The Best 5 Credit Cards for Netflix [2023]: Earn While You Binge

You can earn cash back or other forms of credit card rewards when you use the right card to pay for your Netflix subscription. This includes the Blue Cash Preferred^® Card from American Express, the Citi Custom Cash^® Card, the Capital One SavorOne Cash Rewards Credit Card, and more.

Let’s explore the Netflix perks these credit cards could help you earn, as well as some of the additional benefits you can get with each card.

Key takeaways

• The best credit cards for Netflix help you earn rewards in the form of cash back, points, and more.
• Our top recommendations include the Blue Cash Preferred^® Card from American Express, the Citi Custom Cash^® Card, the Capital One SavorOne Cash Rewards Credit Card, the U.S. Bank Cash+^® Visa Signature^® Card, and the Chase Sapphire Preferred^® Card.
• These cards offer cash back on a range of streaming services beyond Netflix. Eligible streaming subscriptions may include Amazon Prime Video, Disney+, Hulu, Spotify, and more, depending on the card.

The best 5 credit cards for Netflix

If saving money and earning valuable credit card rewards on your Netflix subscription is high on your list of priorities, consider one of these credit cards:

1. Blue Cash Preferred^® Card from American Express
2. Citi Custom Cash^® Card
3. Capital One SavorOne Cash Rewards Credit Card
4. U.S. Bank Cash+^® Visa Signature^® Card
5. Chase Sapphire Preferred^® Card

Compare the best credit cards for Netflix

Blue Cash Preferred^® Card from American Express

The Amex Blue Cash Preferred Card is an excellent card if you're looking to earn cash back on your everyday purchases, including streaming services. You can earn 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services, 3% cash back at U.S. gas stations and on eligible transit, and 1% cash back on other eligible purchases.

Your cash back comes in the form of Reward Dollars, which can then be redeemed for a statement credit. With a wide array of expenses that qualify for earning, this is a strong contender for one of the best cash back credit cards out there.

While the card does come with a $0 intro annual fee for the first year, $95 per year thereafter, the cost can be worth it for the perks you get. This includes a generous welcome offer — new cardmembers can earn a $250 statement credit after spending $3,000 on purchases in the first 6 months.

Learn how to apply or find out more in our Blue Cash Preferred^® Card from American Express review.

Citi Custom Cash^® Card

The Citi Custom Cash^® Card is a great credit card to have in your wallet, especially considering that it has a $0 annual fee.

This card helps you earn 5% cash back in your top eligible spending category each billing cycle (up to the first $500 spent, then 1% cash back), plus unlimited 1% cash back on all other purchases.

Just a heads up, the Citi Custom Cash^® Card does the work for you by sorting your purchases into spending categories. It also automatically selects the category where you’ve spent the most. So, if you spend more in one eligible category over another, you’ll only get the 5% cashback rate on your top spending category, not the second one.

An additional benefit of this credit card is that you can earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back.

Apply now or find out more in our Citi Custom Cash^® Card(Rates and fees) review.

Capital One SavorOne Cash Rewards Credit Card

The Capital One SavorOne Cash Rewards Credit Card is a credit card that entertainment lovers, including Netflix subscribers, would enjoy having.

You can earn 3% cash back on dining and at grocery stores (excluding superstores like Walmart® and Target®), popular streaming services, and entertainment; 5% back on hotels and rental cars booked through Capital One Travel; 8% cash back on Capital One Entertainment purchases; 10% cash back on purchases made through Uber & Uber Eats (through 11/14/2024); and 1% cash back on all other purchases.

You can also earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening.

The best part is that this card has a $0 annual fee, so you don’t have to calculate if the cashback rewards outweigh the annual cost.

Find out more in our Capital One SavorOne Cash Rewards Credit Card review.

U.S. Bank Cash+^® Visa Signature^® Card

The U.S. Bank Cash+^® Visa Signature^® Card helps cardholders earn cash back in bonus categories that they get to choose from.

You earn 5% cash back on two categories you choose (up to $2,000 in combined eligible purchases each quarter) and on prepaid air, hotel and car reservations booked directly in the Rewards Center; 2% cash back on one everyday category, like gas stations/EV charging stations, grocery stores, or restaurants; and 1% cash back on all other eligible purchases. Keep in mind that enrollment is required to earn elevated rewards on the categories you choose.

If you’re a Netflix subscriber, you can choose to earn cash back on streaming services plus one other category that you spend the most on.

Additionally, you can earn a $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.

This card offers great value for streaming service subscribers, and it has an annual fee of $0.

Find out more in our U.S. Bank Cash+^® Visa Signature^® Card review.

Chase Sapphire Preferred^® Card

The Chase Sapphire Preferred is one of the best travel credit cards, but it can also help earn valuable rewards on your Netflix subscription.

With this card, you can earn 5X points on travel purchased through Chase Ultimate Rewards®; 3X points on dining, select streaming services, and eligible online grocery purchases; 2X points on all other travel purchases, and 1X points per $1 on all other eligible purchases.

You can also boost your earnings soon after qualifying for the card. You can earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. This can help you offset the $95 annual fee.

Apply now or find out more in our Chase Sapphire Preferred^® Card review.

How much does Netflix cost?

Netflix has three different plans to choose from, ranging in price from $6.99 to $19.99 per month. Each Netflix plan offers different services, like the ability to watch on multiple devices or higher quality.

These plans are:

1. Netflix Standard with ads plan

The Netflix Standard with ads plan costs $6.99 per month. This tier comes with ads and gives you access to most movies and TV shows on Netflix.

You can use this plan to watch on up to two supported devices in full HD. However, one limitation is that you can't download content to watch when you're offline, but it's the most affordable option.

2. Netflix Standard plan

The Netflix Standard plan costs $15.49 per month. This mid-tier subscription option will get you a few more perks, starting with zero ads on the content you view.

With the Standard plan, you get access to all movies and TV shows available for U.S. audiences. You can stream this content in full HD on up to two devices at the same time.

This plan also allows you to download movies and TV shows on two devices, making it a great plan for two people sharing a home.

3. Netflix Premium plan

The Netflix Premium plan costs $19.99. This is the highest-tier Netflix subscription plan. As a Premium subscriber, you will have access to full HD and ultra HD content on up to four supported devices simultaneously.

You can also download content on up to six devices. This plan is excellent for families or groups of roommates looking to split a subscription plan to save money.

Credit cards for Netflix FAQ

The best credit cards for Netflix: bottom line

If you're a Netflix enthusiast looking to get more out of your subscription payments, one of these options might be the right credit card to help you earn rewards points or cash back:

1. Blue Cash Preferred^® Card from American Express
2. Citi Custom Cash^® Card
3. Capital One SavorOne Cash Rewards Credit Card
4. U.S. Bank Cash+^® Visa Signature^® Card
5. Chase Sapphire Preferred^® Card

Before making a choice, consider your overall spending habits. Some of the best cards may offer rewards on broader categories like dining and groceries, while others excel in providing cash back on various streaming services. Additionally, some credit cards on our list offer a $0 annual fee, making it easier to keep them year after another while earning the rewards.

Methodology

To identify the credit cards that offer the best benefits for Netflix subscriptions, we began by creating a list of credit cards that offer rewards for streaming services. We then reviewed each credit card for Netflix-specific benefits or bonus rewards. We also collected additional details such as welcome offers, annual fees, and other features.

Our next step was to evaluate which cards offer the most benefits for Netflix subscribers. Keep in mind that our recommendations don’t include all credit cards suitable for Netflix subscriptions. Furthermore, we didn’t rank the cards in any particular order. Instead, our recommendations aim to provide readers with information on a curated selection of credit cards that cater to Netflix enthusiasts.

Cash Back at U.S. Supermarkets

Blue Cash Preferred^® Card from American Express

5.0

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Blue Cash Preferred^® Card from American Express

Learn How to Apply

See rates and fees | Terms Apply

Current Offer

Earn a $250 statement credit after spending $3,000 on purchases in the first 6 months

Annual Fee

$0 intro annual fee for the first year, $95 per year thereafter

Rewards Rate

6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services, 3% cash back at U.S. gas stations and on eligible transit, and 1% cash back on other eligible purchases

Benefits and Drawbacks

Benefits

• Earn a $250 statement credit after spending $3,000 on purchases in the first 6 months
• 6% cash back on U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services
• 3% cash back at U.S. gas stations and eligible transit
• Introductory APR for purchases and balance transfers
• Annual fee of $0 intro annual fee for the first year, $95 per year thereafter

Drawbacks

• Has foreign transaction fee

Card Details

• Earn a $250 statement credit after spending $3,000 on purchases in the first 6 months
• 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services, 3% cash back at U.S. gas stations and on eligible transit, and 1% cash back on other eligible purchases
• Intro purchase 0% APR offer: 0% for 12 months then 19.24% - 29.99% Variable
• Intro balance transfer 0% APR offer: 0% for 12 months then 19.24% - 29.99% Variable
• Terms apply

Author Details

Yahia Barakah Yahia Barakah is an Editor at FinanceBuzz and has created finance-focused content since 2011. He has a background in institutional investment and asset management, and he has a deep passion for financial literacy.

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