The Most Popular Bank in Your State Might Surprise You: Here’s the List

There are different factors that determine the most popular bank in each state and one of them is customer deposits.
Updated June 18, 2023
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Whether you’re looking for a new bank or are simply curious about how other people utilize banks, reviewing the most popular options can be helpful. But here’s the thing — knowing exactly how many customers belong to each bank is tough. Luckily, there’s another way to review bank popularity: customer deposits.

The following banks have the highest customer deposits in different states nationwide. So even if the bank doesn’t have the most customers, it does have the most deposits.

Here are the most popular banks in the United States, and which states each is most popular in.

Bank of America

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Bank of America is a long-standing bank and one of the largest in the nation. It’s also the most popular bank in Maryland, North Carolina, and Virginia. 

Bank of America could be a great fit if you’re looking for a bank with easy ATM access and branches nationwide.

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Wells Fargo

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Wells Fargo offers personal checking and savings accounts and various other financial products like certificates of deposit (CDs) and credit cards. If you’re looking for a business bank account, Wells Fargo offers those too.

It’s the most popular bank in 16 states, including Alaska, Arizona, California, Colorado, Florida, Idaho, Iowa, Minnesota, Montana, Nebraska, Nevada, New Mexico, South Dakota, Utah, Washington, and Wyoming.

TD Bank

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TD Bank is an online bank that offers personal, small business, and commercial financial products. Whether you need a credit card, checking account, or loan, TD Bank has it. 

You can chat with customer support 24 hours a day. It ranks as the most popular bank in Delaware, Maine, New Hampshire, New Jersey, and Vermont.

Regions Bank

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With its headquarters in Alabama, Regions Bank is the most popular in two southern states: Alabama and Tennessee. 

Compared to some of the other banks on the list, Regions is considerably smaller but it offers comparable financial products, including credit cards, loans, and business banking.

Pro tip: No matter what bank you choose, keep more money in your bank account by making sure they aren't charging you unnecessary fees. 

Webster Bank

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As a Connecticut-based company, it’s no surprise that Webster is the most popular bank in the state. There are branches and ATMs throughout the state. 

The bank is dedicated to giving back to the local community and continues to grow. The company recently acquired Sterling National Bank.

Truist Bank

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Truist Bank was formerly known as SunTrust Bank. It’s the most popular bank in Georgia and provides many banking products including mortgages. It could be a good fit if you’re looking for a local, full-service bank.

First Hawaiian Bank

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As a state bank, First Hawaiian serves the local community’s needs. The company offers financial products for both individuals and businesses. It’s currently the most popular banking option in the state.

Chase Bank

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Chase is a national bank and the largest bank by assets in America. As a big company, it offers unique perks like top-branded credit cards and no-fee accounts. It’s the most popular option in Illinois, Michigan, New York, Ohio, Texas, and Wisconsin.

Old National Bank

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Old National Bank is a local bank in Indiana. Customers love the personalized customer service and variety of financial products. It’s currently the most popular bank in the state.

UMB Bank

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With UMB, you can set up all your financial products, including loans, credit cards, checking accounts, and savings accounts. Plus, if you’re a business owner, you can also establish business accounts at the bank. It’s a local Kansas bank and the most popular in the state.

Republic Bank

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Located in Louisville, Kentucky, Republic Bank is a local bank. It’s also the most popular bank in the state. 

Customers enjoy friendly customer service and expansive financial products, including investment options. Republic Bank recently merged with CBank, which is in Cincinnati, Ohio.

Hancock Whitney Bank

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With locations across the south, Hancock Whitney Bank provides customer hospitality and financial expertise in various sectors. It’s currently the most popular bank in Louisiana.

Citizens Bank

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Citizens Bank offers extensive banking products, including loans, credit cards, and various accounts. It also promotes Citizens Paid Early, which allows customers to receive deposits up to two days early. 

The bank is currently the most popular option in Massachusetts and Rhode Island.

Cadence Bank

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Cadence Bank merged with BancorpSouth Bank in 2021. The bank offers everything you expect from a top pick: credit cards, checking, loans, and more. For Mississippi residents, it’s the most popular option.

Commerce Bank

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Commerce Bank is the most popular banking option in Missouri. The bank is local but offers everything from mortgages to checking accounts. It’s a one-stop shop for financial products, and residents appreciate the ease of use.

Gate City Bank

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Gate City Bank is the top mortgage lender in North Dakota and the most popular bank. With various locations around the state, it’s a local bank that offers a variety of financial products.

Arvest Bank

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Arvest Bank operates community banks in Arkansas, Oklahoma, Missouri, and Kansas. It’s the most popular bank in two states: Oklahoma and Arkansas. The company offers comparable services to larger banks but also provides a small-town feel.

Umpqua Bank corporate worker consulting

Serving the Northwest, Umpqua offers over 300 locations for customers to conduct banking business. The company also provides commercial and business banking products. It’s currently the most popular bank in Oregon.

PNC Bank

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Headquartered in Pennsylvania, PNC Bank is the most popular bank in the state. It offers the usual financial products, including credit cards, loans, and checking accounts. But what sets the bank apart is its commitment to customers’ financial health and access to Financial Wellness conversations.

South State Bank

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With over 150 branches across various southern states, South State Bank offers local banking with personalized customer service. It also provides standard financial products and banking options. South State Bank is currently the most popular bank in South Carolina.

United Bank

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United Bank is the most popular bank in West Virginia. The company serves several regional states and is a popular choice among residents. It offers personal and business banking, including loans.

Bottom line

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Knowing which banks are the most popular across the country is interesting. But even beyond that, it can be a valuable way to learn about new banks and find the best fit for you so you can grow your wealth.

Regardless of which bank you choose, make sure they aren't overcharging you for unnecessary fees. And if you have a lower account balance on a weekly basis, make sure you aren't going to be charged for going below a certain minimum. 


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