Costco can seem like a magical place with a delicious food court and tasty samples. It could also be a stressful shopping trip if you go on the wrong day or show up at the wrong time.
Whether you’re a regular or a new member, here are some surprising things you may not know about your favorite warehouse retailer as well as some genius Costco hacks.
Earn 2% cash rewards at grocery stores and Costco
The Wells Fargo Active Cash® Card(Rates and fees) is a powerful rewards card that allows you to earn unlimited 2% cash rewards on purchases — including on groceries, even at warehouse stores like Costco.
New cardholders can also earn a one-time cash rewards bonus — $200 cash rewards bonus after spending $500 in purchases in the first 3 months!
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This card also offers an intro APR of 0% for 12 months from account opening on purchases and qualifying balance transfers (then 19.74%, 24.74%, or 29.74% Variable). Which is great for someone who wants a break from high interest rates, while still earning rewards.
The best part? There's no annual fee.
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You don’t need a membership to shop
Costco is great if you have a membership, but there are some things you can still purchase even if you aren’t a member.
You can get eye and hearing tests at many stores or have the Costco pharmacy fill your prescriptions, for example. It's a great way to keep more money in your bank account for some, normally, costly health items.
Some states prohibit the sale of alcohol to only clubs or members of an organization, so you may be able to grab supplies for your next party at Costco prices without a Costco card.
Get meds for your pets
In addition to medication for humans, Costco can also get you a deal on medication for your pets.
Costco’s Member Prescription Program, which is available to members, offers discounts on common human medications, but it also covers common pet medications like Heartgard for your furry friends.
Don’t shop on Mondays
You may think the beginning of the work week is a good time to head to your local Costco. After all, it’s better than dealing with the weekend rush, right?
But you might be surprised to learn that Mondays are one of the busiest days at Costco because other shoppers have the same idea as you.
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Costco has a great return policy
Costco does have some limits on what you can return, such as restrictions on electronics or jewelry.
Otherwise, you can return an item to Costco without a receipt and get a full refund, which is a great lower your financial stress.
Costco sells caskets
Talking about end-of-life plans may not be the easiest conversation, but being prepared can help families manage during a stressful time.
Costco sells caskets that can be delivered to funeral homes in most states. The price includes shipping and handling.
The retailer offers numerous styles and colors, including special caskets for each branch of the armed services. Costco sells urns as well.
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Buy a car with Costco
Costco has more than just groceries and other items in its stores.
You can also connect with the retailer to help you get a deal with their Costco auto program. Find the car you want and lock in a price so you don’t have to haggle with a local dealer.
There are some restrictions, but it could be worth it depending on how much you may be able to save.
Costco is a movie star
The warehouse retailer has made its way into several movies and television shows such as “The Sopranos,” “Baskets,” and “The Valet.”
And some movie buffs may remember it making an appearance in the 2006 film “Idiocracy.”
Feed yourself for any emergency
Worried about a natural disaster like an earthquake or a hurricane? Costco has you covered.
Their Ready Project Emergency Food Supply includes a two-week supply of food that just needs a little water and cooking and you’re ready to go.
Costco sells millions of hot dogs
The hot dog combo at the Costco food court is a fan favorite. In fact, Costco sold 122 million hot dog and soda combos during its 2021 fiscal year.
Despite concerns about inflation increasing food costs, the warehouse retailer plans to keep the hot dog combo price at $1.50.
Get a protection plan on all your appliances
Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more.
Whether or not you’re a new homeowner, a home warranty from Choice Home Warranty could pick up the slack where insurance falls short and protect you against surprise expenses. If a covered system in your home breaks, you can call their hotline 24/7 to get it repaired.
For a limited time, you can get your first month free with a Single Payment home warranty plan.
Put a ring on it with Costco jewelry
Want something unique and special for someone? Get a diamond ring at Costco.
The retailer announced at a shareholder meeting that it had a 7.45-carat diamond ring for the perfect buyer for only $364,999.99.
Get insurance
An intangible item that you may not know Costco sells is insurance.
Under the Services tab on the Costco website, you can find the types of insurance you can purchase at a member discount, including auto and home insurance, life insurance, and even pet insurance.
Enjoy a ton of samples while you shop
If you’re on a budget, you may like making a meal out of Costco samples as you shop. Or perhaps you just want to test an item before you buy it in bulk.
Kirkland Signature may be hiding a name brand
Costco, like other retailers, has its own in-store label, and Kirkland Signature items are better than you might expect in some cases. And some of your favorite brands may be behind the Kirkland Signature name.
Kirkland Signature products may or may not be better than the name brand, so it might be a good idea to try different items to find your favorites.
It’s international
Costco warehouses aren’t just an American destination. Among its international locations are 40 stores in Mexico, 29 in the United Kingdom, 15 in Australia, and even one in Iceland.
In 2022, it opened new warehouses in Japan, Spain, France, and China along with additional stores in the U.S. The company reports it has a total of 875 warehouses worldwide.
It has a lot of members
In May, Costco reported that it had 116.6 million cardholding members. And while membership does have its perks, including great deals on bulk items, there are some things you can get without a membership like vision and hearing tests.
You can also take advantage of the Costco food court deals without a member card.
Costco has warehouse space
Sure, you may walk into your local Costco and think it’s big. But how big? Costco reports that the overall space in its warehouses combined is 120 million square feet. And you thought your local Costco took a long time to walk through.
Costco sells rotisserie chickens at a loss
Costco’s rotisserie chickens are a great bargain, but at $5 per chicken, Costco actually takes a loss on them. Costco prefers to use them as a way to get customers in the door even if it means they don’t make a profit on them.
The chickens traditionally warm the back of the store to make you walk through the warehouse and see all the products before you get there.
Pro tip: Only certain credit cards are accepted at Costco. Make sure you have one that will work as well as one that can help you earn rewards like cash back.
Bottom line
The next time you’re at Costco, you can dazzle fellow shoppers and even employees with these little-known Costco facts.
Using one of the best credit cards for Costco, you can pick up Kirkland Signature brand items, grab a rotisserie chicken, and enjoy a fresh churro from the food court on your way out the door.
If you’re trying to manage your money, Costco may be a good partner.
Lucrative, Flat-Rate Cash Rewards
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Wells Fargo Active Cash® Card
Current Offer
$200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual Fee
$0
Rewards Rate
Earn unlimited 2% cash rewards on purchases
Benefits
- Low spend threshold for its welcome offer — $200 cash rewards bonus after spending $500 in purchases in the first 3 months
- Cell phone protection benefit (subject to a $25 deductible)
- Can redeem rewards at an ATM for literal cash
Drawbacks
- Foreign transaction fee of 3%
- No bonus categories
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.74%, 24.74%, or 29.74% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don’t expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
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