Cash App Sending Limits: How Much Money Can You Send?

Cash App sending limits can increase if you verify your account. Learn how it works.

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Updated May 13, 2024
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Cash App is a popular financial platform that allows users to send and receive money through its mobile app. It’s available on both iOS and Android devices, which makes it easy to do money transfers on the go. But are the Cash App sending limits restrictive or flexible?

It depends. The default limits for sending and receiving money through Cash App should be high enough for the average user, allowing you to send and receive up to $1,000 on a rolling 30-day period. But if you want higher limits, you have to go through a verification process. Let’s see how it works.

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In this article

What is Cash App?

Cash App is a popular financial app that's available for Apple and Android devices. You can use the app to send and receive funds to and from friends and family, but it does more than that. It can accept direct deposits, and you can use Cash App to invest in stocks and buy bitcoin.

You can send money through Cash App using your bank account, whether it's a savings account or a checking account, as well as your credit card or debit card. It doesn’t support PayPal, however.

You can also request a Cash App Cash Card if you don't want to use bank account withdrawals. The Cash Card is a Visa debit card that lets you use your Cash App funds to buy items online or in stores.4

What is the Cash App limit?

Cash App places a limit on how much money you can send and receive through its app. These limits typically reset after a week or a month. Cash App is a financial services platform and not a bank, and its send and receive limits are less than most banks.5

Cash App sending limit

When you first sign up for Cash App, you can send up to $1,000 within a 30-day period. This is the maximum amount for an unverified account. If you want to increase this limit, you have to verify a few pieces of information within the app.

To increase the Cash App sending limit, you’ll need to complete your account verification:

  • Your full legal name
  • Your date of birth
  • The last four digits of your Social Security number (SSN)

Verified accounts qualifying for higher sending limits.

Cash App receiving limit

The default receiving limit for Cash App is up to $1,000 within a 30-day period. This limit can also be increased if you go through a verification process. Verified users can have their receiving limit increased to an unlimited amount.

If you want potentially higher limits for sending and receiving money, check out our list of the best banks.

How do you increase Cash App limits?

To increase your Cash App transaction limits, including spending and receiving limits, you have to go through Cash App’s verification process.

This involves providing Cash App with a few pieces of information, such as your full name, date of birth, and the last four digits of your SSN. If your Cash App account isn’t able to be verified with this information, you might be asked to provide additional information.

Is there a Cash App withdrawal limit?

Cash App has a free debit card on the Visa network, called the Cash Card, that’s tied to your Cash App balance. It can be used to make purchases at stores and withdrawals at ATMs. A withdrawal from an ATM using your Cash App card is not the same as cashing out your Cash App balance.

A cash out transfers money from your Cash App balance to a linked bank account, whereas an ATM withdrawal with the Cash Card lets you access physical cash from your Cash App balance.

Here are a couple of limits to keep in mind:

  • Cash Card withdrawals from an ATM: There is an ATM withdrawal limit of $310 per transaction and $1,000 per 24-hour period. You’re also limited to $1,000 in withdrawals per seven-day period. Keep in mind that Cash APP charges $2.50 per withdrawal. Some ATM operators may also charge their own ATM fees.
  • Cash Card spending limits: You can spend up to $7,000 per day, $10,000 per seven-day period, and $25,000 per 30-day period with your Cash Card.

How do you send money with Cash App?

Sending money with Cash App is relatively easy. You just need the email address, phone number, or $Cashtag of the person you’re sending funds to. Here are the steps to follow:

  1. Open the app and tap pay.
  2. Use your Face or Touch ID or PIN code if it asks for it.
  3. Enter the information of the person you want to send a Cash App payment to.
  4. Indicate what the payment is for.
  5. Choose the payment method, such as your Cash App balance, a linked bank account, or a credit card.
  6. Tap pay to complete an instant transfer.

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How much can you send on Cash App each week?

The default account limit on Cash App for sending money is $1,000 within a 30-day period. If you successfully go through Cash App’s verification process, you should be able to send higher amounts of money.

Can you send $5,000 through Cash App?

You typically won’t be able to send more than $1,000 in a 30-day period through Cash App unless you verify your identity through the app.

Does Cash App have a daily sending limit?

Cash App doesn’t have a daily limit for sending money. Rather, Cash App’s default sending limit is $1,000 per 30-day period. If you verify your identity through the app, your sending limit should increase to a higher limit.

Can I get cash back with Cash App?

You can get cash back during your checkout transactions at some stores with the Cash App Visa debit card. Simply use your Cash Card, enter your pin, and select the cashback option.

Keep in mind that this type of cash back is taken out of your balance and is similar to making a withdrawal from an ATM and counts toward your daily and weekly ATM withdrawal limits. Cash back from Cash App isn't a reward on your purchase, unlike a cashback credit card.

How do I contact Cash App customer service?

You can contact the Cash App support team by calling 1-800-969-1940. Support is available Monday to Friday between 9:00 a.m. to 7:00 p.m. ET. You can also access customer service through the app by following these steps:

  1. Go to the home screen and tap your profile icon in Cash App.
  2. Select support.
  3. Choose to start a chat and describe the issue.

How much money can you load on Cash App?

The amount of money you can load on Cash App depends on how you're adding funds. Before you verify your identity, there's a total account limit of $1,500, regardless of how funds are added. 

Assuming you're not subject to other restrictions, you can make paper money deposits of up to $1,000 per rolling 7 days and $4,000 per rolling 30 days. 

What is the Cash App direct deposit limit?

For direct deposits, you can receive up to $25,000 per direct deposit and up to $50,000 in a 24-hour period. 

What is the limit for Cash App Cards?

Cash App Cards have a limit of $7,000 per transaction. They also have a maximum limit of $7,000 per day, $10,000 per week, and $15,000 per month. 

Card daily limits reset at 6 p.m. Central each day. Weekly limits reset at 6 p.m. Central every Saturday, and monthly limits reset at 6 p.m. Central on the last day of the month. 

Bottom line

Cash App is a legitimate financial app (not a scam) that allows you to send and receive money quickly. It has low sending and receiving limits when you first sign up, which might not be helpful if you want to transfer large amounts of money.

But if you’re able to successfully verify your identity, these limits are increased significantly. For some Cash App users, this payment app might not provide much value until the verification process is complete and they’re able to send larger amounts of money.

For more information about Cash App and how it works, read our Cash App review. You can also explore alternative options in our Zelle review and Cash App versus Venmo comparison. 

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Ben Walker, CEPF, CFEI®

Ben Walker, CEPF, CFEI®, is credit cards specialist. For over a decade, he's leveraged credit card points and miles to travel the world. His expertise extends to other areas of personal finance — including loans, insurance, investing, and real estate — and you can find his insights on The Washington Post,, Yahoo! Finance, and Fox Business.