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The Plum Card® from American Express
3.5
info

Why We Like It

No preset spending limit

Benefits

  • There’s no limit to the reward/discount you receive by paying your bill early
  • Offers a flexible spending limit rather than a rigid credit line
  • Doesn’t charge a foreign transaction fee

Drawbacks

  • Rewards are only available for business owners who pay their bill early

Annual Fee

$250