Safeport Law Review: Credit Repair Services From Experienced Attorneys

MANAGE MONEY - CREDIT REPAIR
Safeport Law offers credit repair and debt settlement services to help you on the road to financial recovery.
Updated Aug. 3, 2023
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If you have damaged credit, you may be looking for a credit repair company to help you improve your credit score. Safeport Law is one such service that will dispute inaccurate information on your credit report in an attempt to have it removed.1

This company employs a network of attorneys across the country to dispute credit reporting errors and negotiate with creditors. This Safeport Law review takes a closer look at the services this company provides and how it could help you along your credit repair journey.

Quick Summary

Ask These Expert Attorneys To Help Fix Your Credit

  • Real attorneys challenge errors to your credit report
  • Attorneys may be able to file disputes with a higher success rate
  • Services cost $99.99 per month, plus a one-time $99 initial work fee
In this Safeport Law review

Key takeaways

  • Safeport Law connects you with attorneys who will dispute reporting errors on your credit report.
  • Along with credit repair, Safeport Law can negotiate with your creditors to help you with debt settlement and payment plans.
  • Safeport Law offers a single plan called Credit Cleanse that costs $99.99 per month with an initial work fee of $99.
  • With Safeport Law’s 90-day money-back guarantee, you can request a refund if none of the disputed items were removed from your credit report.

Safeport Law: Is it worth it?

Pros Cons
  • Provides credit repair and debt settlement services
  • Connects you with attorneys across the country
  • Offers a 90-day money-back guarantee
  • Limited details on its website

Our verdict: Safeport Law is a legitimate credit repair service that will dispute credit reporting errors on your behalf. Its 90-day money-back guarantee may also give you peace of mind as you can request a refund if you don’t see results.

However, the startup and monthly fees may or may not be worth the cost, depending on your individual situation. While credit repair companies can be helpful to some, it’s also worth noting that every consumer can obtain a copy of their credit report and dispute errors on their own for free.

What is Safeport Law?

Safeport Law is a law firm focused on credit repair. While it has limited reviews online to date, it is a legitimate credit repair company that employs attorneys throughout the country.

Safeport Law specialists will work with you to review your credit report and identify errors that may be dragging down your score. The company’s attorneys will then dispute errors with the credit bureaus and negotiate with creditors on your behalf to have those negative marks removed.

Along with credit repair, Safeport Law also offers debt relief services. While the company website is sparse on details about this service, it says it will review your unsecured debt, look for options to lower your payments, and help you get on a payment plan that works for you.

Safeport Law plan basics

Plan name Services included Price (as of Aug. 3, 2023)
Credit Cleanse program
  • Credit report review
  • Credit score analysis and tracking
  • Challenges to the three credit bureaus
  • Creditor interventions
  • 24/7 online tracking of your progress
$99.99 per month, plus a one-time $99 initial work fee

What credit repair services does Safeport Law offer?

Safeport Law primarily helps with challenging credit reporting inaccuracies. Its specialists will review your credit report and help you understand what should and shouldn’t be on there.

After discussing your credit situation, Safeport Law’s specialists will let you know which credit inquiries or other reports it may be able to help you remove. Keep in mind that only inaccurate information can be removed from your credit report — accurate information will stay there.

What we like about Safeport Law

  • Employs experienced attorneys across the country. If you work with Safeport Law, you’ll interact with trained counselors and attorneys who are informed about credit reporting laws.
  • Customizes a credit repair plan to each client. Safeport Law develops a personalized plan for improving credit with each customer and comes up with financial strategies that work for each individual situation.
  • Offers a 90-day money-back guarantee. If you don’t see any of the disputed items removed from your credit report within 90 days, you can request a full refund.

What we don’t like

  • Charges an initial work fee. One downside of Safeport Law is that it charges a $99 initial work fee on top of the $99.99 monthly fee. This is standard practice for credit repair companies, however.
  • Doesn’t share a ton of details about its services. Safeport Law doesn’t disclose detailed information on its website, especially about its debt relief services. While it provides answers to some frequently asked questions, you may have to reach out to the company for answers to any specific queries you might have.
  • Limited customer reviews. As of Aug. 3, 2023, there are no customer reviews on TrustPilot, 1 review on the BBB website for 5 out of 5 stars, and 15 reviews on Google with an average of 4.9 out of 5 stars. So while the reviews that are there are very positive, there aren't many as of yet.

What Safeport Law customers are saying

Safeport Law has limited customer reviews on Google and the BBB website, but the ones that are there are positive. TrustPilot has no customer reviews of Safeport Law to date.

However, Safeport Law is accredited by the BBB as of April 13, 2023, and has a BBB rating of A-. It also does not have any complaints listed in the Consumer Financial Protection Bureau (CFPB) database.

Safeport Law customer service

While Safeport Law provides credit repair services across the country, it is based out of LaGrange, Georgia. You can contact customer service by calling 800-269-6879 or emailing info@safeportlaw.com.

How to get started with Safeport Law

  1. Sign up for a free consultation online. You can get started with Safeport Law by signing up for a free consultation on its website. You’ll need to provide your name, email, state, and phone number. After, Safeport Law LLC or its affiliates will reach out to you. Signing up also gives Safeport Law permission to pull and review your credit report.
  2. Meet with a credit counseling specialist. Your next step will be meeting with a Safeport Law specialist to review your credit history and see if there are any inaccuracies that can be disputed.
  3. Sign up for Credit Cleanse. If you decide to sign up for Safeport Law’s program, its attorneys will work on your behalf to challenge credit reporting errors and negotiate with creditors. They can dispute errors with all three credit bureaus in an attempt to clean up your credit report and improve your credit score. Safeport Law’s debt settlement services can also help you come up with a plan for how to manage your money and pay off your debt.
  4. Track your credit progress online. Safeport Law provides online credit tracking, so you can sign in at any time to see what progress has been made.

Alternatives to Safeport Law: The Credit Pros and Credit Saint

While Safeport Law can help you dispute mistakes on your credit report, it’s not your only option for credit repair services. Two other options are The Credit Pros and Credit Saint, both of which offer multiple tiers of credit repair plans as opposed to Safeport Law’s single plan option.

If you’re looking for a variety of plans to choose from, The Credit Pros or Credit Saint might be a preferable alternative. Plus, both companies have a number of customer reviews you can peruse online.

Here’s how these companies compare to Safeport Law.

Credit repair company Plans available Services included Money-back guarantee Price (as of Aug. 3, 2023)
Safeport Law Credit Cleanse program
  • Credit report review
  • Credit score analysis and tracking
  • Challenges to the three major credit bureaus
  • Creditor interventions
  • 24/7 online tracking of your progress
90 days $99.99 per month, plus a one-time $99 initial work fee that’s charged six days after you enroll
The Credit Pros Money Management, Prosperity, Success Plus
  • Varies by plan, but may include the following:
  • Credit bureau challenges
  • Creditor interventions
  • Cease and desist letters
  • Dark web monitoring
  • Budgeting system
  • Credit builder loan
90 days $69-$149 per month, with an initial work fee of $119-$149, depending on the plan
Credit Saint Credit Polish, Credit Remodel, Clean Slate
  • Free consultation
  • Challenges to the three credit bureaus
  • Creditor interventions
  • Inquiry targeting
90 days $79.99-$119.99 per month, with an initial work fee of $99-$195, depending on the plan

FAQs about Safeport Law

Is Safeport Law legit?

Safeport Law is a legitimate credit repair and debt relief service that will dispute credit reporting errors on your behalf in an attempt to have them removed from your credit report.

What is Safeport Law’s refund policy?

Safeport Law offers a 90-day money-back guarantee on its Credit Cleanse program. Through this guarantee, you can request a full refund if you don’t see any of the disputed items removed from your credit report within 90 days.

How long will it take for Safeport Law to repair my credit?

While Safeport Law doesn’t share how long it will take to repair your credit, it typically takes several months to see an improvement in your score. As mentioned, Safeport Law offers a 90-day money-back guarantee if you don’t see any of the disputed items removed from your credit report within 90 days.

During this process, you’ll also need to pay your bills on time to avoid further damaging your score. You may also want to avoid opening new credit, as hard inquiries could decrease your credit score.

Safeport Law review: bottom line

Safeport Law is a legitimate credit repair service that can dispute errors and try to get them removed from your credit report so you can potentially build up a positive credit history. Credit reporting errors are, unfortunately, fairly common and can drag down your score if they are not addressed.

Keep in mind, however, that accurate information can’t be removed from your credit report, even if it’s negative. What’s more, you can obtain a free copy of your credit report from AnnualCreditReport.com, as well as dispute mistakes on your own at no cost.

That said, you may feel that having an experienced attorney to advocate on your behalf is worth paying a monthly fee. For more options, check out our top picks for the best credit repair companies.

Safeport Law Benefits

  • Real attorneys challenge errors to your credit report
  • Attorneys may be able to file disputes with a higher success rate
  • Services cost $99.99 per month, plus a one-time $99 initial work fee
  • Money back guarantee within the first 90 days

Author Details

Rebecca Safier Rebecca Safier is a personal finance writer and a Certified Student Loan Counselor who loves helping individuals make informed financial decisions. Her work has been featured on MarketWatch, U.S. News & World Report, Business Insider, and other leading publications.

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