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You’ve got just enough money in your bank account to last until Friday … but then Monday rolls around, and you’re in the same situation. Again.
Food. Bills. Rent. Gas. They dry up every bit of your take-home pay.
But it doesn’t have to be this hard. With a few smart moves, you could supplement your income — without doing much extra “work,” or even getting a side job!
Here’s what to do:
Pay no interest until 2026
Imagine getting an introductory 15 months with 0% intro APR on a big purchase or balance transfer (APR then 17.74% - 27.74% Variable). Sounds great — right? You could dramatically change your financial picture with one of the industry-leading no-interest cards — the Discover it® Cash Back(Rates and fees).
Cardholders get a generous intro APR of 0% for 15 months on purchases (APR then 17.74% - 27.74% Variable) — that means you can cover bills, large purchases, or whatever you need to charge and not pay interest until 2026!
If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR for 15 months on balance transfers (APR then 17.74% - 27.74% Variable). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!
The best part? The Discover it® Cash Back card is accepted by 99% of merchants, boasts an exceptional cash back rewards rate, and there's no annual fee.
Ohio Driver? Cancel your car insurance
We’ve got bad news. You could be wasting $600 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there’s something much better.
This new tool from FinanceBuzz can tell you if you’re overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $600 or more per year when they switch! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you’ll never have to look for affordable insurance again because we find you the lowest rates that other companies can’t match.
Oh, and it’s also free. And come on — you can’t tell us you don’t want to save up to $600. To find out if you're losing up to $600 or more a year, just answer a few questions, and then make sure to enter your zip, dob, and email, to see if you qualify for a lower rate. It takes less than 2 minutes.
Earn a $300 bonus offer when you open and fund this powerful account
We hate to tell you this, really. But if you aren’t using Bank of America Advantage Banking, you could be missing out on extra cash. Don’t worry though … it's easy to fix.
Earn a $300 bonus when you open an account through the Bank of America promotional page. This offer is available online only and may not be available if you leave this page, visit bankofamerica.com, visit a Bank of America Financial center, or if you call the bank. See offer page for more details. Bank of America, N.A. Member FDIC.
Besides potentially earning a nice bonus, you’ll also get access to Bank of America’s highly-rated mobile apps, thousands of ATMs and financial centers, 24/7 security with Total Security Protection®️ and fraud monitoring, and much more.
This is practically passive income and a great way to supercharge your earnings. Hurry, this is a limited-time offer and is only valid through 1/31/2025.
Earn money online by taking surveys
$55,000 might sound crazy … but with a company called Survey Junkie, it’s possible to get your share of it every day by taking their simple surveys.
While it might sound strange, these “market research” surveys are a known way to make extra cash online. Of course, they won’t make you rich … but if you have some extra free time, the money you earn could be enough to cover gas, groceries, coffee, and more!
Follow these simple steps to get your share of $55,000:
- Sign up for an account with Survey Junkie here.
- Take surveys.
- Repeat daily and get paid!
Sign up here and share your opinion on these companies with simple surveys. Survey Junkie has paid out over $76 million to date.
P.S.: You can cash out with as little as $5 through PayPal or bank transfer, or transfer to gift cards from a number of stores.
Cover your household appliances with a home warranty
Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more. Not being able to make repairs could leave you in a bad situation — but a home warranty could protect you against surprise expenses.
Whether you’re a brand-new homeowner or you’ve owned your home for years, a plan from Choice Home Warranty could pick up the slack where homeowner’s insurance falls short.
If a covered system in your home breaks down, you can call their hotline 24/7 for assistance to get it repaired. They have a network of over 15,000 technicians that can assist you, making sure any issue can be taken care of swiftly — without breaking the bank.
Not sure if it’s for you? Rest easy: they were named one of the "Best Home Warranty Companies" by US News 360 Reviews and were awarded Best Company's 2020 Consumer's Choice Award. For a limited time, you can get your first month free when you sign up for a Single Payment home warranty plan.
Unlock up to $1,070 value over the next year with this incredible card
There's a credit card that's making waves with its amazing bonus and benefits. The Discover it® Cash Back(Rates and fees) card has no annual fee, and Discover will match all the cash back you’ve earned at the end of your first year. This generous welcome offer and the top-notch cash back rewards provides an estimated $1,070 value in the first year!
The excellent $1,070 first-year value is estimated through the FinanceBuzz Credit Card Rewards Valuation Model based on spending, the welcome bonus, and the annual fee. The actual value will be determined by how much and in which categories you spend, but this card makes racking up valuable rewards easy! Earn 5% cash back at different places each quarter up to the quarterly maximum when you activate, including gas stations, grocery stores, and restaurants. Plus, you'll earn 1% cash back on all other purchases automatically. The welcome offer combined with the up to 5% cash back reward rate could be worth up to 10% cash back!
This card also offers an intro APR of 0% for 15 months on purchases and balance transfers, then APR 17.74% - 27.74% Variable. To top it all off, the Discover it® Cash Back is accepted by 99% of merchants, and there's no annual fee.
Access up to $100 per day of your paycheck with no membership fees
If you need a few dollars in between paychecks, a little daily cushion can go a long way.
With the EarnIn app1 you can access up to $100 per day of your paycheck and up to $750 per pay period — and EarnIn won’t charge you any membership fees.2
Yes, you read that correctly. You have the option to access your pay as you work and not have EarnIn charge you at all. The EarnIn app does not charge any interest or mandatory fees on a standard Cash Out. You just pay what you think is fair for EarnIn’s services by tipping what you’d like — even $0.
You even have the option to access the money within minutes.3
The best news? There is no credit check, no interest, no late fees – ever.
How to get started:
- Visit EarnIn and create an account.
- Link your bank and employment info.
- EarnIn will verify your paycheck and you’re all set!
Find out if you can get $1,000s in compensation
After a car accident you might be owed money. Even if insurance has already paid or the accident was small. The law says you may be owed $1,000s or more for medical bills, pain, and suffering.
It sounds crazy, but it’s true. A company called the National Injury Bureau helps you with this, because some insurance companies may reduce or deny claims without you realizing it.
The process is straightforward and starts with a short questionnaire. After you complete it, the National Injury Bureau will follow up with you. They can advocate for more money. Plus, they do all the work, and you pay nothing until they are successful.
By the way, there is a limit on how long you can wait. You need to check within about 2 years of an accident if you can get more money. So don’t delay.
Start the questionnaire and find out if you’re owed more money
Ask this company to pay off your credit card debt
Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.
National Debt Relief is designed specifically to help you get out of credit card debt faster, without having to make drastic life changes. With National Debt Relief, you could pay off your credit card debt (with potentially way less interest) in one simple monthly payment.4
How to get National Debt Relief to pay off your debt: Sign up for a free debt assessment here. (Do not skip this step!) By signing up for a free assessment, National Debt Relief can immediately assist you in paying off your debt, but only if you schedule the assessment.
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- You could save up to $600 with some companies
- Compare dozens of providers in under 5 minutes
- Fast, free and easy way to shop for insurance
- Quickly find the perfect rate for you