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Bank of America® Customized Cash Rewards credit card
4.5
info

Why We Like It

Earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

Benefits

  • $0 annual fee
  • Enhanced cash back in a popular spending category of your choice
  • Long intro APR on purchases and qualifying balance transfers
  • You can swap out your highest spending category each month, so you can maximize earnings

Drawbacks

  • Quarterly spending caps
  • 3% foreign transaction fee
  • Must be a Bank of America Preferred Rewards® member for maximized benefits
  • Not as many redemption options

Annual Fee

$0