As prices soar, we’re all looking for ways to cut costs. Walmart already offers low prices compared to the competition, but taking a few simple steps helps you save even more cash when you shop at the retailer.
So, if you’re on a tight budget, here are some ways you can save money and boost your bank account the next time you go to Walmart, especially as inflation remains high.
Earn cash back on everyday purchases with this rare account
Want to earn cash back on your everyday purchases without using a credit card? With the Discover®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!1
With no credit check to apply and no monthly fees to worry about, you can earn nearly passive income on purchases you’re making anyway — up to an extra $360 a year!
This rare checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, over 60K fee-free ATMs, and the ability to add cash to your account at Walmart stores nationwide.
Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score.
Apply for a Discover Cashback Checking account today
Stick with in-store brands
A good way to save cash is to stick with in-store brands instead of choosing the name-brand versions of products.
Check out items in Walmart’s Great Value line, for example, and compare the price to name brands when you’re shopping for groceries or household items.
If you’re a Costco member, a genius Costco hack is to buy items under the retailer’s Kirkland Signature in-store brand, which also can help you save extra money.
Download the Walmart app
Consider downloading Walmart’s app onto your smartphone. The app can alert you to deals and discounts that you might not know about, or help you find a particular product.
If your favorite store is out of an item, check the app and see if other Walmarts nearby carry the product rather than buying something more expensive to fulfill your needs.
Use the Walmart pharmacy
Walmart’s pharmacy can save you money on prescriptions. In fact, Walmart offers generic prescription drugs for as low as $4. So, check with the retailer to see if your prescription qualifies.
You can also have prescriptions and pharmacy products delivered if you can’t make it to the store.
Get a protection plan on all your appliances
Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more.
Whether or not you’re a new homeowner, a home warranty from Choice Home Warranty could pick up the slack where insurance falls short and protect you against surprise expenses. If a covered system in your home breaks, you can call their hotline 24/7 to get it repaired.
For a limited time, you can get your first month free with a Single Payment home warranty plan.
Take advantage of free shipping
Don’t have time to go to the store? Consider ordering online and having items shipped to you instead. Walmart offers free shipping on orders of at least $35.
You also may be able to find deals for items online that aren’t in stock at your local Walmart.
Take advantage of coupons
Walmart accepts coupons from different manufacturers, so check online for your favorite brands before you head to the store. Be aware that Walmart doesn’t accept digital coupons, however.
Trending Stories
Look into price matching options
You may find something online at Walmart.com that is cheaper than the same version at your local store. Fortunately, there is a way to get that lower price at your local Walmart.
If you visit the store and check in with a Walmart associate, the retailer will allow you to buy the item at the less expensive online price.
Check the weekly deals
Walmart has sales each week that you might miss if you haven’t checked the app or website for rollbacks and other deals.
Take a few minutes to look for these deals before you head into the store so you can take full advantage of the deals the store puts out every single week.
Try curbside pickup
Are you susceptible to impulse purchases when wandering the aisles of Walmart? Perhaps you grab a few snacks you weren’t intending to buy, for example.
If this sounds like you, try curbside pickup. It’s a good alternative that helps you stick to your list and prevents you from grabbing items you don’t really need.
Use Walmart’s baby registry
A new baby is an exciting addition to your family, but babies can also be expensive. If you’re setting up a registry for new baby items, think about using Walmart.
You can get a free welcome box with baby items, and you can return items from your registry for up to a year.
Stop overpaying when you shop online
Shopping online has its perks. It's super convenient, but it can be time consuming to find the best deals. Instead of hunting for coupon codes (that don't always work!) and opening tons of browser tabs comparing prices, you can try Capital One Shopping.
Capital One Shopping makes saving money effortless. Just add the browser extension and when you check out, it'll scour the internet for coupon codes to help you save cash. And before you check out at 25+ major retailers, Capital One Shopping will notify you with a friendly pop-up if the item you're buying is available cheaper somewhere else.
Capital One Shopping is free to use and won't show you ads. Add it today and stop overpaying!2
Sign up for Walmart+
Walmart+ is a subscription service that can save you money. For $98 a year or $12.95 per month, you can save money by getting free shipping with no minimum and free grocery delivery.
The service also has other advantages, such as free streaming with Paramount+ and deals on things such as a Spotify membership or discounted gas.
Opt for refurbished electronics
Refurbished electronics are cheaper than new versions of your favorite products. When you buy the refurbished item, you do not have to compromise on quality.
Walmart still inspects and tests all of its refurbished products and allows you to return them or replace them within 90 days if you’re not satisfied.
Bottom line
Walmart is known for having some of the lowest prices of any retailer. Putting these tips into action can help you save even more the next time you shop at Walmart.
With inflation still high on grocery products, it's important to save money shopping everywhere you can. Also, check your wallet for the best rewards credit cards so you can save even more when you shop.
Lucrative, Flat-Rate Cash Rewards
FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.
Wells Fargo Active Cash® Card
Current Offer
$200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual Fee
$0
Rewards Rate
Earn unlimited 2% cash rewards on purchases
Benefits
- Low spend threshold for its welcome offer — $200 cash rewards bonus after spending $500 in purchases in the first 3 months
- Cell phone protection benefit (subject to a $25 deductible)
- Can redeem rewards at an ATM for literal cash
Drawbacks
- Foreign transaction fee of 3%
- No bonus categories
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.74%, 24.74%, or 29.74% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don’t expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Subscribe Today
Want extra-cash moves to come right to you?
Stop browsing endlessly. Get proven ways to earn pocket money, help cover rent, and crush your debt — sent to your inbox daily.
Author Details