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11 Things You Should Never Buy on a Cruise

Don’t get caught spending too much on these common cruise rip-offs.

tourists relaxing on deck chairs in sun at cruise ship
Updated Oct. 4, 2024
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Few things are better than that feeling you get right before you go on a cruise. Soon, you’ll be relaxing on the deck in the sunshine, with delicious dining, adult beverages, and all the entertainment and excursions you could hope for.

However, you might not be prepared for all the ways you’ll be tempted to spend on a cruise ship. Here’s everything you don’t need to help you save money traveling to your next port of call.

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Artwork

guruXOX/Adobe man in modern art exhibition gallery hall contemplating artwork

Unless a piece really catches your eye or you’re a seasoned collector, buying artwork onboard your cruise ship isn’t a great idea.

For one, those art auctions (in international waters) aren’t protected by U.S. consumer fraud laws, which means your purchase can be risky. It can also be tough to discern the actual value of a piece, so stay away.

Duty-free items

Cerib/Adobe duty free area

If you enjoy the thrill of purchasing duty-free alcohol, tobacco, chocolate, perfume, or other luxuries at the airport, you’re not alone. Getting a tax break and a good deal is certainly enjoyable.

However, avoid chasing the same feeling on a cruise ship, where duty-free items may not be as competitively priced. Save your allotment for more lucrative purchase locations.

Expensive excursions

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One of the best parts of cruising is the exciting shore excursions you embark on at port. The best part is when they’re included in the price.

If they’re not — especially the super pricey ones — consider shopping around instead. You might find a better deal offered by an experienced local outfitter. Just be sure to read the reviews.

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High-end jewelry

Petro/Adobe couple at jewelry shop

Yes, you can buy expensive jewelry on a cruise. Should you? Unless you’re a jeweler, probably not, no matter how tantalizing the deal may seem. Chances are the pieces will be overpriced, which you’ll learn the hard way if you try to resell.

You’re better off taking notes and delving into research when you get home and are more focused.

Manicures or pedicures

Subbotina Anna/Adobe manicure and pedicure in spa salon

Sure, you want your hands and feet to look beautiful on a cruise, so make sure you get your mani-pedi beforehand. You’ll likely save money, as these services are more expensive once you’re on board.

Also, the ship's movement increases your chance of smudging your polish before it dries, so port is a better option.

Medication

Vadim/Adobe selection of vitamins and supplements

You need to bring any prescriptions you take on your cruise. But you should also bring a well-stocked first aid kit with vitamins, supplements, band-aids, etc.

You don’t want to overpay for these items, which you will on a cruise ship. You also don’t want to be at the mercy of a potentially paltry selection.

Professional photos

LIGHTFIELD STUDIOS/Adobe photographer

There’s a time and place for hiring a professional photographer — think weddings, for example. But you really don’t need to spend money to get fancy shots taken on a cruise.

The cameras in our smartphones are so good that you’ll likely capture the moments you want to remember, after all. (The exception is if you’re planning a proposal or other milestone event on board.)

Spa treatments

freebird7977/Adobe spa accessories at spa

There are several reasons to skip the spa on your cruise. The first is services are likely to be more expensive than in port or at home.

The second is that some treatments, such as weight loss therapies, may promise more medical benefits than they deliver. Finally, aftercare may impact your food and beverage intake, which is no fun.

Room service

Solarisys/Adob dining room buffet aboard the cruise

Few things feel as luxurious as ordering room service, especially when you have no desire to get out of bed. But while it used to be included on some cruises, many charge a fee these days.

Why spend the money when there are tons of dining options right outside your door, with options likely included in your fare?

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Tech items

hedgehog94/Adobe father and daughter buying in tech store

If you forgot your AirPods or phone charger, that’s one thing. But if you have everything you need, there’s no reason to buy tech items, electronics, or gadgets after you’ve embarked.

These kinds of items are notorious for being marked up where they’re more difficult to procure, cruise ships included.

Toiletries

akvarelmed/Adobe Toiletries bag

It’s not uncommon for travelers to forget something, whether it’s toothpaste, shampoo, or lotion. Maybe you left the nail clipper at home this time, too.

Cruise ships will charge a premium for toiletries, so try not to forget them. Or at least get some items at port, which could be more unique and make for a good story.

Bottom line

Solarisys/Adobe shop with souvenirs at HAL cruise ship Eurodam

There are plenty of things to love about cruising or these types of vacations wouldn’t be so wildly popular. But there are dos and don’ts regarding what you should buy on board to take into account.

Fortunately, abstaining from purchasing these items can put more cash in your wallet for fun stuff, like shopping in a cruise ship’s mall area. That’s where you’re more likely to buy things you’ll actually enjoy.

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Cat Lafuente

Cat Lafuente is a Florida-based writer and editor with extensive experience in digital and print content spaces. Her own personal finance journey — particularly consolidating debt and paying it off, in turn boosting her credit score and becoming a homeowner — inspired her to join the FinanceBuzz team; she hopes she can help others do the same.