Follow This Annual Home Maintenance Checklist Now to Avoid Big Bills Later

Keep yourself organized and save money with a month-by-month maintenance guide.

Using a drill
Updated June 6, 2024
Fact checked

We receive compensation from the products and services mentioned in this story, but the opinions are the author's own. Compensation may impact where offers appear. We have not included all available products or offers. Learn more about how we make money and our editorial policies.

No one likes spending money on home maintenance — it’s why people always joke about the joys of homeownership. But there’s no better money spent than the dollars you dedicate to home maintenance tasks.

These sometimes tedious projects aren’t as fun as wallpapering a bathroom or getting new light fixtures, but they’re exactly what will save you money and boost your bank account so you can spend on exciting projects later.

From recaulking your bathtub to cleaning your refrigerator coils, this simple month-by-month checklist will help you stay organized so you can remember which appointments you need to schedule and which DIY maintenance you want to tackle.

If you’re over 50, take advantage of massive discounts and financial resources

Over 50? Join AARP today — because if you’re not a member you could be missing out on huge perks. When you start your membership today, you can get discounts on things like travel, meal deliveries, eyeglasses, prescriptions that aren’t covered by insurance and more.

How to become a member today:

  • Go here, select your free gift, and click “Join Today”
  • Create your account (important!) by answering a few simple questions
  • Start enjoying your discounts and perks!

Important: Start your membership by creating an account here and filling in all of the information (Do not skip this step!) Doing so will allow you to take up 25% off your AARP membership, making it just $12 per year with auto-renewal.

Become an AARP member now

January

tka4/Adobe Old water pipe

Kick the new year off by jump-starting your annual home maintenance with a look at your pipes. This is the time of year for frozen pipes, so you want to make sure yours are insulated correctly and in tip-top shape.

Look for any damage to pipes, and then check your water heater. Flush it to make sure you aren’t letting sediment build up.

This is also a great time to start your quarterly maintenance, like changing HVAC filters.

February

grinny/Adobe Professional plumber repair

You should check drains in your bathrooms for clogs monthly, but February is when you can do a deeper dive into the plumbing.

In the kitchen, flush your garbage disposal. In the bathrooms, clear showerheads and faucets of mineral deposits.

If you live in a snowy or rainy area, this is a good time of year to pay attention to the yard. Make sure you don’t have pooling or flooding after the snow melts.

March

ronstik/Adobe male worker wearing gloves standing on ladder clearing gutter

As winter begins to release its grip, it’s a good time to do a top-to-bottom check of any damage that may have happened throughout the coldest months.

Look for missing shingles, damaged outdoor faucets, and issues with shutters and other outdoor elements. Assess where you’ll need to make improvements in the yard in the upcoming months.

Daylight savings is also a good reminder to check smoke and carbon monoxide detectors.

Resolve $10,000 or more of your debt

Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.

National Debt Relief could help you resolve your credit card debt with an affordable plan that works for you. Just tell them your situation, then find out your debt relief options.1

How to get National Debt Relief to help you resolve your debt: Sign up for a free debt assessment here. (Do not skip this step!) By signing up for a free assessment, National Debt Relief can assist you in settling your debt, but only if you schedule the assessment.

Try it

April

A Stockphoto/Adobe HVAC system update

Before it gets too hot, schedule an annual HVAC tune-up. The last thing you’ll want is to realize your air conditioning isn’t working when you’ve already reached that first hot day in May.

This is also a good time of year to check on window screens and make any necessary repairs to outdoor living spaces like decks, patios, and pools.

May

Art Of Stock/Adobe man gardener worker kneeling down adjusting water sprinkler

May brings sunny days when you want to be outside, so it’s a great time to turn to those outdoor items on your annual maintenance list.

This is when you should touch up the siding as necessary, check the sprinkler system, and clean the gutters.

June

hedgehog94/Adobe exterminator in work wear spraying pesticide with sprayer

Nobody wants ants marching through their summer salad, so use June as the month to tackle pest maintenance. That means scheduling everyone from the pest service that takes care of common household insects to bringing in someone for an annual inspection for termites.

You can also spray for mosquitos and take action to make sure furry rodents don’t show up for the summer either.

June is also a good time to look at outdoor items like driveway maintenance and getting ahead of damage and cracks before they become a real issue.

July

Africa Studio/Adobe Weatherstripping windows

Summer can bring extreme weather, so it’s a great time to look at the weather stripping on your windows and doors.

This is also when you’ll want to reverse the direction of your fans and change AC filters monthly rather than quarterly since the system is being run more often.

Use this time of year to tackle indoor maintenance projects like repairing bathroom grout and recaulking around the toilet and tub.

August

Konstantin Yuganov/Adobe woman holding bucket of cleaning supplies

September still feels like a fresh new year start, long after you’ve been out of school. Use that feeling to get ahead on deep cleaning your home in August.

Make this the month you get the rugs and carpets cleaned, the exterior of your home power washed, and do a deep clean of all your kitchen appliances, including the fridge and its coils.

September

fotofabrika/Adobe Man working on HVAC

This is the second time in the year that it’s critical to get the HVAC tuned up, except this time it’s ahead of using the heat.

September is also a good time to bring someone out to inspect the chimney and make sure it’s in working order before you light it on that first crisp night.

Earn cash back on everyday purchases with this rare account

Want to earn cash back on your everyday purchases without using a credit card? With the Discover®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!2

With no credit check to apply and no monthly fees to worry about, you can earn nearly passive income on purchases you’re making anyway — up to an extra $360 a year!

This rare checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, over 60K fee-free ATMs, and the ability to add cash to your account at Walmart stores nationwide.

Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score.

Apply for a Discover Cashback Checking account today

October

MVProductions/Adobe cleaning leaves in a rain gutter

Throughout the fall, it’s important to keep leaves at bay so the gutters don’t become clogged.

October is also when sprinkler systems should be drained and turned off so they don’t become a freezing hazard throughout the winter months.

November

leekris/Adobe carbon monoxide alarm mounted on the ceiling

With the clock falling back, it’s another reminder to check your smoke alarms and carbon monoxide detectors. 

November is also a good time to make sure your oven is in working order ahead of the holiday season, and ensure that your furnace is ready for the coldest winter nights.

December

artursfoto/Adobe male worker installing insulation on roof

December is one of the twinkliest seasons, so it’s a good time to check on your light fixtures to confirm each is functioning properly.

Then, make sure your home is ready for frigid temperatures by resealing your windows and making sure the insulation can stand up to freezing winds.

Check that your attic is properly insulated and insulation hasn’t been knocked out of place throughout the year. Additionally, bring in a pest service to guarantee that mice won’t try to make your home their winter home.

Bottom line

Monkey Business/Adobe repairing burst water pipe

The best way to keep home maintenance costs down is to invest in maintenance. The best way to avoid wasting money is to proactively address an issue rather than waiting for it to bubble up and need immediate remediation.

But the amount of maintenance required can seem overwhelming. That’s why sticking to a month-by-month schedule can help you stay on track and get ahead of homeowner problems before they become a problem.

Choice Home Warranty Benefits

  • First month free
  • Protection for unexpected expense
  • 24/7 claims hotline
  • Network of over 15,000 technicians

Author Details

Heather Bien

Heather Bien is a writer covering personal finance and budgeting and how those relate to life, travel, entertaining, and more. With bylines that include The Spruce, Apartment Therapy, and mindbodygreen, she's covered everything from tax tips for freelancers to budgeting hacks to how to get the highest ROI out of your home renovations.