Quicken Simplifi Review [2024]: Is It Worth the Monthly Fee?

Key takeaways

• We recommend Quicken Simplifi for its simple and intuitive user interface that makes managing finances easy yet informative.
• We like that Quicken Simplifi provides valuable insights into spending trends and habits as well as real-time alerts that help keep you updated about your financial status.
• Quicken Simplifi makes it easy to customize your spending categories and set and track savings goals.
• Until 5/31/24, Quicken Simplifi is offering a subscription discount of $2.99 per month (billed annually) for new customers. The regular subscription cost is $3.99 per month (also billed annually).
  

What is Quicken Simplifi?

Quicken Simplifi was first announced in February 2020 as the latest addition to the suite of personal finance solutions offered by Quicken. The company has been in business for more than 40 years and is best known for its personal accounting solutions that track spending and investments online.

Unlike other Quicken solutions, Quicken Simplifi is simple and straightforward to use. Its primary goal is to help people better visualize, spend, and save their money. By offering helpful organization tools that connect with your bank account, Quicken Simplifi can help you track your bills and other expenses as well as your progress toward various savings goals.

We recommend Quicken Simplifi for those seeking a detailed yet user-friendly personal finance app. Its intuitive interface, easy-to-digest approach to the information it provides, and customizable goals make it one of the best budgeting apps. However, it may not be the best fit for those looking for a free app.

How does Quicken Simplifi work?

Quicken Simplifi can connect to over 14,000 financial institutions, which means you’ll be able to see your full financial picture in real time — even if your money is in many places.

By pulling data from all of your connected financial accounts (credit card accounts, savings accounts, retirement funds, checking accounts, etc.), the app can provide various high-level views of your finances, including your debt-to-income ratio, your net worth, your cash flow, and even your spending on certain projects.

Quicken Simplifi's budgeting features

Simplify doesn't only help you track the big picture items. It will also help you learn how to manage your money. It can help you with various budgeting tasks, including:

• Find and track recurring expenses
• Establish spending categories
• View your upcoming bills
• Set up savings goals

With so many personalization features, the Quicken Simplifi app can help you gain a better awareness of your overall financial picture.

You can monitor your spending by category or set up custom spending watchlists using categories or tags. Simplify even helps you create a personalized spending plan based on your goals. You can also set up automatic monthly contributions to meet your savings goals.

In this way, Quicken Simplifi is a great tool for helping people overcome their biggest financial obstacles, whether that’s getting out of debt, curbing their spending, or saving up enough money for a big purchase like a wedding or a car.

Quicken Simplifi's cost

Quicken Simplifi isn't free. With so much to offer, Quicken Simplifi has a fairly reasonable cost of $3.99 per month. This subscription fee is billed annually as a single charge of $47.88.

Oftentimes, Quicken Simplifi runs promotions that reduce the first-year fee for new customers. And Quicken Simplifi never charges additional fees or runs ads that will interrupt your service.

Quicken Simplifi's app availability

The Quicken Simplifi app is available for both iOS and Android mobile users. The Quicken Simplifi app has ratings of 4.2 out of 5 on Apple's App Store and 4.4 out of 5 on Google's Play Store.

Who is Quicken Simplifi best for?

The Quicken Simplifi app is an ideal choice for anyone interested in better understanding their finances and improving their spending and saving habits. Not only will the various personalization features allow you to fully customize the app to fit your needs, but it’s also an incredibly intuitive and easy-to-use app — hence why we named it the best user-friendly budgeting tool. 

Apart from providing a positive user experience, Quicken Simplifi also makes it easy to track all of your accounts in one place, from credit cards to investment accounts. If you want a quick, comprehensive look at where your money is going, this app may be right for you.

Whether you’re looking to gain more insight into your spending, better track your bills and expenses, or just hit a savings goal in less time, Quicken Simplifi has tools that can help you accomplish all of these things.

Know Exactly How Much You Can Spend Until Payday With This Smart App

Quicken Simplifi Benefits

• Automated spending plans so you always know how much you have to spend
• Real-time alerts for everything from unusual activity to upcoming bills
• Set up and track multiple savings goals
• Customizable reports to see all of your accounts in one place

Get started with Quicken Simplifi today

How to get started with Quicken Simplifi

Quicken Simplifi is available online at Quicken Simplifimoney.com or it can be downloaded for iPhone or Android. Simply visit the App Store or Google Play and click to add Quicken Simplifi to your mobile device. It only takes two steps to sign up:

1. Enter your email and phone number, and create a password.

2. Enter your credit card information or pay with PayPal.

Because both the web and mobile app versions offer the same solutions, you can seamlessly switch between the two and manage your finances in whatever way is most convenient for you. You can also reach out to customer support via either app version if you ever have questions.

Other budgeting apps to consider

If Quicken Simplifi doesn't sound quite right for your budgeting needs, there are more budgeting apps you might want to try instead.

Rocket Money is another Bay Area finance management platform, but this one has a focus on helping you decrease your spending. The company not only helps you curb your purchases by helping you track and categorize spending, but it will also help you eliminate pricey subscriptions or even contest a bill that seems too high. And the best part? Rocket Money will negotiate with companies on your behalf; you don’t need to worry about spending hours on the phone with your cable or wireless provider.

For more details, read our Rocket Money review or our Rocket Money vs. Quicken Simplifi comparison.

Digit is a San Francisco-based finance app that was launched back in 2013. It helps you automate your savings by analyzing your spending and expenses and then transferring money into a savings account based on what you can afford. Digit also lets you set short- and long-term savings goals and helps you work toward them.

For more information, read our Digit review.

Quicken Simplifi FAQ

Quicken Simplifi: bottom line

We believe that Quicken Simplifi is a useful budgeting and personal finance app that offers a robust and user-friendly experience. Quicken Simplifi has a comprehensive suite of features to help users manage their finances. Its real-time alerts, savings goals, and insightful spending trends make it a valuable tool for anyone looking to improve their financial health.

Overall, we recommend Quicken Simplifi for those seeking a detailed yet intuitive approach to personal finance. However, the subscription fee of $3.99 per month (billed annually) may be a consideration for some. For more top recommendations, check out our list of the best budgeting apps.

Learn More

Simple and intuitive user interface

Easily trackable spending trends

Customizable budgeting and savings tools