Saving & Spending

7 Money Moves the Rich Make that Feel Almost Illegal

rich man under money rain
Last updated July 12, 2026 | By FinanceBuzz Editors

Ever wonder what makes you — an everyday American — different from the rich?

The truth: A recent study by Fidelity Investments found that 88% of millionaires are self made, and they're probably making simple money moves that are accessible to almost anyone in the country. You just need to know what moves to make!

Stop letting debt hang over your head, stop letting time go by without investing, and start taking advantage of compound interest! You could build wealth and save for retirement today using the same tricks millionaires use to get ahead. Here's how:

Take this quiz and see if you can retire early

Do you know if you can retire early? One of the best ways to find out is by speaking with a financial advisor. You could potentially retire years earlier with the right moves and a little work.

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Get out of $20,000 or more in credit card debt

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

TurboDebt1can help. If you have more than $20,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly payment.

Best of all? There are zero fees until your debt is resolved, and you could be debt-free in as little as 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!

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Earn a $200 bonus with this incredible cash back card

The Chase Freedom Unlimited®(Rates and fees) lets you earn a $200 bonus after you spend $500 on purchases in your first 3 months from account opening

In addition to this welcome offer, this card lets you earn cash back on everything you buy. Earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases.

And it gets better (really): This card also gives you 0% intro APR on purchases and balance transfers for 15 months. That means you could finance large purchases or pay down high-interest debt for over a year. After the intro period, the APR is 18.24% - 27.74% Variable. Oh, and the annual fee is $0

It's almost a no-brainer to apply. 

Good or excellent credit (typically 670 or higher) is recommended.

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Ask this company to help you pay off your late tax debt

Past-due tax debt is overwhelming.

It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.

Easy Tax Relief is designed specifically to help you get out of tax debt faster and could reduce some of the debt you owe.

While most tax companies just put you on a payment plan and file your taxes for you, Easy Tax Relief talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.

Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.

Answer a few questions to get started

Set up qualifying direct deposit - pocket up to $350

If you aren't banking2 through Chime®, you're missing out on a huge boost of extra cash just by following a few simple steps.

Earn a bonus up to $350:3To qualify, open a new Chime Checking Account here. Earn $100 with a $200+ direct deposit in your first 30 days. Receive a $200+ direct deposit in the next calendar month to get an additional $100. In your third calendar month, receive a $200+ direct deposit and get the final $150. Full bonus earned!

This is a great way to supercharge your earnings, and basically takes no extra work other than following the steps above. Even better, Chime Checking offers no monthly fees, no overdraft fees, no minimum balance requirement, and no foreign transaction fees.

You can also get paid up to 2 days early4with direct deposit, access over 47,000 fee-free ATMs,5enjoy fee-free overdraft up to $200,6and 24/7 live support, with a real human.

Open your account and set up direct deposit to earn a $350 bonus

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