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You’ve got just enough money in your bank account to last until Friday … but then Monday rolls around, and you’re in the same situation. Again.
Food. Bills. Rent. Gas. They dry up every bit of your take-home pay.
But it doesn’t have to be this hard. With a few smart moves, you could supplement your income — without doing much extra “work,” or even getting a side job!
Here’s what to do:
Unlock up to $1,250 value over the next year with this incredible new card
There's a new credit card that's making waves with its amazing bonus and benefits. The Wells Fargo Autograph Journey℠ Card(Rates and fees) has a low $95 annual fee, and you can earn 60,000 bonus points after spending $4,000 in purchases in the first 3 months. The points can always be redeemed for at least cash value (60,000 points = $600).
The excellent $1,250 first-year value is estimated through the FinanceBuzz Credit Card Rewards Valuation Model based on spending, the welcome bonus, the annual fee, and a valuation of 1 cent/point unless otherwise stated above. The actual value will be determined by how much and in which categories you spend, but this card makes racking up valuable rewards easy!
The Wells Fargo Autograph Journey℠ Card puts hefty rewards back into your wallet. Cardholders can earn 5X on hotels, 4X on airlines, and 3X on other travel and restaurants. That's one of the highest cash rewards options available for travel spend. If you are a fan of dining out and traveling, this card is for you!
Get out of $20,000 or more of credit card debt
Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.
Accredited Debt Relief is designed specifically to help you get out of credit card debt faster (and for less), without having to make drastic life changes. With Accredited Debt Relief, you could reduce your monthly credit card payments by up to 40% or more and be debt free in 24-48 months.
How to get Accredited Debt Relief to lower your debt: Sign up for a free quote here. (Do not skip this step!) By getting a free, no-obligation quote and speaking with a consolidation specialist, they can immediately assist you in paying off your debt and calculating reduced monthly payments. They’ll let you know right away how much you might be able to save … but only if you request a quote.
Pay no interest until 2025
Imagine getting an introductory 15 months with 0% intro APR on a big purchase or balance transfer (APR then 18.24% - 28.24% Variable). Sounds great — right? You could dramatically change your financial picture with one of the industry-leading no-interest cards — the Discover it® Cash Back(Rates and fees).
Cardholders get a generous intro APR of 0% for 15 months on purchases (APR then 18.24% - 28.24% Variable) — that means you can cover bills, large purchases, or whatever you need to charge and not pay interest until 2025!
If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR for 15 months on balance transfers (APR then 18.24% - 28.24% Variable). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!
The best part? The Discover it® Cash Back card is accepted by 99% of merchants, boasts an exceptional cash back rewards rate, and there's no annual fee.
If you’re over 50, take advantage of massive discounts and financial resources
Over 50? Join AARP today — because if you’re not a member you could be missing out on huge perks. When you start your membership today, you can get discounts on things like travel, meal deliveries, eyeglasses, prescriptions that aren’t covered by insurance and more.
How to become a member today:
- Go here, select your free gift, and click “Join Today”
- Create your account (important!) by answering a few simple questions
- Start enjoying your discounts and perks!
You’ll also get insider info on social security, job listings, caregiving, and retirement planning. And you’ll get access to AARP’s Fraud Watch Network to help you protect your money, as well as tools to help you plan for retirement.
Important: Start your membership by creating an account here and filling in all of the information (Do not skip this step!) Doing so will allow you to take up 25% off your AARP membership, making it just $12 per year with auto-renewal.
Don't let home repairs drain your bank account
Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more. Not being able to make repairs could leave you in a bad situation — but a home warranty could protect you against surprise expenses.1
Whether you’re a brand-new homeowner or you’ve owned your home for years, a plan from Choice Home Warranty could pick up the slack where homeowner’s insurance falls short.
If a covered system in your home breaks down, you can call their hotline 24/7 for assistance to get it repaired. They have a network of over 15,000 technicians that can assist you, making sure any issue can be taken care of swiftly — without breaking the bank.
Not sure if it’s for you? Rest easy: they were named one of the "Best Home Warranty Companies" by US News 360 Reviews and were awarded Best Company's 2020 Consumer's Choice Award. For a limited time, you can get your first month free when you sign up for a Single Payment home warranty plan.
Earn $250 toward travel with this incredible card
If you're someone who loves to travel, the Bank of America® Travel Rewards credit card is the perfect companion for your adventures. New cardholders can earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
But that's not all. Every time you use the Bank of America® Travel Rewards credit card, you can earn 1.5 points per $1 spent on all purchases.
The points you earn with this card can be redeemed for statement credits to pay for travel and dining purchases, such as flights, hotel stays, vacation rentals, baggage fees, and also at restaurants – including takeout. This means that your dream vacation could be closer than you think, thanks to the rewards you earn from everyday purchases!
So if you're gearing up for your next adventure, the Bank of America® Travel Rewards credit card should be at the top of your wallet.
Annual fee: $0
Click here to apply for the Bank of America® Travel Rewards credit card now.Alert: No annual fee travel card has a low intro APR into 2025 and an epic welcome offer worth $200!
If you're someone who loves to travel, the Capital One VentureOne Rewards Credit Card(Rates and fees) is the perfect companion for your adventures. New cardholders can earn 20,000 miles after spending $500 in purchases in the first 3 months - that's a $200 value - all without an annual fee! Miles can be redeemed for $200 toward flights, hotels, and car rentals, OR statement credits, gift cards, and transfers to over 15 airline or hotel partners!
Not to be overlooked is a 0% intro APR on purchases and balance transfers for 15 months (balance transfer fee applies), then APR 19.99% - 29.99% (Variable). That means you can focus on paying off your debt now and start enjoying the peace of mind that comes with saving money on interest.
So if you're gearing up for your next adventure or want to take a break from interest, the Capital One VentureOne Rewards Credit Card should be at the top of your wallet.
Annual fee: $0
Click here to apply now for the Capital One VentureOne Rewards Credit Card now.