How to Maximize Credit Card Rewards on Your Hulu Subscription

If you are considering purchasing a Hulu subscription, there are several credit cards available that will earn you cash back or points on your subscription costs.
Last updated Jan 7, 2022 | By Brett Holzhauer
Family on floor watching television

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Cord-cutting in the United States has exploded in popularity in the past few years. It is estimated that 14,000 people are saying goodbye to their traditional TV companies every single day. Streaming services are an appealing alternative for many viewers seeking original programing, lower costs, and the flexibility to watch their favorite shows anywhere with an internet connection.

Hulu is a great alternative to cable. It offers a wide variety of content to entertain all audiences, including original content, syndicated content from large networks like FOX and ABC, and live TV content such as live sports. There’s essentially something for every viewer on Hulu.

As an added bonus, there are several outstanding credit cards you can use to earn valuable rewards on your Hulu subscription. So if you are looking to cut ties with the cable companies, read on to learn how you can get the most out of Hulu.

In this article

How much does Hulu cost?

While other streaming services have only a few plans to choose from, Hulu can be customized to your liking. Here's a quick look at much Hulu costs:

  • Hulu plan: $5.99/month
  • Hulu No Ads plan: $11.99/month
  • Hulu + Live TV plan: $44.99/month

Each Hulu plan offers unique features that will appeal to different viewers. Whether you're looking for enhanced cloud DVR, unlimited screens and add-ons for other languages, you can build your ideal Hulu experience based on your needs.

Enhanced cloud DVR is basically a fancy way of saying that you can record and re-watch live programming whenever you want. This is a perfect feature if you are unable to watch the local news one evening, or enjoy having a football game saved to rewatch after the excitement is over. Without the enhancement add-on, you will have access to 50 hours of DVR space. With the add-on, you will have 200 hours of DVR space. And don't forget, the best part of DVR is that you can fast forward through the commercials.

If you plan on sharing your Hulu login with your friends and/or family, the unlimited screens add-on is a must. However, there are limits with the premium networks like HBO and Cinemax — you can only stream to a maximum of five devices.

Lastly, if you enjoy content in Spanish, you can purchase the Espanol add-on to access content on networks like ESPN Deportes and NBC Universo.

Hulu plan

It will cost you $5.99/month for the basic Hulu plan, which is one of the most cost-efficient streaming options. With this plan, you will have to watch advertisements during your shows, and you will not be able to watch simultaneously with other people.

This plan is best for someone looking to access great content, doesn’t mind watching the occasional commercial, and wants to save on their subscription bills.

Hulu No Ads plan

If you cannot bear watching ads during your marathon of 30 Rock, the Hulu No Ads plan will be a great go-to. This plan will cost you a bit more at $11.99 per month.

This plan is great for someone who is willing to spend a bit more money to enjoy their shows without pesky commercial interruptions.

Hulu + Live TV plan

To cater to sports fans and users who are joining the cord-cutter movement, Hulu also has live TV content. It includes many of the major TV networks that we are familiar with.

However, it is a significant price jump to $44.99 per month. This plan is great for someone who wants to have the full suite of content, and wants to cut cable from their monthly bills. With this much content, you will be well entertained, so you can make that call to your cable company without hesitation.

What are the best credit cards for Hulu?

If you are thinking about signing up for Hulu, you should also consider paying for your subscription with one of the best rewards credit cards for Hulu. With the right card, you will earn outstanding rewards for your Hulu subscription, including cash back or valuable points for travel.

Card Rewards rate Annual fee Recommended credit score
Blue Cash Preferred® Card from American Express 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1X) and on U.S. streaming services, 3% at U.S. gas stations and on eligible transit, and 1% on other purchases $95 (waived first year) (See rates and fees) (Terms apply) Excellent, Good
U.S. Bank Cash+ Visa Signature 5% cash back on two chosen categories (up to $2,000 quarterly) and prepaid air, hotel, and car reservations booked in the Rewards Travel Center; 2% cash back on one chosen everyday category; and 1% cash back on all other eligible purchases $0 Excellent, Good
Chase Freedom Flex Card 5% on rotating quarterly categories (on up to $1,500 spent) and travel purchased through the Chase Ultimate Rewards portal; 3% at restaurants (including takeout and delivery) and drugstores; and 1% on all other purchases $0 Excellent, Good
Citi Double Cash up to 2% cash back on all purchases: 1% as you buy and 1% as you pay $0 Excellent, Good

American Express Blue Cash Preferred

The American Express Blue Cash Preferred is an excellent card for someone that wants to earn cash back (in the form of statement credits) on everyday purchases, including streaming services. We consider this card to be one of the best cashback credit cards available.

If you are approved, you will earn 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1X) and on U.S. streaming services, 3% at U.S. gas stations and on eligible transit, and 1% on other purchases. And since this card offers 6% cash back on streaming service purchases, you can save big on your subscriptions. For example, if you are spending $25/month on subscription services, you will save an extra $18 per year by simply using this card to pay for your content streaming.

While the card does come with an annual fee of $95 (waived first year), the cost is worth it for the perks you get. It providers a generous welcome offer: Earn a $300 statement credit after spending $3,000 on purchases in the first 6 months. In addition the cash back you earn from your Netflix subscription and other expenses will help offset the cost of the $95 (waived first year) annual fee.

#1 Cash Back at Supermarkets

Intro Offer

Earn a $300 statement credit after spending $3,000 on purchases in the first 6 months

Annual Fee

$95 (waived first year)

Rewards Rate

6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1X) and on U.S. streaming services, 3% at U.S. gas stations and on eligible transit, and 1% on other purchases

Benefits and Drawbacks

Benefits

  • Earn a $300 statement credit after spending $3,000 in the first 6 months
  • 6% cash back on U.S. streaming services and at U.S. supermarkets
  • 3% cash back at U.S. gas stations and on eligible transit
  • $95 annual fee. Terms apply.

Drawbacks

  • Has annual fee after first year
  • Has foreign transaction fee
Card Details
  • Earn a $300 statement credit after spending $3,000 on purchases in the first 6 months
  • 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1X) and on U.S. streaming services, 3% at U.S. gas stations and on eligible transit, and 1% on other purchases
  • Intro purchase 0% offer: 0% for 12 months then 13.99% to 23.99% (variable)
  • Terms apply

U.S. Bank Cash+ Visa Signature

The U.S. Bank Cash+ Visa Signature Card is unique because of its customizable spending categories that earn you a great amount of cash back. This card will also reward you well when you use it to pay for your Hulu subscription and other streaming subscriptions.

With the U.S. Bank Cash+ Visa Signature Card, you will earn 5% cash back on two chosen categories (up to $2,000 quarterly) and prepaid air, hotel, and car reservations booked in the Rewards Travel Center; 2% cash back on one chosen everyday category; and 1% cash back on all other eligible purchases. The two categories can be selected from this list:

  • TV, Internet & Streaming Services
  • Fast Food
  • Cell Phone Providers
  • Department Stores
  • Home Utilities
  • Select Clothing Stores
  • Electronics Stores
  • Sporting Goods Stores
  • Movie Theaters
  • Gyms/Fitness Centers
  • Furniture Stores
  • Ground Transportation

If you enjoy multiple streaming services, you can choose to earn cash back on that category and one other category that you spend the most on.

Additionally, you can earn Earn $200 cash back after spending $1,000 in the first 120 days. By earning the welcome bonus and spending within the bonus categories, you can get a great amount of cash back in your first year as a cardmember.

This card offers great value with its generous cash back categories and $0 annual fee.

Chase Freedom Flex

The Chase Freedom Flex Card is a great option for earning cash back on all of your purchases. When you use the Chase Freedom Flex, you will earn 5% on rotating quarterly categories (on up to $1,500 spent) and travel purchased through the Chase Ultimate Rewards portal; 3% at restaurants (including takeout and delivery) and drugstores; and 1% on all other purchases. The rotating categories are announced quarterly.

While you might earn 5% cash back on your subscriptions for only one quarter, you will also be able to earn $200 cash back after spending $500 on purchases in the first 3 months. Similar to the cards mentioned above, the Chase Freedom Flex Card has a $0 annual fee.

Editor's note: If you're an existing Chase Freedom cardholder, you can also earn 5% cash back in rotating bonus categories (up to $1,500 in combined purchases per quarter) and 1% cash back on all other purchases.

Citi Double Cash

Sometimes, simpler is better. If you enjoy simplicity, the Citi Double Cash card could be a great fit for you.

When you use the Citi Double Cash Card, you will earn cash back twice: 1% when you buy + 1% when you pay. So regardless of what your purchase is, you will earn up to 2% cash back. This card is a great tool to have if your spending is a bit scattered across different categories, or if you simply don’t want the hassle of tracking different cards for different spending categories.

The Citi Double Cash Card also comes with an intro 0% APR for 18 months on balance transfers (then 13.99% to 23.99% (variable)). If you are wrestling with debt from other cards, you may want to consider taking advantage of this balance transfer offer.

Why we chose these cards (methodology)

All of these cards mentioned have one thing in common — they all offer the ability to earn significant cash back or rewards from your Hulu subscription.

Over one or two months, the rewards may not seem like much. However, if you check your rewards or cash back balance after a year, you may be surprised at how much you earned.

In addition to the rewards you will earn, credit cards are a much safer way to pay for streaming services. Using a debit card is risky because if someone is to find your debit card number online, your bank account could be at risk.

The bottom line on the best credit cards for Hulu

It can be easy to ask about the best credit card out there. However, the best card varies based on your unique situation; it’s the one that aligns with the purchases you make and rewards you the most according to your spending.

Don’t overthink selecting a credit card for your Hulu subscription, but make sure to put it on your to-do list as you may be missing out on valuable rewards. But first, it’s time to binge-watch episodes of Parks and Recreation, preferably with no commercials.

Earn Cash Back Twice

Citi Double Cash Card

Citi Double Cash Card

Citi Double Cash Card

Intro Offer

Earn cash back twice: 1% when you buy + 1% when you pay

Annual Fee

$0

Rewards Rate

up to 2% cash back on all purchases: 1% as you buy and 1% as you pay

Benefits and Drawbacks

Benefits

  • 0% intro APR on balance transfers for 18 months
  • 2% cash back on all purchases - 1% when you buy and 1% when you pay
  • No annual fee

Drawbacks

  • Foreign transaction fee
  • No sign-up bonus
Card Details
  • Earn cash back twice: 1% when you buy + 1% when you pay
  • up to 2% cash back on all purchases: 1% as you buy and 1% as you pay
  • Intro balance transfer 0% offer: 0% for 18 months then 13.99% to 23.99% (variable)

Author Details

Brett Holzhauer Brett Holzhauer is a graduate of the Walter Cronkite School of Journalism at Arizona State University. He writes about using points & miles for travel, travel industry news, utilizing credit cards as financial leverage, and investing for the future. He has been featured in publications such as The Points Guy, Million Mile Secrets, The Money Manual, Recruiter, Travel Pulse, and Bald Thoughts. He is a full-time digital nomad with his wife, Kiersten.