5 Best Credit Cards for Netflix Subscriptions [2025]

I'm old enough to recall the days when Netflix meant selecting a movie and having the company send you a DVD through snail mail. I'm extremely glad Netflix evolved into the streaming subscription model of today, but it can be costly.

You may be surprised to learn that many credit cards offer valuable rewards for spending on Netflix as well as other streaming and entertainment subscriptions. This includes the Blue Cash Preferred^® Card from American Express, Capital One Savor Cash Rewards Credit Card, and Wells Fargo Active Cash^® Card(Rates and fees).

I probably wouldn't apply for a new card only for the Netflix rewards, but each of the cards included here offers a number of other benefits.

The best 5 credit cards for Netflix

If saving money and earning valuable credit card rewards on your Netflix subscription is high on your list of priorities, consider one of these credit cards:

• Blue Cash Preferred^® Card from American Express
• Chase Sapphire Preferred^® Card(Rates and fees)
• Wells Fargo Active Cash^® Card
• Capital One Savor Cash Rewards Credit Card
• U.S. Bank Cash+^® Visa Signature^® Card

Compare the best credit cards for Netflix

Credit card	Excellent for:	Rewards Rate
Blue Cash Preferred® Card from American Express 5.0 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.	Multiple streaming platforms	Earn 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services
Chase Sapphire Preferred® Card 4.9 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.	Earning travel rewards on streaming	Earn 3X points on dining, select streaming services, and online groceries
Wells Fargo Active Cash® Card 5.0 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.	Flat rewards on everything	Earn unlimited 2% cash rewards on purchases
Capital One Savor Cash Rewards Credit Card 4.9 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.	On- and off-the-couch entertainment	Earn 3% cash back on grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services
U.S. Bank Cash+® Visa Signature® Card 4.5 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.	Recurring bills like streaming subscriptions	Earn 5% cash back on two categories you choose (up to $2,000 in combined eligible purchases each quarter)

Blue Cash Preferred^® Card from American Express

The Amex Blue Cash Preferred Card is a heavy-hitter of a cash back card for all sorts of everyday spending, and it has a higher earn rate on select U.S. streaming services. You'll automatically earn 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services without having to choose any categories, which sets this card apart from some others on this list. Cash back is in the form of Reward Dollars that can be redeemed as a statement credit.

It also has one of the longest lists of qualifying streaming platforms for the higher rate, making it my top recommendation for anyone who pays for multiple streaming services every month (especially if you don't exactly remember which ones you have). 

Disney fan? The card also comes with a $7 monthly statement credit for a Disney bundle worth at least $9.99/month (subject to auto-renewal; enrollment required). And while it has a $0 intro annual fee for the first year, $95 per year thereafter annual fee, the cost would likely be worth it if you made this your go-to for groceries and/or gas.

Learn how to apply now or find out more in our Blue Cash Preferred^® Card from American Express review.

Chase Sapphire Preferred^® Card

The Chase Sapphire Preferred is one of our favorite travel credit cards, but it can also help earn valuable rewards on everyday expenses like your Netflix subscription. With higher earn rates on travel-related spending and more than respectable insurance coverage, it's an obvious choice for when you have places to be and people to see. But the higher rewards rates go beyond travel to dining, streaming, and online groceries, too.

A lot of people probably overlook this card for daily use (I know I do), but it would be ideal to pay for your streaming if you're not in the market for a cash back card and might want to redeem points for travel.

Like the Amex Blue Cash Preferred Card, the Sapphire Preferred does have an annual fee. But if you need a reliable travel card to add to your wallet and will use it for at least some of your flights and hotel visits, it's probably worth it.

Apply now or find out more in our Chase Sapphire Preferred^® Card review.

Wells Fargo Active Cash^® Card

If reading the categories for the other cards on this list made you a little dizzy, you'd probably be a good candidate for a flat-rate rewards card. For this, you won't do better than the Wells Fargo Active Cash Card. It doesn't offer any rewards specific to streaming but earns the same unlimited 2% cash rewards on purchases. It's not the first card I'd recommend for all of your monthly subscriptions and services, but it is what I'd recommend if you know you need a straightforward earn rate more than you need the highest rewards rates possible.

Maybe you sample a lot of different streaming platforms and want to just charge everything to one card. Another advantage of this option, aside from simplicity, is that there are no exceptions to what streaming platforms are eligible for the best rate. I've had my eye on this card for a while and was just waiting to apply for it until some recent inquiries fell off my credit report.

Apply now or find out more in our Wells Fargo Active Cash review.

Lucrative, Flat-Rate Cash Rewards

Wells Fargo Active Cash^® Card

5.0

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Wells Fargo Active Cash^® Card

Apply Now

Rates and fees

Current Offer

$200 cash rewards bonus after spending $500 in purchases in the first 3 months

Annual Fee

$0

Rewards Rate

Earn unlimited 2% cash rewards on purchases

Benefits and Drawbacks

Benefits

• Low spend threshold for its welcome offer — $200 cash rewards bonus after spending $500 in purchases in the first 3 months
• Cell phone protection benefit (subject to a $25 deductible)
• Can redeem rewards at an ATM for literal cash

Drawbacks

• Foreign transaction fee of 3%
• No bonus categories

Card Details

• Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
• Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
• Earn unlimited 2% cash rewards on purchases.
• 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
• $0 annual fee.
• No categories to track or remember and cash rewards don’t expire as long as your account remains open.
• Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
• Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.

Capital One Savor Cash Rewards Credit Card

The Capital One Savor Cash Rewards Credit Card is a credit card for entertainment lovers, and that includes Netflix subscribers. You'll earn a wide range of entertainment-related rewards, whether staying at home or venturing out, including 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services; 5% back on hotels and rental cars booked through Capital One Travel (terms apply); 8% cash back on Capital One Entertainment purchases; and 1% cash back on all other purchases. "Entertainment" covers everything from movie theaters and concerts to sporting events and trips to the zoo. There have been more than a few times when I used this card to buy myself takeout while staying in to stream a movie, but I also need to start using it more for date night in town.

This is one of the best no-annual-fee credit cards on almost any list because you'll earn some of the highest rates out there on dining and grocery purchases, two categories that almost everyone could benefit from saving more in. The cash back I earn with this card just by using it to buy food is enough to pay for all of my streaming subscriptions for an entire year (I redeemed $267.80 in cash back in September after about seven months of spending).

Find out more in our Capital One Savor Cash Rewards Credit Card review.

U.S. Bank Cash+^® Visa Signature^® Card

The U.S. Bank Cash+^® Visa Signature^® Card is different from other credit cards with bonus categories because you can choose not one but two top earning categories — and one of those can be streaming. You'll earn 5% cash back on two categories you choose (up to $2,000 in combined eligible purchases each quarter), including fast food, home utilities, TV/internet/streaming, department stores, cell phone, electronic stores, sporting goods stores, movie theaters, gym/fitness centers, furniture stores, ground transportation, and select clothing stores.

This is a lot more options than you'll generally see from a card with bonus categories, and you can change your selections every quarter. You have to enroll to earn the best rate. U.S. Bank doesn't specify streaming platforms excluded from the 5% rate.

Personally, I would use this card for recurring bills to keep myself organized and choose streaming and either my cell phone bill, utilities, or fitness membership as my second category.

Find out more in our U.S. Bank Cash+^® Visa Signature^® Card review.

How much does Netflix cost?

Netflix has three different plans to choose from, ranging in price from $7.99 to $24.99 per month. As you'd expect, you get a more convenient and more valuable experience by paying more. No matter which plan you choose, you can save on your Netflix subscription each month by linking a credit card that earns rewards, like the ones we've recommended here, to pay for your plan.

These plans are:

1. Netflix Standard with ads plan

The Netflix Standard with ads plan costs $7.99 per month. This tier comes with ads and gives you access to most movies and TV shows on Netflix, plus unlimited mobile games. As a subscriber at this level, I can report that the ads aren't a huge annoyance, but it's a real downer when you discover a show you love isn't available with this plan. 

You might see "Change plan to watch" next to plan-restricted content.

2. Netflix Standard plan

The Netflix Standard plan costs $17.99 per month. This mid-tier subscription option will get you a few more perks, and this is the tier we'd suggest if you really hate watching ads or want to be able to watch anything, anywhere.

With the Standard plan, you get access to all movies and TV shows available for U.S. audiences. You can stream this content in full HD on up to two devices at the same time. To add another member, you'll need to pay $6.99 more per month for a with-ads experience for them or $8.99 more per month for a no-ads experience. When you pay to add another person, they get their own account, but you're billed for it.

This plan also allows you to download movies and TV shows on two devices, making it a great option for two people sharing a home.

You should be prepared for Netflix to try to upsell you every so often with the Standard subscription. As a person at this level, I have to click past an ad to add another person to my account every few weeks (because I'm not trying to subsidize my siblings' streaming-bumming).

3. Netflix Premium plan

The highest-tier Netflix subscription plan will cost you $24.99 a month. As a Premium subscriber, you'll have access to full HD and ultra HD content on up to four supported devices simultaneously. You can add up to two extra members, for $6.99 each with ads or $8.99 each without, although this doesn't impact the number of devices that can stream at one time.

You can also download content on up to six devices. This plan is excellent for families or groups of roommates looking to split a subscription plan to save money.

FAQs

Bottom line

If you're a Netflix enthusiast looking to get more out of your subscription payments, one of these options might be the right credit card to help you earn rewards points or cash back:

• Blue Cash Preferred^® Card from American Express
• Chase Sapphire Preferred^® Card
• Wells Fargo Active Cash^® Card

There are quite a few solid rewards cards that pay a higher rewards rate on streaming services like Netflix. I probably wouldn't select a card based solely on Netflix rewards, but you'll get a lot of value from any of these cards if you pick one that matches your other spending habits.

Cash Back at U.S. Supermarkets

Blue Cash Preferred^® Card from American Express

5.0

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Blue Cash Preferred^® Card from American Express

Learn How to Apply

See rates and fees | Terms Apply

Current Offer

Earn a $250 statement credit after spending $3,000 on eligible purchases in the first 6 months

Annual Fee

$0 intro annual fee for the first year, $95 per year thereafter

Rewards Rate

6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services, 3% cash back at U.S. gas stations and on eligible transit, and 1% cash back on other eligible purchases

Benefits and Drawbacks

Benefits

• High cashback rates at U.S. supermarkets, U.S. gas stations, eligible transit, and U.S. streaming subscriptions (cash back is in the form of Reward Dollars that can be redeemed as a statement credit)
• Introductory APR for purchases and balance transfers
• $7 monthly statement credit toward an eligible Disney bundle subscription (subject to auto renewal) of $9.99 or more (enrollment required)

Drawbacks

• Cap on highest reward category limits what you can earn
• Welcome offer is a little lackluster compared to other cards
• Has foreign transaction fee

Card Details

• Earn a $250 statement credit after spending $3,000 on eligible purchases in the first 6 months
• 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services, 3% cash back at U.S. gas stations and on eligible transit, and 1% cash back on other eligible purchases
• Intro purchase 0% APR offer: 0% for 12 months then 20.24% - 29.24% (variable)
• Intro balance transfer 0% APR offer: 0% for 12 months then 20.24% - 29.24% (variable)
• Terms apply

Author Details

Yahia Barakah, CEPF

Yahia Barakah, CEPF, has created finance-focused content since 2011. As a Certified Educator of Personal Finance, he has a background in institutional investment and asset management, as well as a deep passion for financial literacy.

Author Details

Lauren Graves

Lauren Graves is the Senior Updates Editor at FinanceBuzz and specializes in loans, banking, budgeting, debt, and credit cards. She aims to make the often intimidating topic of personal finance easier to understand for her readers. She's lent her expertise to publications like Money Under 30, Investor Junkie, and Saving for College, as well as top outlets such as Credible and the Wall Street Journal Buy Side.