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14 Ways To Get Money Without Getting A Second Job

Last updated July 23, 2026 | By FinanceBuzz Editors

Quick ways to earn cash without a second job

  1. Give plasma: You can typically make anywhere from $30-$70 each time you give, with some centers offering new donor bonuses as high as $700 for the first month. Plus, you can go as often as twice a week.
  2. Sell your stuff online: You can sell just about anything on Facebook Marketplace with relative ease. From clothing to furniture to kitchenware, if you have stuff just taking up space, see what you could earn listing it online.
  3. Use money-earning apps: Take surveys, test games, upload your shopping receipts … the list goes on. There are a ton of apps that offer rewards and cash for various simple tasks. In fact, you’ll find some options in this list.
  4. Sell unused gift cards: Seriously. If you have gift cards lying around, you could sell them for up to 92% of their value with sites like CardCash.

Set up direct deposit - pocket $400

Set up an eligible direct deposit with SoFi Checking and Savings and you could pocket a bonus of up to $400. Make the switch, set up direct deposit, earn the bonus. It basically takes no extra work at all other than following these steps. 

Why people are switching: This account earns up to an insane 3.80% APY1on savings (3.10% APY standard + 0.70% APY boost for six months) on top of that $50 or $400 bonus.2 That's way better than the measly 0.38% APY (as of 06/15/26)3 national average savings accounts offer. 

No monthly fees and no surprises. Open your account and earn up to a $400 bonus

How Ohio homeowners are preventing roof rot, mold, and foundation damage for good

Most homeowners think of gutters as just a cleaning chore. The bigger risk is what happens when they clog. Overflowing gutters can lead to water damage, roof rot, mold, even foundation problems, the kind of repairs that run into the thousands.

If you own a home in Ohio, HomeBuddy offers a powerful, one-of-a-kind gutter guard built to prevent exactly that. Their micromesh filter keeps common debris out, so your gutters stay clear and your home stays protected. And because it actually works, you may be able to stop hiring gutter cleaners altogether. The company will even clean out and realign your gutters before they install.

Don't waste money on cheap, ineffective guards that claim to be clog-free. This one's built to last.

See if you qualify today: Click the link below, enter your ZIP code and home info, and a representative will reach out to schedule a free estimate.

See if you qualify

Access up to $500K of your home equity with no additional monthly payments

If you want to access your home equity — but don’t qualify for a traditional HELOC — Splitero could be perfect.

How it works: Splitero is a Home Equity Investment product that bets on your home's future value going up. You get cash now, and when you cash settle, sell, or refinance, you give Splitero a small portion based on how much your home is worth then.

(By the way, if your home value decreases, the value of the percentage Splitero is entitled to also decreases. That could be a lot safer for you.)

Splitero is rated “A” by the BBB and you can use the money however you like. Pay off debt, renovate your home, or invest, all without worrying about additional monthly payments.

You may qualify if you:

  1. Have some equity in your home — 30% or more.
  2. Have a credit score of 500+.
  3. It’s your residence, and you live there.
Enter your home address here to pre-qualify in less than 2 minutes

See if your credit card debt is eligible for this debt relief program

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it may get to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

National Debt Relief could help. If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their certified debt specialists may be able to help you resolve your debt for less than you owe — with one low monthly program payment.

Best of all? There are zero upfront fees, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions and get connected with a caring debt specialist. The consultation is completely free and only takes a few minutes to see if you qualify!4

See if your $30k+ in credit card debt is eligible for National Debt Relief

Did You Know?

On average, debt settlement saves clients around 32% of their enrolled debt after fees, according to a 2023 study by the Association for Consumer Debt Relief. The consultation costs nothing. People who enroll and complete the program could be debt-free in 24 to 48 months.

Sources: Association for Consumer Debt Relief (2023)

Find creative ways to earn cash during your free time

  1. Thrift and flip: Head to local thrift stores, estate sales, or pursue free listings online. With a little skill and elbow grease, you could repurpose old furniture and other goods and sell them locally or online.
  2. Do work for older neighbors or family: From mowing the lawn to helping replace light bulbs, chances are there is someone nearby who could use your help. Beyond making a few extra bucks, they are sure to love the company.
  3. Haul large items with your truck: If you drive a pickup, you could advertise haul-away or large item delivery services in your area on sites like Craigslist.
  4. Pick up photography: You don’t need to have an official business or work weddings for this side gig. Head out to festivals, nightclubs, or popular areas in your city and offer to take people’s photos. Then airdrop or email the photos of your subjects for a small fee.

Earn a bonus worth $200 to use toward your next flight or hotel 

If you're planning a trip, apply for the Capital One VentureOne Rewards Credit Card (Rates and fees) here and you can earn 20,000 bonus points after spending $500 in the first 3 months — that's worth $200 toward travel!

There is no extra work beyond the spending requirement to earn the early spend bonus, no annual fee, and no foreign transaction fee. The Capital One VentureOne Rewards Credit Card also lets you earn 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel. 

Redeem miles for flights, hotels, and car rentals, OR statement credits, gift cards, and transfers to over 15 airline or hotel partners! If you travel even once a year this card could is worth it and could net you with $100s in rewards to use toward travel. Don't delay — apply today!

Recommended for good or excellent credit.

Click here to apply for the Capital One VentureOne Rewards Credit Card now

Pick up gig work from a trusted website

  1. Deliver packages with Amazon Flex: Use your own vehicle to deliver Amazon packages during your off-hours. According to Amazon, most drivers can earn between $18-$25 an hour.
  2. Do odd jobs on Taskrabbit: Sign up to be a tasker, and choose small jobs in your area in over 50+ service categories. You get to keep 100% of what you chargem, plus tips. Tasks can include moving furniture, running errands, IKEA assembly, and more.
  3. Pick up freelance microtasks: Check out a freelance platform like Upwork and look for postings for simple tasks like data entry, proofreading, image tagging, and more.
  4. Event staffing: You could pick up work for events like weddings, business conferences, or festivals. Just do a quick internet search for companies in your area. Beyond pay, some people report scoring added perks like free food for their time.

This plan helps protect select Ohio homes from many expensive appliance and home repairs (see if you qualify)

Everyone talks about home insurance, but hardly anyone talks about this. If you live in Ohio and own your home, you could save $1,000s on home repairs without much work at all.

American Home Shield is currently helping homeowners slash appliance repair bills. Instead of paying $1,000s, you pay for a monthly plan and a simple one-time service fee per covered repair.

Getting a monthly plan could help you tap into immense savings for nearly any system or appliance in your home that’s covered.

Not everyone is eligible for this plan so here’s how to check:

  1. Click the link below and enter your name, address, phone number and email.
  2. Hit the “Get Free Quote” button.
  3. If you qualify, select a plan.

Complete this short form to see if you qualify

P.S. Use the link above, and you'll get 50% off your first year on select plans!5

Offer Ending Soon: Earn 100,000 bonus points — worth up to $1,500 towards travel

Offer Ending Soon: If you're planning a trip, apply for the Chase Sapphire Preferred® Card (Rates and fees) here and you can earn 100,000 bonus points after spending $5,000 in the first 3 months — that's worth up to $1,500 toward travel through Chase Travel®!

Plus, earn 5X points on travel purchased through Chase Travel℠; 3X points on dining, vacation homes, gas & EV charging, top streaming services, and online groceries (excluding Walmart, Target, and wholesale clubs); 2X points on all other travel purchases, and 1X points on all other purchases — with an extremely low annual fee of $95 and no foreign transaction fee.

The card could pay for itself quickly: you'll earn up to $100 Chase Travel hotel credit each anniversary year, get a complimentary year of Apple TV (a $156 value, must activate by 12/31/26), and up to $120 toward Global Entry, TSA PreCheck, or NEXUS every four years.

If you travel even once a year, this card could net you $100s in rewards to use toward travel. Don't delay. Apply today!

Click here to apply for the Chase Sapphire Preferred® Card now

Recommended Credit Score info
Good
670-739
Excellent
740-850

Pay no interest into 2027 with this no annual fee card

If you're struggling to pay down high interest debt (or you're planning a major purchase this year), this might be the exact thing you need. There's a card that allows you to pause credit card interest into 2027 ... and the best part is that it could be easier than you think.  

Discover it® Cash Back (Rates and fees) is an extremely powerful card that gives you 0% intro APR for an astounding 15 months on purchases and balance transfers. (Then APR is 17.49% - 26.49% (Variable); Balance transfer fee applies.) That's right — you can now finance large purchases you've been sitting on without paying massive interest. Or, transfer crippling high interest debt to this card and let your payments go directly to paying down your balance, without piling on additional interest charges — all with no annual fee.

But it doesn't end there. The Discover it® Cash Back card also lets you earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, Discover will match all the cash back you’ve earned at the end of your first year. 

Apply now for the Discover it® Cash Back card

Earn a $200 bonus with this incredible cash back card

The Chase Freedom Unlimited®(Rates and fees) lets you earn a $200 bonus after you spend $500 on purchases in your first 3 months from account opening. 

In addition to this welcome offer, this card lets you earn cash back on everything you buy. Earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases.

And it gets better (really): This card also gives you 0% intro APR on purchases and balance transfers for 15 months. That means you could finance large purchases or pay down high-interest debt for over a year. After the intro period, the APR is 18.24% - 27.74% Variable. Oh, and the annual fee is $0. 

It's almost a no-brainer to apply. 

Good or excellent credit (typically 670 or higher) is recommended.

Click here to Apply Now to the Chase Freedom Unlimited®

Check if you qualify to resolve your credit card debt for less than you owe

Let’s be so for real - growing credit card debt feels like drowning. But there’s nothing you can do about it, right? Wrong.

If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, National Debt Relief might be able to assist you.

Best part? It sounds crazy but there are zero upfront fees, and you could be debt-free in 24-48 months.6

All you have to do to get started is answer a few simple questions. It only takes a few minutes to see if you qualify!

Try National Debt Relief

Did You Know?

On average, debt settlement saves clients around 32% of their enrolled debt after fees, according to a 2023 study by the Association for Consumer Debt Relief. The consultation costs nothing. People who enroll and complete the program could be debt-free in 24 to 48 months.

Sources: Association for Consumer Debt Relief (2023)

See if you’re eligible to cancel your money-draining timeshare contract

Are you stuck in a timeshare contract? The average timeshare owner pays roughly $1,200 a year in maintenance fees,7and those fees tend to rise 5% or more annually, often for a property they no longer use.

The Stonegate Firm provides legal and advocacy services to help consumers pursue legitimate exit options from their timeshare contract. If your contract qualifies, their attorneys work to identify violations of federal consumer protection laws and negotiate directly with resorts.

See if your timeshare may be eligible:

  1. Answer a few questions about your timeshare and contract.
  2. A Stonegate Firm specialist will review your case.
  3. If you qualify, they walk you through the cancellation process.

You’re in good hands. The Stonegate Firm is BBB Accredited with an A+ rating.

Check Your Cancellation Eligibility Free - 30 Second Assessment

Ask this company to help you pay off your late tax debt

Past-due tax debt is overwhelming.

It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.

Easy Tax Relief is designed specifically to help you get out of tax debt faster and could reduce some of the debt you owe.

While most tax companies just put you on a payment plan and file your taxes for you, Easy Tax Relief talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.

Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.

Answer a few questions to get started

Let's find you a better credit card ... or help you save on the debt you already have

If your credit has taken some hits, getting approved for a new card isn't always a sure thing. But that doesn't mean you're out of options.

Answer a few quick questions and we'll try to match you with a card that fits your situation. And if a new card isn't the right move right now, we may still be able to help you lower the interest you're paying on existing balances — which could save you real money every month.

Free, no commitment, and no impact to your credit score.

See my options (no credit impact)

Earn 3% cash back at Walmart, gas, or dining

If you shop at Walmart even once a month, you need to see this. It's been reported that more than 40% of Americans buy their groceries at Walmart,8but if you pay with a regular debit card, you could be missing out on a chance to earn solid cash back.

OnePay changes that. For a limited time, new members earn up to $350 cash back with direct deposits when signing up to bank through OnePay with a FinanceBuzz link through 8/31.9 Plus, new members can earn 10% cash back on their first Walmart purchase within the first month, on up to $200 spent.10After that, you keep earning 3% cash back at Walmart every month on up to $150 spent, with eligible deposits.11

But you don’t just earn cash back at Walmart with OnePay — you can also earn on gas, dining, and more. When you bank through OnePay, you get a mobile banking app and secured credit card with no monthly fees, no minimum balances, and no overdraft fees.12

Plus, you can earn 3.35% APY on your savings with eligible deposits13and can get paid up to 2 days early with direct deposit14and fee-free cash withdrawals at 55,000+ Allpoint ATMs worldwide.15And you can earn 25¢/gallon extra cash back on your first gas purchase.16

Bank through OnePay and earn 10% back at Walmart on your first purchase

Is your $1M+ portfolio working as hard as it could?

A one percent fee sounds like nothing. But on a $1 million portfolio, that's around $10,000 a year, every year, whether your advisor earns it or not.

But here’s the thing: you know a good financial advisor could help you stretch your savings further with strategies around tax-efficient withdrawals, capital gains, and required minimum distributions, which could save you thousands.

You don’t want to overspend on fees. But you also don’t want to miss out on tax cuts and savings. The answer? You don’t need any financial advisor. You need the right financial advisor.

This free matching quiz connects people with $1M+ in investable assets with up to three fiduciary advisors who serve their area, so they compare and choose the one that fits.

Turn your home’s value into extra cash

If you want to pay a large expense now, like a home improvement project or credit card debt, you may have considered using your home equity as leverage to borrow a large sum of money.

But with interest rates rising in recent years, a cash-out refinance or home equity loan may not make financial sense.

Here’s a potential solution: Get a home equity line of credit (HELOC) instead.

Using LendingTree’s simple HELOC matching tool17 (yes, the company from the commercials), you can compare rates and see what works for you.

How a home equity line of credit is different: Your line of credit acts similar to a credit card, where you can withdraw funds when you need them, and you’re only responsible for minimum monthly payments for what’s called the “draw period,” which is usually 10 years. After this borrowing period ends, you pay off the rest of your balance during an extended repayment period, which is usually 20 years.

Plus, as a revolving line of credit, rates are usually variable, so you won’t be locked into a fixed rate if they ever go lower.

To get started:

  1. Check out LendingTree’s HELOC matching tool.
  2. Answer a few questions.
  3. Be matched with personalized offers for you.

Visit LendingTree

Ohio residents, save big on new windows

Old windows drive up your home's electric bill. But if you live in Ohio and your windows are 5+ years old, you could save big.

Renewal by Andersen is actively helping homeowners score huge savings. Their certified master professionals install high-quality, energy-efficient windows that could help reduce energy bills and improve comfort.

They make it extremely easy to upgrade your windows with financing options available and special limited-time offers. The entire process is hassle free.

Get started now if you check these 3 boxes:

  1. You own your home.
  2. Your windows are 5+ years old.
  3. You live in an available ZIP code.

Complete this short questionnaire to get started

BONUS: For a limited time, buy one get one 40% OFF.18 Plus, get $200 off your purchase!18

Get Out of $30,000 or More of Credit Card Debt
National Debt Relief
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  • One-on-one evaluation with a Certified Debt Specialist
  • For people with $30,000 in unsecured debts and up
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