The Best 9 Credit Cards for Netflix [2024]: Earn While You Binge

CREDIT CARDS - CREDIT CARD REWARDS
With the emergence of streaming services, credit cards are offering incentives to pay for your subscription costs.
Updated May 24, 2024
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You can earn cash back or other forms of credit card rewards when you use the right card to pay for your Netflix subscription. This includes the Wells Fargo Active Cash® Card(Rates and fees), Bank of America® Customized Cash Rewards credit card, and Blue Cash Preferred® Card from American Express.

Let’s explore the Netflix perks these credit cards could help you earn, as well as some of the additional benefits you can get with each card.

In this article

Key takeaways

The best 9 credit cards for Netflix

If saving money and earning valuable credit card rewards on your Netflix subscription is high on your list of priorities, consider one of these credit cards:

  1. Wells Fargo Active Cash® Card
  2. Bank of America® Customized Cash Rewards credit card
  3. Blue Cash Preferred® Card from American Express
  4. Citi Double Cash® Card
  5. Citi Custom Cash® Card
  6. Capital One SavorOne Cash Rewards Credit Card
  7. U.S. Bank Cash+® Visa Signature® Card
  8. Chase Sapphire Preferred® Card
  9. Capital One Venture Rewards Credit Card

Compare the best credit cards for Netflix

Credit card Netflix benefit Welcome offer Annual fee
Wells Fargo Active Cash® Card Wells Fargo Active Cash® Card
5.0
Earn 2% cash rewards on purchases Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months $0
Bank of America® Customized Cash Rewards credit card Bank of America® Customized Cash Rewards credit card
4.4
Earn 3% cash back in the category of your choice — gas and EV charging stations, online shopping, dining, travel, drug store/pharmacy or home improvement/furnishings (on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter) Earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening $0
Blue Cash Preferred® Card from American Express Blue Cash Preferred® Card from American Express 
5.0
Earn 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services Earn a $250 statement credit after spending $3,000 on purchases in the first 6 months $0 intro annual fee for the first year, $95 per year thereafter (Terms apply)
Citi Double Cash® Card Citi Double Cash® Card
4.8
Earn up to 2% on all purchases Earn $200 in cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back $0
Citi Custom Cash® Card Citi Custom Cash® Card
4.7
Earn 5% cash back on purchases in your top eligible spending category each billing cycle (up to the first $500 spent, then 1% cash back), including streaming services Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back $0
Capital One SavorOne Cash Rewards Credit Card Capital One SavorOne Cash Rewards Credit Card
4.9
Earn 3% cash back on dining and at grocery stores (excluding superstores like Walmart® and Target®), popular streaming services, and entertainment Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening $0
U.S. Bank Cash+® Visa Signature® Card U.S. Bank Cash+® Visa Signature® Card
4.5
Earn 5% cash back on two categories you choose (up to $2,000 in combined eligible purchases each quarter) Earn a $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening $0
Chase Sapphire Preferred® Card Chase Sapphire Preferred® Card
4.9
Earn 3X points on dining, select streaming services, and online groceries Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening $95
Capital One Venture Rewards Credit Card Capital One Venture Rewards Credit Card
4.7
Earn 2 miles per dollar on every purchase, every day Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening $95

Wells Fargo Active Cash® Card

We recommend the Wells Fargo Active Cash as an all-around exceptional card for earning rewards on streaming and other everyday purchases. With the Active Cash, you have a $0 annual fee and you can earn 2% cash rewards on purchases, regardless of the category.

Keep in mind
Earn 2% cash rewards on purchases with the Wells Fargo Active Cash. That means you can easily earn 2% cash rewards on Netflix, Amazon Prime Video, Hulu, and any other streaming service.

The benefits don’t stop there. You can also earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.

Apply now or find out more in our Wells Fargo Active Cash review.

Bank of America® Customized Cash Rewards credit card

We like how the Bank of America Customized Cash Rewards lets you choose how you earn cash back. You can earn 3% cash back in the category of your choice and 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and 1% on all other purchases.

Keep in mind
One of the categories you can choose is online shopping, which includes cable, internet, and streaming services. So you can expect to earn elevated cash back on Netflix, Amazon Prime Video, and other streaming services.

As a new cardmember, you can also earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.

Apply now or out more in our Bank of America Customized Cash Rewards review.

Blue Cash Preferred® Card from American Express

The Amex Blue Cash Preferred Card is an excellent card if you're looking to earn cash back on your everyday purchases, including streaming services. You can earn 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services, 3% cash back at U.S. gas stations and on eligible transit, and 1% cash back on other eligible purchases.

Your cash back comes in the form of Reward Dollars, which can then be redeemed for a statement credit or at Amazon.com checkout. With a wide array of expenses that qualify for earning, this is a strong contender for one of the best cash back credit cards out there.

Keep in mind
Streaming services eligible for earning 6% cash back in the form of Reward Dollars include Netflix, Amazon Prime Video, Apple Apple TV+, Disney+, ESPN+, Hulu, Paramount+, Peacock, Showtime, Youtube TV, Spotify, and more.

While the card does come with a $0 intro annual fee for the first year, $95 per year thereafter, the cost can be worth it for the perks you get. This includes a generous welcome offer — new cardmembers can earn a $250 statement credit after spending $3,000 on purchases in the first 6 months.

Learn how to apply or find out more in our Blue Cash Preferred® Card from American Express review.

Citi Double Cash® Card

The Citi Double Cash Card makes it easy to earn rewards on all your eligible purchases. You can earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24.

Keep in mind
A simple rate of up to 2% on all purchases means you can use the Citi Double Cash to earn rewards on any streaming service. Whether it’s Netflix, Disney+, Max, or something else, you’re good to go.

As an added bonus, you can earn $200 in cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back.

Apply now or find out more in our Citi Double Cash® Card(Rates and fees) review.

Citi Custom Cash® Card

The Citi Custom Cash® Card is a great credit card to have in your wallet, especially considering that it has a $0 annual fee.

This card helps you earn 5% cash back in your top eligible spending category each billing cycle (up to the first $500 spent, then 1% cash back), plus unlimited 1% cash back on all other purchases; plus, as a special travel offer, earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2025.

Keep in mind
Eligible spending categories for earning 5% cash back include streaming services, such as Netflix, Amazon Prime Video, Disney+, DirectTV Stream, ESPN+, HBO Max, Paramount+, Showtime, YouTube TV, Spotify, and more.

Just a heads up, the Citi Custom Cash® Card does the work for you by sorting your purchases into spending categories. It also automatically selects the category where you’ve spent the most. So, if you spend more in one eligible category over another, you’ll only get the 5% cashback rate on your top spending category, not the second one.

An additional benefit of this credit card is that you can earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back.

Apply now or find out more in our Citi Custom Cash® Card(Rates and fees) review.

Capital One SavorOne Cash Rewards Credit Card

The Capital One SavorOne Cash Rewards Credit Card is a credit card that entertainment lovers, including Netflix subscribers, would enjoy having.

You can earn 3% cash back on dining and at grocery stores (excluding superstores like Walmart® and Target®), popular streaming services, and entertainment; 5% back on hotels and rental cars booked through Capital One Travel; 8% cash back on Capital One Entertainment purchases; 10% cash back on purchases made through Uber & Uber Eats (through 11/14/2024); and 1% cash back on all other purchases.

Keep in mind
Eligible streaming services for earning 3% cash back include Netflix, Hulu, and Disney+. Some services, such as Prime Video, AT&T; TV, and Verizon FIOS On Demand, aren’t eligible, as well as audiobook subscription services and fitness programming.

You can also earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening.

The best part is that this card has a $0 annual fee, so you don’t have to calculate if the cashback rewards outweigh the annual cost.

Find out more in our Capital One SavorOne Cash Rewards Credit Card review.

U.S. Bank Cash+® Visa Signature® Card

The U.S. Bank Cash+® Visa Signature® Card helps cardholders earn cash back in bonus categories that they get to choose from.

You earn 5% cash back on two categories you choose (up to $2,000 in combined eligible purchases each quarter) and on prepaid air, hotel and car reservations booked directly in the Rewards Center; 2% cash back on one everyday category, like gas stations/EV charging stations, grocery stores, or restaurants; and 1% cash back on all other eligible purchases. Keep in mind that enrollment is required to earn elevated rewards on the categories you choose.

Keep in mind
Eligible categories for earning 5% cash back include streaming services, such as Netflix, Disney+, Hulu, Vudu, SlingTV, FandangoNOW, and more. Subject to change.

If you’re a Netflix subscriber, you can choose to earn cash back on streaming services plus one other category that you spend the most on.

Additionally, you can earn a $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.

This card offers great value for streaming service subscribers, and it has an annual fee of $0.

Find out more in our U.S. Bank Cash+® Visa Signature® Card review.

Chase Sapphire Preferred® Card

The Chase Sapphire Preferred is one of the best travel credit cards, but it can also help earn valuable rewards on your Netflix subscription.

With this card, you can earn 5X points on travel purchased through Chase Travel℠; 3X points on dining, select streaming services, and online groceries; 2X points on all other travel purchases, and 1X points on all other purchases.

Keep in mind
Eligible streaming services for earning 3X points per dollar include Netflix, Apple TV+, Disney+, ESPN+, Hulu, Paramount+, Peacock, Showtime, Youtube TV, and more.

You can also boost your earnings soon after qualifying for the card. You can earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. This can help you offset the $95 annual fee.

Apply now or find out more in our Chase Sapphire Preferred® Card review.

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards is an ideal card for earning travel rewards on everyday expenses, including streaming services. You can earn 2 miles per dollar on every purchase, every day, 5 miles per dollar on hotels and rental cars booked through Capital One Travel and 5 miles per dollar on Capital One Entertainment purchases through 12/31/25.

Keep in mind
Being able to earn 2 miles per dollar on every purchase, every day makes it easy to earn rewards on any streaming service. From Netflix to Spotify, they’re all eligible with this simple rewards rate.

As a new cardmember, you can earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening.

Find out more in our Capital One Venture Card review.

How much does Netflix cost?

Netflix has three different plans to choose from, ranging in price from $6.99 to $19.99 per month. Each Netflix plan offers different services, like the ability to watch on multiple devices or higher quality.

These plans are:

Plan Cost Features
Netflix Standard with ads $6.99
  • Comes with ads
  • Gives you access to most but not all movies and TV shows
  • Allows watching on two devices at a time
  • Doesn’t enable you to download
  • Offers full HD viewing quality
Netflix Standard $15.49
  • Gives you access to ad-free movies and TV shows
  • Allows watching on two devices at a time
  • Enables you to download on two devices at a time
  • Offers full HD viewing quality
Netflix Premium $19.99
  • Gives you access to ad-free movies and TV shows
  • Allows watching on four devices at a time
  • Enables you to download on six devices at a time
  • Offers ultra HD viewing quality

Where did Netflix Basic go?
Netflix used to offer the Basic plan in the U.S. at a cost of $9.99 per month. However, the Basic plan is no longer available for new or rejoining members.

1. Netflix Standard with ads plan

The Netflix Standard with ads plan costs $6.99 per month. This tier comes with ads and gives you access to most movies and TV shows on Netflix.

Not everything is available
The Standard with ads plan doesn't include certain movies and TV shows. Reports show that movies including Oblivion, Steve Jobs, and Rambo and shows including Peaky Blinders, House of Cards, and New Girl are missing from this plan.

You can use this plan to watch on up to two supported devices in full HD. However, one limitation is that you can't download content to watch when you're offline, but it's the most affordable option.

2. Netflix Standard plan

The Netflix Standard plan costs $15.49 per month. This mid-tier subscription option will get you a few more perks, starting with zero ads on the content you view.

With the Standard plan, you get access to all movies and TV shows available for U.S. audiences. You can stream this content in full HD on up to two devices at the same time.

This plan also allows you to download movies and TV shows on two devices, making it a great plan for two people sharing a home.

3. Netflix Premium plan

The Netflix Premium plan costs $19.99. This is the highest-tier Netflix subscription plan. As a Premium subscriber, you will have access to full HD and ultra HD content on up to four supported devices simultaneously.

You can also download content on up to six devices. This plan is excellent for families or groups of roommates looking to split a subscription plan to save money.

Credit cards for Netflix FAQ

Do any credit cards offer Netflix discounts?

There are several credit cards that offer rewards or cash back on streaming services, including Netflix. However, these are not direct discounts on the Netflix subscription price, but rather a way to earn rewards or cash back based on your spending on streaming services. For example, The Blue Cash Preferred® Card from American Express helps you earn 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services.

What credit cards does Netflix take?

Netflix accepts several types of credit and debit cards for payment. These include Visa, Mastercard, American Express, and Discover.

The best credit cards for Netflix: bottom line

If you're a Netflix enthusiast looking to get more out of your subscription payments, one of these options might be the right credit card to help you earn rewards points or cash back:

  1. Wells Fargo Active Cash® Card
  2. Bank of America® Customized Cash Rewards credit card
  3. Blue Cash Preferred® Card from American Express
  4. Citi Double Cash® Card
  5. Citi Custom Cash® Card

Before making a choice, consider your overall spending habits. Some of the best cards may offer rewards on broader categories like dining and groceries, while others excel in providing cash back on various streaming services. Additionally, some credit cards on our list offer a $0 annual fee, making it easier to keep them year after another while earning the rewards.

Methodology

To identify the credit cards that offer the best benefits for Netflix subscriptions, we began by creating a list of credit cards that offer rewards for streaming services. We then reviewed each credit card for Netflix-specific benefits or bonus rewards. We also collected additional details such as welcome offers, annual fees, and other features.

Our next step was to evaluate which cards offer the most benefits for Netflix subscribers. Keep in mind that our recommendations don’t include all credit cards suitable for Netflix subscriptions. Furthermore, we didn’t rank the cards in any particular order. Instead, our recommendations aim to provide readers with information on a curated selection of credit cards that cater to Netflix enthusiasts.

Cash Back at U.S. Supermarkets

5.0

Blue Cash Preferred® Card from American Express

Current Offer

Earn a $250 statement credit after spending $3,000 on purchases in the first 6 months

Annual Fee

$0 intro annual fee for the first year, $95 per year thereafter

Rewards Rate

6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services, 3% cash back at U.S. gas stations and on eligible transit, and 1% cash back on other eligible purchases

Benefits and Drawbacks
Card Details

Author Details

Yahia Barakah, CEPF Yahia Barakah, CEPF, is a Senior Editor at FinanceBuzz and has created finance-focused content since 2011. As a Certified Educator of Personal Finance, he has a background in institutional investment and asset management, as well as a deep passion for financial literacy.

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