Reaching a certain level of financial security can be incredibly rewarding. Whether it’s being able to afford luxuries that were once out of reach or simply feeling comfortable where you stand financially, these expenses reflect the progress you've made.
While not everyone equates wealth with material possessions, certain expenses do suggest a level of financial stability and freedom. Let’s explore some of these items that are common indicators of having “made it.”
Steal this billionaire wealth-building technique
The ultra-rich have also been investing in art from big names like Picasso and Bansky for centuries. And it's for a good reason: Contemporary art prices have outpaced the S&P 500 by 136% over the last 27 years.
A new company called Masterworks is now allowing everyday investors to get in on this type of previously-exclusive investment. You can buy a small slice of $1-$30 million paintings from iconic artists, all without needing any art expertise.
If you have at least $10k to invest and are ready to explore diversifying beyond stocks and bonds,see what Masterworks has on offer. (Hurry, they often sell out!)
Monthly massages
![woman relaxing in the oil spa massage in salon](https://cdn.financebuzz.com/filters:quality(75)/images/2023/01/30/woman_relaxing_in_the_oil_spa_massage_in_salon.jpg)
Treating yourself to a monthly massage is often seen as a luxury that signifies you’ve made some wealthy money moves.
This expense not only indicates financial well-being but also shows a commitment to self-care and relaxation, essential for maintaining a balanced lifestyle.
Being able to budget for this regular indulgence signifies that you can afford to prioritize health and wellness, proving you've achieved a significant level of comfort.
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House cleaner
![woman holding bucket of cleaning supplies](https://cdn.financebuzz.com/filters:quality(75)/images/2023/09/11/woman-with-cleaning-supplies.jpeg)
Hiring a house cleaner is a classic sign you've reached a certain level of affluence. This service not only saves you time but also allows you to enjoy a clean and organized living space without having to lift a finger.
Having the freedom to allocate funds for such services shows that you have the financial capacity to outsource tasks, allowing you to focus on more important aspects of life.
Food subscription box service
![woman unpacks food delivery](https://cdn.financebuzz.com/filters:quality(75)/images/2024/08/05/woman-unpacks-food-delivery-adobe.jpg)
Food subscription box services like Blue Apron or HelloFresh provide convenience and variety, delivering pre-portioned ingredients and recipes right to your doorstep.
This service is often more expensive than traditional grocery shopping, making it a luxury for those who can afford it. This expense reflects a desire for convenience and a willingness to invest in quality meals without the hassle of meal planning and shopping.
Resolve $10,000 or more of your debt
Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.
National Debt Relief could help you resolve your credit card debt with an affordable plan that works for you. Just tell them your situation, then find out your debt relief options.1
How to get National Debt Relief to help you resolve your debt: Sign up for a free debt assessment here. (Do not skip this step!) By signing up for a free assessment, National Debt Relief can assist you in settling your debt, but only if you schedule the assessment.
Laundry service
![receptionist holds clean suit](https://cdn.financebuzz.com/filters:quality(75)/images/2024/08/05/receptionist-holds-clean-suit-adobe.jpg)
Outsourcing your laundry is another sign of financial success. Whether you drop off your clothes at a laundromat or have a service pick them up, this convenience comes at a cost.
Utilizing laundry services highlights that you've reached a point where you can focus on more meaningful activities, showing a shift toward valuing time as much as money.
Multiple premium streaming plans
![hand browsing streaming services using remote](https://cdn.financebuzz.com/filters:quality(75)/images/2024/01/06/hand-browsing-streaming-services-using-remote.jpeg)
Subscribing to multiple premium streaming plans, such as Netflix or Spotify, indicates you’ve made it financially. These plans offer additional benefits like higher-quality streaming, ad-free experiences, and multiple-user access.
While basic plans are available, opting for premium services suggests a preference for quality and a willingness to pay for the best entertainment experience.
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Ordering groceries online instead of shopping in person
![woman accepting groceries box from delivery man at home](https://cdn.financebuzz.com/filters:quality(75)/images/2022/12/30/woman_accepting_groceries_box_from_delivery_man_at_home.jpg)
The option to order groceries online rather than shopping in person is a sign of both financial and time flexibility.
While traditional grocery shopping is often seen as a chore, services like Instacart or Amazon Fresh provide the convenience of having groceries delivered right to your door.
This service usually comes with additional fees for delivery and service charges, indicating that you're willing to pay for time-saving conveniences.
Personalized fitness coaching
![male fitness trainer training woman to lift heavy weights at gym](https://cdn.financebuzz.com/filters:quality(75)/images/2023/04/25/male-fitness-trainer-training-woman-to-lift-weight.jpeg)
Having a personal trainer or fitness coach is a luxury that many aspire to, as it often signifies disposable income for personalized health and wellness.
This expense reflects not only a dedication to personal well-being but also the financial means to pursue tailored fitness regimens.
Engaging a personal trainer demonstrates your ability to invest in your health proactively, a hallmark of financial stability.
Specialty coffee subscriptions
![senior man reading a newspaper](https://cdn.financebuzz.com/filters:quality(75)/images/2024/08/05/senior-man-reading-a-newspaper-adobe.jpg)
A subscription to a specialty coffee service is an indulgence that highlights a refined taste and the means to support it. Services that deliver high-quality coffee beans or exotic blends directly to your home are often pricier than simply buying coffee at the store.
Traveling in business or first class
![businessman sleeps in airplane](https://cdn.financebuzz.com/filters:quality(75)/images/2024/08/05/businessman-sleeps-in-airplane-adobe.jpg)
Choosing to fly business or first class instead of economy is a significant indicator that you’ve achieved financial success. These tickets can cost several times more than economy class fares, reflecting your ability to prioritize comfort and luxury while traveling.
Enjoying the enhanced amenities, priority boarding, and superior service with these classes showcases your willingness to invest in an elevated travel experience.
Earn cash back on everyday purchases with this rare account
Want to earn cash back on your everyday purchases without using a credit card? With the Discover®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!2
With no credit check to apply and no monthly fees to worry about, you can earn nearly passive income on purchases you’re making anyway — up to an extra $360 a year!
This rare checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, over 60K fee-free ATMs, and the ability to add cash to your account at Walmart stores nationwide.
Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score.
Owning a vacation home
![happy mature couple standing on terrace in log cabin somewhere in woods](https://cdn.financebuzz.com/filters:quality(75)/images/2023/01/24/happy-couple-in-log-cabin.jpeg)
Owning a second home for vacations is perhaps one of the most definitive signs of having "made it."
This investment not only requires substantial financial resources but also indicates an ongoing ability to maintain additional property expenses, such as upkeep and property taxes.
A vacation home provides a personal retreat and underscores your success in achieving a lifestyle many only dream of.
Regular dining at high-end restaurants
![Smiling waiter serving fancy dishes to mature couple](https://cdn.financebuzz.com/filters:quality(75)/images/2022/06/06/smiling_waiter_serving_fancy_dishes_to_mature_couple.jpg)
Frequently dining at upscale restaurants is a surefire sign of financial prosperity. High-end dining experiences come with a price tag that often includes gourmet meals, fine wines, and exceptional service.
Spending $100 or more per meal, often multiple times a month, highlights your ability to indulge in culinary delights without financial strain.
High-quality home entertainment systems
![watching a soccer on tv](https://cdn.financebuzz.com/filters:quality(75)/images/2024/08/05/watching-soccer-on-tv-adobe.jpg)
Investing in state-of-the-art home entertainment systems reflects a commitment to enjoying high-quality leisure activities in the comfort of your home.
Whether it’s a high-definition sound system, a large-screen television, or a home theater setup, these purchases are typically associated with those with disposable income to spend on luxury.
Bottom line
![senior couple with golf gear at club](https://cdn.financebuzz.com/filters:quality(75)/images/2023/11/28/senior-couple-practicing-golf-at-club.jpeg)
Each of these expenditures is more than just a monetary outlay; they’re a reflection of the financial security you've built.
As you enjoy these financial achievements, it's important to keep building wealth to sustain and enhance your lifestyle over time. Ultimately, it’s about what truly matters to you and how you enjoy your success.
Lucrative, Flat-Rate Cash Rewards
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Wells Fargo Active Cash® Card
Current Offer
$200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual Fee
$0
Rewards Rate
Earn unlimited 2% cash rewards on purchases
Benefits
- Low spend threshold for its welcome offer — $200 cash rewards bonus after spending $500 in purchases in the first 3 months
- Cell phone protection benefit (subject to a $25 deductible)
- Can redeem rewards at an ATM for literal cash
Drawbacks
- Foreign transaction fee of 3%
- No bonus categories
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24%, or 29.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don’t expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.