5 Best Credit Cards for Netflix & Streaming [2024]: Earn While You Binge

I’m old enough to recall the days when Netflix meant selecting a movie and having the company send you a DVD through snail mail. I’m extremely glad Netflix evolved into the streaming subscription model of today, but it can be costly.

You may be surprised to learn that many credit cards offer valuable rewards for spending on Netflix as well as other streaming and entertainment subscriptions. This includes the Blue Cash Preferred^® Card from American Express, Capital One Savor Cash Rewards Credit Card, and Wells Fargo Active Cash^® Card(Rates and fees).

I probably wouldn’t apply for a new card only for the Netflix rewards, but each of the cards included here offers a number of other benefits.

The best 5 credit cards for Netflix

If saving money and earning valuable credit card rewards on your Netflix subscription is high on your list of priorities, consider one of these credit cards:

• Blue Cash Preferred^® Card from American Express
• Capital One Savor Cash Rewards Credit Card
• U.S. Bank Cash+^® Visa Signature^® Card
• Chase Sapphire Preferred^® Card
• Wells Fargo Active Cash^® Card

Compare the best credit cards for Netflix

Credit card	Excellent for:	Rewards Rate
Blue Cash Preferred® Card from American Express 5.0 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.	Multiple streaming platforms	Earn 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services
Capital One Savor Cash Rewards Credit Card 4.9 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.	On- and off-the-couch entertainment	Earn 3% cash back on grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services
U.S. Bank Cash+® Visa Signature® Card 4.5 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.	Recurring bills like streaming subscriptions	Earn 5% cash back on two categories you choose (up to $2,000 in combined eligible purchases each quarter)
Chase Sapphire Preferred® Card 4.9 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.	Earning travel rewards on streaming	Earn 3X points on dining, select streaming services, and online groceries
Wells Fargo Active Cash® Card 5.0 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.	Flat rewards on everything	Earn unlimited 2% cash rewards on purchases

Blue Cash Preferred^® Card from American Express

The Amex Blue Cash Preferred Card is a heavy-hitter of a cash back card for all sorts of everyday spending, and it has a higher earn rate on select U.S. streaming services. You’ll automatically earn 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services without having to choose any categories, which sets this card apart from some others on this list. Cash back is in the form of Reward Dollars that can be redeemed as a statement credit.

It also has one of the longest lists of qualifying streaming platforms for the higher rate, making it my top recommendation for anyone who pays for multiple streaming services every month (especially if you don’t exactly remember which ones you have). 

Disney fan? The card also comes with a $7 monthly statement credit for a Disney bundle worth at least $9.99/month (subject to auto-renewal; enrollment required). And while it has a $0 intro annual fee for the first year, $95 per year thereafter annual fee, the cost would likely be worth it if you made this your go-to for groceries and/or gas.

Apply now or find out more in our Blue Cash Preferred^® Card from American Express review.

Capital One Savor Cash Rewards Credit Card

The Capital One Savor Cash Rewards Credit Card is a credit card for entertainment lovers, and that includes Netflix subscribers. You’ll earn a wide range of entertainment-related rewards, whether staying at home or venturing out, including 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services; 5% back on hotels and rental cars booked through Capital One Travel (terms apply); 8% cash back on Capital One Entertainment purchases; and 1% cash back on all other purchases. “Entertainment” covers everything from movie theaters and concerts to sporting events and trips to the zoo. There have been more than a few times when I used this card to buy myself takeout while staying in to stream a movie, but I also need to start using it more for date night in town.

This is one of the best no-annual-fee credit cards on almost any list because you’ll earn some of the highest rates out there on dining and grocery purchases, two categories that almost everyone could benefit from saving more in. The cash back I earn with this card just by using it to buy food is enough to pay for all of my streaming subscriptions for an entire year (I redeemed $267.80 in cash back in September after about seven months of spending).

Find out more in our Capital One Savor Cash Rewards Credit Card review.

U.S. Bank Cash+^® Visa Signature^® Card

The U.S. Bank Cash+^® Visa Signature^® Card is different from other credit cards with bonus categories because you can choose not one but two top earning categories — and one of those can be streaming. You’ll earn 5% cash back on two categories you choose (up to $2,000 in combined eligible purchases each quarter), including fast food, home utilities, TV/internet/streaming, department stores, cell phone, electronic stores, sporting goods stores, movie theaters, gym/fitness centers, furniture stores, ground transportation, and select clothing stores.

This is a lot more options than you’ll generally see from a card with bonus categories, and you can change your selections every quarter. You have to enroll to earn the best rate. U.S. Bank doesn’t specify streaming platforms excluded from the 5% rate.

Personally, I would use this card for recurring bills to keep myself organized and choose streaming and either my cell phone bill, utilities, or fitness membership as my second category.

Find out more in our U.S. Bank Cash+^® Visa Signature^® Card review.

Chase Sapphire Preferred^® Card

The Chase Sapphire Preferred is one of our favorite travel credit cards, but it can also help earn valuable rewards on everyday expenses like your Netflix subscription. With higher earn rates on travel-related spending and more than respectable insurance coverage, it’s an obvious choice for when you have places to be and people to see. But the higher rewards rates go beyond travel to dining, streaming, and online groceries, too.

A lot of people probably overlook this card for daily use (I know I do), but it would be ideal to pay for your streaming if you’re not in the market for a cash back card and might want to redeem points for travel.

Like the Amex Blue Cash Preferred Card, the Sapphire Preferred does have an annual fee. But if you need a reliable travel card to add to your wallet and will use it for at least some of your flights and hotel visits, it’s probably worth it.

Apply now or find out more in our Chase Sapphire Preferred^® Card review.

Wells Fargo Active Cash^® Card

If reading the categories for the other cards on this list made you a little dizzy, you’d probably be a good candidate for a flat-rate rewards card. For this, you won’t do better than the Wells Fargo Active Cash Card. It doesn’t offer any rewards specific to streaming but earns the same unlimited 2% cash rewards on purchases. It’s not the first card I’d recommend for all of your monthly subscriptions and services, but it is what I’d recommend if you know you need a straightforward earn rate more than you need the highest rewards rates possible.

Maybe you sample a lot of different streaming platforms and want to just charge everything to one card. Another advantage of this option, aside from simplicity, is that there are no exceptions to what streaming platforms are eligible for the best rate. I’ve had my eye on this card for a while and was just waiting to apply for it until some recent inquiries fell off my credit report.

Find out more in our Wells Fargo Active Cash review.

How much does Netflix cost?

Netflix has three different plans to choose from, ranging in price from $6.99 to $22.99 per month. As you’d expect, you get a more convenient and more valuable experience by paying more.

These plans are:

1. Netflix Standard with ads plan

The Netflix Standard with ads plan costs $6.99 per month. This tier comes with ads and gives you access to most movies and TV shows on Netflix, plus unlimited mobile games. As a subscriber at this level, I can report that the ads aren’t a huge annoyance, but it’s a real downer when you discover a show you love isn’t available with this plan.

2. Netflix Standard plan

The Netflix Standard plan costs $15.49 per month. This mid-tier subscription option will get you a few more perks, and if you really hate watching ads, this is the option for you.

With the Standard plan, you get access to all movies and TV shows available for U.S. audiences. You can stream this content in full HD on up to two devices at the same time.

This plan also allows you to download movies and TV shows on two devices, making it a great plan for two people sharing a home.

3. Netflix Premium plan

The highest-tier Netflix subscription plan will cost you $22.99 a month. As a Premium subscriber, you will have access to full HD and ultra HD content on up to four supported devices simultaneously.

You can also download content on up to six devices. This plan is excellent for families or groups of roommates looking to split a subscription plan to save money.

FAQs

Bottom line

If you're a Netflix enthusiast looking to get more out of your subscription payments, one of these options might be the right credit card to help you earn rewards points or cash back:

• Wells Fargo Active Cash^® Card
• Bank of America^® Customized Cash Rewards credit card
• Blue Cash Preferred^® Card from American Express
• Citi Custom Cash^® Card(Rates and fees)

There are quite a few solid rewards cards that pay a higher rewards rate on streaming services like Netflix. I probably wouldn’t select a card based solely on streaming rewards, but you’ll get a lot of value from any of these cards if you pick one that matches your other spending habits.

Earn the Most in the Category You Spend the Most

Citi Custom Cash^® Card

4.7

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Citi Custom Cash^® Card

Apply Now

Rates and fees

Current Offer

Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back

Annual Fee

$0

Rewards Rate

5% cash back in your top eligible spending category each billing cycle (up to the first $500 spent, then 1% cash back), plus unlimited 1% cash back on all other purchases; plus, as a special travel offer, earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2026

Benefits and Drawbacks

Benefits

• You don’t have to activate categories
• A variety of categories are eligible for the highest rate
• $0 annual fee
• Multiple intro APR offers

Drawbacks

• Walmart and Target purchases generally aren’t eligible for the highest earning rate
• 3% foreign transaction fee
• Monthly cap rather than quarterly cap
• High spending requirement for welcome offer

Card Details

• Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
• 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness.
• Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases. Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2026.
• No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
• No Annual Fee
• Citi will only issue one Citi Custom Cash® Card account per person.