7 Money Moves the Rich Make that Feel Almost Illegal

SAVING & SPENDING
Last updated June 13, 2024 | By FinanceBuzz Editors
rich man under money rain

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Ever wonder what makes you — an everyday American — different from the rich?

The truth: A recent study by Fidelity Investments found that 88% of millionaires are self made, and they’re probably making simple money moves that are accessible to almost anyone in the country. You just need to know what moves to make!

Stop letting debt hang over your head, stop letting time go by without investing, and start taking advantage of compound interest! You could build wealth and save for retirement today using the same tricks millionaires use to get ahead. Here’s how:

Take this quiz to see if you can retire early

Do you know if you can retire early? One of the best ways to find out is by speaking with a financial advisor. With the right moves and a little work, you could potentially retire years earlier.

Our advice: Take this quiz from SmartAsset. In just a few short questions, it can help you find qualified, vetted financial advisors who serve your area based on their cost and specialty. You even earn 3 free consultations with each of your matches, so you can compare them1 and be fully prepared to pick a financial advisor that’s right for you.

But there’s one problem. Where do you even find a financial advisor?

Here’s how to find a financial advisor in the next five minutes:

1. Take this 5-minute quiz. (Yes, there are a fair amount of questions but they are all easy.)
2. Make sure you enter your zip code towards the end so you get matched with up to three financial advisors1 who serve your area
3. Once you’ve got your matches, get a free consultation with each!

Take the quiz

Ask this company to pay off your credit card debt

Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.

National Debt Relief is designed specifically to help you get out of credit card debt faster, without having to make drastic life changes. With National Debt Relief, you could pay off your credit card debt (with potentially way less interest) in one simple monthly payment.2

How to get National Debt Relief to pay off your debt: Sign up for a free debt assessment here. (Do not skip this step!) By signing up for a free assessment, National Debt Relief can immediately assist you in paying off your debt, but only if you schedule the assessment.

Try it

Unlock up to $1,070 value over the next year with this incredible card

There's a credit card that's making waves with its amazing bonus and benefits. The Discover it® Cash Back(Rates and fees) card has no annual fee, and Discover will match all the cash back you’ve earned at the end of your first year. This generous welcome offer and the top-notch cash back rewards provides an estimated $1,070 value in the first year!

The excellent $1,070 first-year value is estimated through the FinanceBuzz Credit Card Rewards Valuation Model based on spending, the welcome bonus, and the annual fee. The actual value will be determined by how much and in which categories you spend, but this card makes racking up valuable rewards easy! Earn 5% cash back at different places each quarter up to the quarterly maximum when you activate, including gas stations, grocery stores, and restaurants. Plus, you'll earn 1% cash back on all other purchases automatically. The welcome offer combined with the up to 5% cash back reward rate could be worth up to 10% cash back!

This card also offers an intro APR of 0% for 15 months on purchases and balance transfers, then APR 18.24% - 28.24% Variable. To top it all off, the Discover it® Cash Back is accepted by 99% of merchants, and there's no annual fee.

Click here to apply now for the Discover it® Cash Back.

Ask this company to pay off your late tax debt

Past-due tax debt is overwhelming.

It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.

Tax Relief Advocates is designed specifically to help you get out of tax debt faster and could even eliminate or reduce some of the debt you owe.

While most tax companies just put you on a payment plan and file your taxes for you, Tax Relief Advocates talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.

Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.

Fill out this form to get started

Ohio Driver? Cancel your car insurance

We’ve got bad news. You could be wasting $600 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there’s something much better.

This new tool from FinanceBuzz can tell you if you’re overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $600 or more per year when they switch! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you’ll never have to look for affordable insurance again because we find you the lowest rates that other companies can’t match.

Oh, and it’s also free. And come on — you can’t tell us you don’t want to save up to $600. To find out if you're losing up to $600 or more a year, just answer a few questions, and then make sure to enter your zip, dob, and email, to see if you qualify for a lower rate. It takes less than 2 minutes.

See if you’re overpaying

Earn a $400 bonus with this checking account

We hate to tell you this, really. But if you aren’t banking with Truist Bank, you’re missing out on extra cash. Don’t worry though … it’s easy to fix.

Earn a $400 bonus when you open a new Truist One Checking account online between February 28, 2024 and October 30, 2024 using promo code TRUIST400AFL24. Terms apply.3

Complete the following within 90 days of account opening:

  • Receive at least one qualifying direct deposit of $500 or more.
  • Complete at least 15 qualifying debit card purchases.

This is practically passive income and a great way to supercharge your earnings.

Plus, you can enjoy other benefits like no overdraft fees, a $100 negative balance buffer,4 and automatic upgrades for access to growing perks.

Open your new Truist One Checking account here

National Debt Relief Benefits

  • No upfront fees2
  • One-on-one evaluation with a debt counseling expert
  • For people with $30,000 in unsecured debts and up