HomeGoods is a great place if you want to find deals on stylish accent pillows, furniture, or other home essentials that look like they came right off a showroom floor.
And it's all available at prices that help you keep more cash in your wallet. In fact, this home retailer offers incredible deals compared to many other stores.
Here are 12 things about the store you must know to get a high-end look without the designer price tag.
Get a protection plan on all your appliances
Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more.
Whether or not you’re a new homeowner, a home warranty from Choice Home Warranty could pick up the slack where insurance falls short and protect you against surprise expenses. If a covered system in your home breaks, you can call their hotline 24/7 to get it repaired.
For a limited time, you can get your first month free with a Single Payment home warranty plan.
There is a HomeGoods in almost every state
/images/2024/03/21/home_goods_2.jpg)
There are hundreds of HomeGoods stores across the U.S. and Canada, so there is a good chance you'll find one within driving distance no matter where you are.
Unfortunately, three states still don't offer shoppers an opportunity to shop these home deals: Alaska, Hawaii, and Wyoming do not have HomeGoods stores yet.
HomeGoods sources items from thousands of vendors
/images/2024/03/20/home_goods_3.jpg)
The reason you'll find so many incredible items across a range of vendors at HomeGoods is because the retailer sources items from a mind-boggling range of vendors.
HomeGoods reportedly pulls items from about 21,000 different vendors.
Celebrity stylists help curate collections
/images/2024/03/20/home_goods_7.jpg)
Part of the reason the retailer's collections are so chic is that HomeGoods works with celebrity stylists to curate just the right items. Mindy Weiss, Katie Lee, and Nate Berkus have all lent their well-trained eyes to HomeGoods.
Earn as much as $1K doing simple online tasks
A company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $13 million to users since 2019, and has over 50,000 five-star reviews on Trustpilot.
Sign up here to see how much you could earn.
You cannot shop online
/images/2024/03/21/home_goods_5.jpg)
You have to put in the work to get HomeGoods deals. The retailer announced in late 2023 that it would no longer sell items online.
Rather than ordering from the comfort of your couch, you will have to get in your car and drive to the closest location to see what is in stock.
HomeGoods has a 'door to floor' approach
/images/2024/03/20/home_goods_6.jpg)
If something comes through HomeGoods' storeroom doors, it's going on the floor almost immediately. There is no waiting for the right time to roll it out: HomeGoods wants to move items as quickly as possible.
The identity of vendors remains a mystery
/images/2024/03/20/home_goods_4.jpg)
Part of the HomeGoods allure is the privacy it affords to vendors. These relationships are typically kept quiet, so you might not realize your favorite home retailer is sending overflow inventory to HomeGoods at a discount.
Shopping pro tip: This month's best deals
/images/2025/07/03/woman-on-a-shopping-spree.jpg)
August is here, and with it comes the final stretch of summer. It’s a great time to soak up the season and scoop up hot deals before they fade. Look for savings on:
- Travel and getaway must-haves
- Back-to-school basics
- Clearance swimwear and warm-weather styles
- For grocery savings, grab peak-season produce, like tomatoes, cucumbers, melons, and berries
As retailers shift their focus to fall, August is the last chance to snag summer essentials at unbeatable prices. Shop smart now before the season (and the savings) slip away.
Most of the inventory is current
/images/2024/03/20/home_goods_8.jpg)
While some people may assume that a store like HomeGoods only carries past-season merchandise at a discount, the retailer primarily carries current inventory.
Carol Meyrowitz — Executive Chairman of the Board of parent company TJX Companies — has previously said 85% of products on the shelves at HomeGoods and other TJX stores are from the current year.
HomeGoods doesn't offer coupons
/images/2024/03/21/home_goods_10.jpg)
Because the day-to-day prices at HomeGoods represent such great deals, the retailer typically doesn't offer additional coupons that you can use on top of the prices. Take along your best cash back credit cards to make even more of your money while shopping.
Get instant access to hundreds of discounts
Over 50? Join AARP today— because if you’re not a member you could be missing out on huge perks like discounts on travel, dining, and even prescriptions.
Get 25% off membership — just $15 for your first year with auto-renewal — and a free gift if you join today.
HomeGoods deals come from excess inventory
/images/2024/03/20/home_goods_9.jpg)
You may have wondered how HomeGoods can sell stylish home items at jaw-dropping prices. The secret is buying excess inventory from other retailers.
When a brand or store has too much inventory, it sells the inventory at a discount to a company like HomeGoods. The customers reap the benefits.
There are no sales, but items do go on clearance
/images/2024/03/20/home_goods_11.jpg)
HomeGoods also does not have set sales, but it does mark down prices during end-of–the-season clearance.
If you're willing to take a chance and wait until the end of Halloween or Christmas, you might be able to snag a major deal on holiday decor, for example.
The retailer's credit card offers 5% back
/images/2024/03/21/home_goods_12.jpg)
While there is no in-store rewards program at HomeGoods, you can get 5% back on every purchase with the TJX Rewards credit card.
You can use the card across all TJX stores, including HomeGoods, T.J. Maxx, Marshalls, HomeSense, and Sierra.
Quick tips: How to prepare for economic uncertainty
/images/2025/01/26/piggy-bank-savings.jpg)
Uncertain times call for a review of expenses that goes beyond simple cost-cutting. Here are some steps for you to consider:
- Build a 6-month emergency fund. Prioritize this above other financial goals.
- Compare rates on big ticket items like auto insurance to make sure you aren't overpaying.
- Delay major purchases when possible.
- Consider a side hustle that can generate income with minimal startup costs.
During challenging economic periods, try to focus on what you can control. And remember that financial resilience isn't built overnight.
The return window is only 30 days
/images/2024/03/21/home_goods13.jpg)
Don't delay if you buy something from HomeGoods and decide it doesn't work in your home. The retailer's return window is 30 days. Past 30 days, you may be able to get store credit if you have a receipt.
Bottom line
/images/2024/03/20/home_goods_14.jpg)
HomeGoods was founded in 1992, so this discount home retailer has been around for more than three decades. In that time, the store has earned a reputation for selling quality goods at affordable prices.
So, if you are looking to save money shopping, consider using some of these tips to get a great deal the next time you shop at HomeGoods.
Wells Fargo Active Cash® Card
Current Offer
$200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual Fee
$0
Rewards Rate
Earn unlimited 2% cash rewards on purchases
Benefits
- Low spend threshold for its welcome offer — $200 cash rewards bonus after spending $500 in purchases in the first 3 months
- Cell phone protection benefit (subject to a $25 deductible)
- Can redeem rewards at an ATM for literal cash
Drawbacks
- Foreign transaction fee of 3%
- No bonus categories
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don’t expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Subscribe Today
Learn how to make an extra $200
Get vetted side hustles and proven ways to earn extra cash sent to your inbox.