Menu x
open search articles form x
Advertiser and Editorial Disclosures
Make Money

11 Clever Moves When You Have $1,000 In The Bank

Last updated Jan. 10, 2026 | By FinanceBuzz Editors

Boom! You've saved up $1,000. What a fantastic feeling. No more stressing over your account balance every day!

And thanks to your hard work, you're now on a solid path. But what comes next? What big goals are you eyeing? You could earn extra money playing games … rapidly start getting out of debt … fund a major purchase … and much, much more.

It's time to think about your next move. (It's why you're here, after all!) Below, you'll find truly actionable steps you can take to elevate your financial game. Let's take a look:

Ohio Driver? Cancel your car insurance

Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.

This tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $159 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.

I used this tool and now I’m able to pay just $47 a month for two cars.1Too many insurance companies do this. They push up our rates and make us pay even more. But if you want to try this tool and compare and potentially score same-day savings, here’s what to do:

  1. Click the link below and enter your zip code, date of birth, and phone number.
  2. Answer a few questions about your car’s make and model to get matched with top offers.
  3. Choose the best quote for you and lock it in before rates go up.

Compare rates now and see if you could score same-day savings today!

I can hardly believe I waited so long to do this, but I’m glad I finally did. It only took me two minutes. Super fast. You have to trust me on this. Just try it out.

Pay no interest on balance transfers well into 2027 with this no annual fee card

If you're struggling to pay down high interest debt, this might be the exact thing you need. There's a card that allows you to completely pause the interest on balance transfers well into 2027 ... and the best part is that it could be easier than you think.

The Citi® Diamond Preferred® Card(Rates and fees) is an extremely powerful card that gives you 0% intro APR for an astounding 21 months from date of account opening on balance transfers (then 16.49% - 27.24% (Variable); balance transfers must be completed within 4 months of account opening). That's right — you can now transfer crippling high interest debt to this card and let your payments go directly to paying down your balance, without piling on additional interest charges — all with no annual fee.

But it doesn't end there, because this card comes with an additional perk: If you have a large purchase coming up, finance it easily with 0% intro APR for 12 months from date of account opening on purchases. After the intro period, the APR for balance transfers and purchases is 16.49% - 27.24% (Variable). Don't delay — apply for the Citi® Diamond Preferred® Card, finance the large purchases you been waiting on, and pay down crippling high interest debt!

Apply now for the Citi® Diamond Preferred® Card

Get out of $20,000 or more in credit card debt

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

TurboDebt2can help. If you have more than $20,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly payment.

Best of all? There are zero fees until your debt is resolved, and you could be debt-free in as little as 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!

Try TurboDebt

Turn your home’s value into extra cash

If you want to pay a large expense now, like a home improvement project or credit card debt, you may have considered using your home equity as leverage to borrow a large sum of money.

But with interest rates rising in recent years, a cash-out refinance or home equity loan may not make financial sense.

Here’s a potential solution: Get a home equity line of credit (HELOC) instead.

Using LendingTree’s simple HELOC matching tool3 (yes, the company from the commercials), you can compare rates and see what works for you.

How a home equity line of credit is different: Your line of credit acts similar to a credit card, where you can withdraw funds when you need them, and you’re only responsible for minimum monthly payments for what’s called the “draw period,” which is usually 10 years. After this borrowing period ends, you pay off the rest of your balance during an extended repayment period, which is usually 20 years.

Plus, as a revolving line of credit, rates are usually variable, so you won’t be locked into a fixed rate if they ever go lower.

To get started:

  1. Check out LendingTree’s HELOC matching tool.
  2. Answer a few questions.
  3. Be matched with personalized offers for you.

Visit LendingTree

Set up direct deposit and complete qualifying activities - pocket $400

If you aren't banking with Truist, you're missing out on a huge boost of extra cash just by following a few simple steps.

Earn a bonus of $400 when you open a new Truist One Checking account online between October 30, 2025 and March 25, 2026 using promo code AFL400TR1Q425.4To earn the $400 bonus, your account needs to receive at least 2 qualifying direct deposits totaling $2,000 or more and complete 20 qualifying debit card purchase transactions within 120 days of account opening. Terms apply.

This is a great way to supercharge your earnings. It basically takes no extra work at all other than following the steps above. Plus, your new account offers benefits like no overdraft fee and options to avoid a monthly maintenance fee on top of the bonus.

Open your account and earn a $400 bonus

Earn a limited-time $300 bonus with this incredible cash back card

Limited Time Offer: For a limited time, the Chase Freedom Unlimited®(Rates and fees) is offering a powerful welcome offer: earn a $300 bonus after you spend $500 on purchases in your first 3 months from account opening (limited-time offer). This is an incredible offer from Chase — do not miss it.

In addition to the welcome offer, this card lets you earn cash back on everything you buy. Earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases.

And it gets better (really): This card also gives you 0% intro APR on purchases and balance transfers for 15 months. That means you could finance large purchases or pay down high-interest debt for over a year. After the intro period, the APR is 18.49% - 27.99% Variable. Oh, and the annual fee is $0. It's almost a no-brainer to apply. Click below to get started.

Good or excellent credit (typically 670 or higher) is recommended.

Click here to Apply Now to the Chase Freedom Unlimited®

Get life insurance and protect your loved ones

Life insurance is not something many of us want to think about, but we all want to protect the ones we love.

Imagine if you were suddenly gone tomorrow: Would your family be able to afford your mortgage? Would your children be forced to quit pursuing a degree or your spouse forced to work longer before retirement?

You may sense it's time to shop for life insurance but haven't yet because it's an intimidating and painful process. Financebuzz has a quick and easy solution.

Just fill in a few details about yourself and Financebuzz instantly connects you with ways to get your quote — allowing you to find an affordable life insurance policy without the headache.

The good news? You can get a free quote online after you answer few simple questions.

If you're concerned about being unprotected going into a certain age, take a few minutes to see policy rates today.

Get a free quote instantly

Save potentially $1,000 or more on home insurance

If you want better or more affordable home insurance, there is ONE thing you should never skip in the process of finding a policy: Getting multiple options from a variety of home insurance providers.

Too many homeowners skip this step — not realizing that they could save potentially $1,000s over the lifetime of owning their house just by switching. And yes, you can switch your home insurance at any time.

Provide Home Insurance is a company that matches you with home insurance options from a variety of lenders to meet your home insurance needs … including lower overall cost or better overall coverage.

Just answer a few questions, and they will find options that are right for you. And heads up — the insurance company you choose may call you. Do NOT ignore the call, as they want to work with you to find the best rate possible.

Enter your zip code to get started

Save On Your Auto Insurance
O&O Auto Insurance
  • You could save up to $600 with some companies
  • Compare dozens of providers in under 5 minutes
  • Fast, free and easy way to shop for insurance
  • Quickly find the perfect rate for you
Get a quote now