It can be difficult to figure out where to start and what makes someone more successful than someone else.
And if you're trying to boost your bank account to achieve other financial goals, it can be a real challenge to find out what's going to work for you.
So what are some things that could make you more successful than others? Here are a few traits of successful people you may want to consider cultivating in your life.
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Consistency
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It's hard to stick with the same thing over and over again, but consistency could pay off when you're trying to find success.
You may be called on for new challenges at work because leaders know you will turn in good work every time or that you can be relied on to get the job done on a deadline.
Want to learn how to build wealth like the 1%? Sign up for Worthy to get ideas and advice delivered to your inbox.
Dedication
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Committing to a particular purpose can build your reputation as someone who believes in your work and will be there each and every time to get it done.
Your loyalty to your company or commitment to saving money can pay off with dedication.
Focus
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Don't let distractions get in the way of finding success. Things like fancy vacations or fun cars might pull you away from your goals to flourish financially.
Instead, remember to focus on what you want to accomplish and keep your eye on the prize.
Resolve $10,000 or more of your debt
Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.
National Debt Relief could help you resolve your credit card debt with an affordable plan that works for you. Just tell them your situation, then find out your debt relief options.1 <p>Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including our fees, over 12 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.</p>
How to get National Debt Relief to help you resolve your debt: Sign up for a free debt assessment here. (Do not skip this step!) By signing up for a free assessment, National Debt Relief can assist you in settling your debt, but only if you schedule the assessment.
Discipline
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You have to be disciplined when it comes to setting a goal and staying with it.
Maybe you want to set aside a certain amount of money each week in a high-yield saving account or invest it so you can retire early.
Your discipline to stick with those plans each week can put you on a path to financial success.
Grit
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Your financial journey is always going to be easy. You may face setbacks like losing your job or a downturn in the stock market, putting your retirement investments in the red.
But your determination and grit to dig in and push through the hard times can get you to success on the other side.
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Luck
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Sometimes, it's just a little luck that comes your way and gives you a boost. But how can that be a key thing to make you successful?
It's what you do with that luck that counts. Put yourself in a position to have luck come your way so you can capitalize on it when you get a lucky break.
Goal-oriented
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It's important to set goals for yourself so you have the motivation to get where you want to go.
Think of your goals as signposts on your journey as you map out your financial future. Each sign you pass is another step in the right direction to achieving financial success.
Steadfastness
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Sometimes slow and steady is better than rushing around without any plan.
Investing in a steady index fund with your retirement investments, for example, may be a more lucrative option than a flashy stock that shoots up and then crashes before you can cash in.
And putting a steady amount of money away in a savings account can help you lock in income to cover bills or build an emergency fund.
Strength
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You don't need to go to the gym to build strength. Consider building a strong and diverse financial portfolio that can withstand severe downturns.
Develop the mental power you need to reject spending too much or not saving enough. Your strength in the face of financial adversity can help you push through any financial decisions.
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Passion
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You have to be excited to learn new financial things or take on financial challenges. A real interest in stocks, investments, savings, and other financial options can lead to success as you learn and enjoy the process of becoming financially successful.
Positivity
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A positive attitude can go a long way in keeping you focused and moving forward even if you face financial setbacks. A smile and a can-do attitude can push you higher and better financially.
Use your positive attitude to look forward and see your successes even if you have to drive over some financial bumps to get there.
Patience
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It can be frustrating to wait for your savings to add up or for your financial planning to be successful. Stick with it and have some patience and you'll reach your financial goals.
This may be especially true if you're investing in your retirement portfolio not even if you don't expect to retire early or have several more years before starting your post-work life.
Balance
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It's a good idea to balance your financial plans to help maximize your profits.
Perhaps you'll want to put some of your retirement investments in a steady investment while other money goes to riskier investments that may be able to pay off more if they succeed.
A financial portfolio could have several different pieces that have to be in balance to make everything go in the right direction.
Reliability
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Reliability may sound boring, but it also means you can depend on it no matter what.
Perhaps you want to invest in an index fund that can bring in dependable returns over time. Or maybe you want to invest in real estate with dependable rent.
Whatever it is, an investment you can trust is an investment that may be the best option.
Gratitude
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After all that you've worked to achieve, it's good to be thankful for the financial stability you pushed to gain.
Whether it's crushing your debt, building an emergency fund, or working on your retirement plan, each piece can help put your financial future in place and make you happy with what you have.
Bottom line
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The great thing about learning to adopt smart financial habits is that you can tailor your goals and motivation to what works best for you.
Start by creating a budget with attainable goals that you can reach and use as stepping stones to the next success.
You may be surprised how developing consistent goals can lead to consistent growth and success.
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Annual Fee
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Rewards Rate
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Benefits
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- Intro APR on purchases and balance transfers
Drawbacks
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