

Products to organize your pantry

Nathan Hutchcraft/Adobe modern food pantry in the kitchen with shelves filled with glass jars of food items

If you’re like most people, your pantry might be the most chaotic area of your home. Take time to organize it, and you’ll enjoy the benefits for months. 

It can help your kitchen feel more inviting and less stressful. Plus, you’ll know exactly where everything is next time you cook.

Add plants to the rooms

hd3dsh/Adobe modern living lounge with green couch and white arm chairs with table in centre

Add plants throughout your home if you’re ready for a quick upgrade. If you have a green thumb, you can opt for natural plants. 

But if you don’t, artificial plants can have a similar impact. Plants can help boost the mood in your home and create a peaceful atmosphere.

White bedding

Azar/Adobe rattan bed stools and decoration items in bedroom

Just like you upgraded the towels in your bathroom, it might be time to upgrade your bedding too. 

Once again, take inspiration from hotels and opt for white bedding. It will brighten up your room and create a clean look.

New lampshades

myboys.me/Adobe white lamp and vase with wooden plate on grey console table

Lampshades are inexpensive and can upgrade your light fixtures throughout the house. 

It’s an easy switch that can significantly impact your room. You can also experiment with exciting shapes and patterns.

Upgrade your kitchen with a backsplash

Gina/Adobe kitchen with cabinets and cooking stove

Most kitchen upgrades are pricey. But the expense will be minimal if you opt for a peel-and-stick backsplash. 

You can transform the space without spending much. If your kitchen is all one color, you can add a pop of color with a new backsplash.

Mirrors

Liudmila/Adobe toddler sitting on rug with huge mirror in background

Mirrors are a great way to reflect light around a room and create the illusion of more space. 

Mirrors can be particularly effective in small areas. You can select different shapes and styles to add an element of fun.

Pro tip: If you're trying to eliminate some money stress, then consider shopping around until you find the right price. 

Bottom line

Tijana/Adobe couple relaxing together on -their sofa at living room

Updating a home doesn’t have to cost a lot of money if you shop smart. Some of the best upgrades cost less than $100. Even if you are living on a fixed income, your home can look like a million bucks. 

So, think big but stay on a budget when you’re ready for a change. Even a few little — and inexpensive — touches can help to create the luxurious home of your dreams.

Lucrative, Flat-Rate Cash Rewards

5.0
info

Wells Fargo Active Cash® Card

Current Offer

$200 cash rewards bonus after spending $500 in purchases in the first 3 months

Annual Fee

$0

Rewards Rate

Earn unlimited 2% cash rewards on purchases

Benefits and Drawbacks
Card Details