11 Ways to Save Money at Walmart During High Inflation

Taking a few simple steps will trim your bill when shopping at the retail giant.
Updated April 11, 2024
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As prices soar, we’re all looking for ways to cut costs. Walmart already offers low prices compared to the competition, but taking a few simple steps helps you save even more cash when you shop at the retailer.

So, if you’re on a tight budget, here are some ways you can save money and boost your bank account the next time you go to Walmart, especially as inflation remains high.

Earn cash back on everyday purchases with this rare account

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Stick with in-store brands

sheilaf2002/Adobe boxes of Great Value generic flavored instant Oatmeal packages

A good way to save cash is to stick with in-store brands instead of choosing the name-brand versions of products.

Check out items in Walmart’s Great Value line, for example, and compare the price to name brands when you’re shopping for groceries or household items.

If you’re a Costco member, a genius Costco hack is to buy items under the retailer’s Kirkland Signature in-store brand, which also can help you save extra money.

Download the Walmart app

FellowNeko/Adobe Man hold mobile phone with Walmart app

Consider downloading Walmart’s app onto your smartphone. The app can alert you to deals and discounts that you might not know about, or help you find a particular product.

If your favorite store is out of an item, check the app and see if other Walmarts nearby carry the product rather than buying something more expensive to fulfill your needs.

Use the Walmart pharmacy

ColleenMichaels/Adobe pharmacy counter inside a Walmart retail store

Walmart’s pharmacy can save you money on prescriptions. In fact, Walmart offers generic prescription drugs for as low as $4. So, check with the retailer to see if your prescription qualifies.

You can also have prescriptions and pharmacy products delivered if you can’t make it to the store.

Get a protection plan on all your appliances

Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more.

Whether or not you’re a new homeowner, a home warranty from Choice Home Warranty could pick up the slack where insurance falls short and protect you against surprise expenses. If a covered system in your home breaks, you can call their hotline 24/7 to get it repaired.

For a limited time, you can get your first month free with a Single Payment home warranty plan.

Get a free quote

Take advantage of free shipping

simona/Adobe female sitting on a couch

Don’t have time to go to the store? Consider ordering online and having items shipped to you instead. Walmart offers free shipping on orders of at least $35.

You also may be able to find deals for items online that aren’t in stock at your local Walmart.

Take advantage of coupons

Monkey Business/Adobe woman in grocery aisle of supermarket with coupons

Walmart accepts coupons from different manufacturers, so check online for your favorite brands before you head to the store. Be aware that Walmart doesn’t accept digital coupons, however. 

Look into price matching options

JackF/Adobe elderly man choosing decorative pillow at household store

You may find something online at Walmart.com that is cheaper than the same version at your local store. Fortunately, there is a way to get that lower price at your local Walmart.

If you visit the store and check in with a Walmart associate, the retailer will allow you to buy the item at the less expensive online price.

Check the weekly deals

DragonImages/Adobe man scrolling through social media on his smartphone

Walmart has sales each week that you might miss if you haven’t checked the app or website for rollbacks and other deals.

Take a few minutes to look for these deals before you head into the store so you can take full advantage of the deals the store puts out every single week. 

Try curbside pickup

Sevenstock Studio/Adobe Grocery pickup signs in the parking lot of a Walmart Canada supercentre

Are you susceptible to impulse purchases when wandering the aisles of Walmart? Perhaps you grab a few snacks you weren’t intending to buy, for example.

If this sounds like you, try curbside pickup. It’s a good alternative that helps you stick to your list and prevents you from grabbing items you don’t really need.

Use Walmart’s baby registry

Andriy Blokhin/Adobe Walmart products goods aisle and robot checking inventory

A new baby is an exciting addition to your family, but babies can also be expensive. If you’re setting up a registry for new baby items, think about using Walmart.

You can get a free welcome box with baby items, and you can return items from your registry for up to a year.

Stop overpaying when you shop online

Shopping online has its perks. It's super convenient, but it can be time consuming to find the best deals. Instead of hunting for coupon codes (that don't always work!) and opening tons of browser tabs comparing prices, you can try Capital One Shopping.

Capital One Shopping makes saving money effortless. Just add the browser extension and when you check out, it'll scour the internet for coupon codes to help you save cash. And before you check out at 25+ major retailers, Capital One Shopping will notify you with a friendly pop-up if the item you're buying is available cheaper somewhere else.

Capital One Shopping is free to use and won't show you ads. Add it today and stop overpaying!2

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Sign up for Walmart+

The Toidi/Adobe Walmart + membership in store sign

Walmart+ is a subscription service that can save you money. For $98 a year or $12.95 per month, you can save money by getting free shipping with no minimum and free grocery delivery.

The service also has other advantages, such as free streaming with Paramount+ and deals on things such as a Spotify membership or discounted gas.

Opt for refurbished electronics

Kaspars Grinvalds/Adobe man working on tablet computer

Refurbished electronics are cheaper than new versions of your favorite products. When you buy the refurbished item, you do not have to compromise on quality.

Walmart still inspects and tests all of its refurbished products and allows you to return them or replace them within 90 days if you’re not satisfied.

Bottom line

Drobot Dean/Adobe student holding credit card

Walmart is known for having some of the lowest prices of any retailer. Putting these tips into action can help you save even more the next time you shop at Walmart.

With inflation still high on grocery products, it's important to save money shopping everywhere you can. Also, check your wallet for the best rewards credit cards so you can save even more when you shop.

Discover®️ Cashback Checking Benefits

  • Earn 1% cash back on up to $3,000 in debit card purchases each month1
  • No minimum deposit, no minimum balance, and no account fees
  • Access your paycheck up to 2 days early with Early Pay
  • 60K+ fee-free ATMs and make cash deposits at Walmart stores nationwide

Author Details

Jenny Cohen Jenny Cohen is a freelance writer who has covered a bit of everything, from finance to sports to her favorite TV shows. Her work has been featured in The Wall Street Journal, USA Today, and FoxSports.com.

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