12 Facts about HomeGoods You Didn’t Know (#6 Is Pretty Cool)

Be the first in line to grab the best home finds.
Updated April 1, 2024
Fact checked
HomeGoods storefront in Orlando, Florida, USA.

We receive compensation from the products and services mentioned in this story, but the opinions are the author's own. Compensation may impact where offers appear. We have not included all available products or offers. Learn more about how we make money and our editorial policies.

HomeGoods shoppers know the store sells everything from stylish accent pillows to furniture that looks like it came right off a showroom floor.

And it’s all available at prices that help you keep more money in your wallet. In fact, this home retailer offers incredible deals compared to many other stores.

Here are 12 secrets you must know to get a high-end look without the designer price tag.

Earn cash back on everyday purchases with this rare account

Want to earn cash back on your everyday purchases without using a credit card? With the Discover®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!1

With no credit check to apply and no monthly fees to worry about, you can earn nearly passive income on purchases you’re making anyway — up to an extra $360 a year!

This rare checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, over 60K fee-free ATMs, and the ability to add cash to your account at Walmart stores nationwide.

Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score.

Apply for a Discover Cashback Checking account today

There is a HomeGoods in almost every state

Kittiphan/Adobe Young woman choosing furniture in a modern home furnishings store

There are hundreds of HomeGoods stores across the U.S. and Canada, so there is a good chance you’ll find one within driving distance no matter where you are.

Unfortunately, three states still don’t offer shoppers an opportunity to shop these home deals: Alaska, Hawaii, and Wyoming do not have HomeGoods stores yet.

HomeGoods sources items from thousands of vendors

KCULP/Adobe Assorted products at home goods store

The reason you’ll find so many incredible items across a range of vendors at HomeGoods is because the retailer sources items from a mind-boggling range of vendors.

HomeGoods reportedly pulls items from 16,000 different vendors.

Celebrity stylists help curate collections

DragonImages/Adobe Interior designer looking at rooms photos and thinking how to refresh house of client

Part of the reason the retailer’s collections are so chic is that HomeGoods works with celebrity stylists to curate just the right items. Mindy Weiss, Katie Lee, and Nate Berkus have all lent their well-trained eyes to HomeGoods.

Get a protection plan on all your appliances

Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more.

Whether or not you’re a new homeowner, a home warranty from Choice Home Warranty could pick up the slack where insurance falls short and protect you against surprise expenses. If a covered system in your home breaks, you can call their hotline 24/7 to get it repaired.

For a limited time, you can get your first month free with a Single Payment home warranty plan.

Get a free quote

You cannot shop online

FotoAndalucia/Adobe Woman buying furnitures in shop, selecting products

You have to put in the work to get HomeGoods deals. The retailer announced in late 2023 that it would no longer sell items online.

Rather than ordering from the comfort of your couch, you will have to get in your car and drive to the closest location to see what is in stock.

HomeGoods has a ‘door to floor’ approach

Sergey Ryzhov/Adobe Kitchenware in household goods store

If something comes through HomeGoods’ storeroom doors, it’s going on the floor almost immediately. There is no waiting for the right time to roll it out: HomeGoods wants to move items as quickly as possible.

The identity of vendors remains a mystery

KCULP/Adobe Assorted throw pillows in wooden shelf at store

Part of the HomeGoods allure is the privacy it affords to vendors. These relationships are kept quiet, so you might not realize your favorite home retailer is sending overflow inventory to HomeGoods at a discount.

Most of the inventory is current

2rogan/Adobe Assorted interior decor items are on display at a store in a shopping center.

While some people may assume that a store like HomeGoods only carries past-season merchandise at a discount, the retailer primarily carries current inventory.

Carol Meyrowitz — CEO of parent company TJX Companies — has said 85% of products on the shelves at HomeGoods and other TJX stores are from the current year.

HomeGoods deals come from excess inventory

Grigory Bruev/Adobe Home accessories and household products in store of shopping centre.

You may have wondered how HomeGoods can sell stylish home items at jaw-dropping prices. The secret is buying excess inventory from other retailers.

When a brand or store has too much inventory, it sells the inventory at a discount to a company like HomeGoods. The customers reap the benefits.

HomeGoods doesn’t offer coupons

dusanpetkovic1/Adobe  happy customer paying at checkout with credit card in supermarket.

Because the day-to-day prices at HomeGoods represent such great deals, the retailer typically doesn’t offer additional coupons that you can use on top of the prices.

Stop overpaying when you shop online

Shopping online has its perks. It's super convenient, but it can be time consuming to find the best deals. Instead of hunting for coupon codes (that don't always work!) and opening tons of browser tabs comparing prices, you can try Capital One Shopping.

Capital One Shopping makes saving money effortless. Just add the browser extension and when you check out, it'll scour the internet for coupon codes to help you save cash. And before you check out at 25+ major retailers, Capital One Shopping will notify you with a friendly pop-up if the item you're buying is available cheaper somewhere else.

Capital One Shopping is free to use and won't show you ads. Add it today and stop overpaying!2

Get Capital One Shopping now

There are no sales, but items do go on clearance

imtmphoto/Adobe woman on a shopping spree

HomeGoods also does not have set sales, but it does mark down prices during end-of–the-season clearance.

If you’re willing to take a chance and wait until the end of Halloween or Christmas, you might be able to snag a major deal on holiday decor, for example.

The retailer’s credit card offers 5% back

JacobLund/Adobe Customer paying for purchases in clothing store

While there is no in-store rewards program at HomeGoods, you can get 5% back on every purchase with the TJX Rewards credit card.

You can use the card across all TJX stores, including HomeGoods, T.J. Maxx, Marshalls, HomeSense, and Sierra.

The return window is only 30 days

New Africa/Adobe Decorator hanging picture on white brick wall in room.

Don’t delay if you buy something from HomeGoods and decide it doesn’t work in your home. The retailer’s return window is 30 days.

Past 30 days, you may be able to get store credit if you have a receipt.

Bottom line

Felix Mizioznikov/Adobe Home Goods Pembroke Pines Florida

HomeGoods was founded in 1992, so this discount home retailer has been around for more than three decades. In that time, the store has earned a reputation for selling quality goods at affordable prices.

So, if you are looking to save money shopping, consider using some of these tips to get a great deal the next time you shop at HomeGoods.

Discover®️ Cashback Checking Benefits

  • Earn 1% cash back on up to $3,000 in debit card purchases each month1
  • No minimum deposit, no minimum balance, and no account fees
  • Access your paycheck up to 2 days early with Early Pay
  • 60K+ fee-free ATMs and make cash deposits at Walmart stores nationwide

Author Details

Heather Bien Heather Bien is a writer covering personal finance and budgeting and how those relate to life, travel, entertaining, and more. With bylines that include The Spruce, Apartment Therapy, and mindbodygreen, she's covered everything from tax tips for freelancers to budgeting hacks to how to get the highest ROI out of your home renovations.

Want to learn how to make an extra $200?

Get proven ways to earn extra cash from your phone, computer, & more with Extra.

You will receive emails from FinanceBuzz.com. Unsubscribe at any time. Privacy Policy

  • Vetted side hustles
  • Exclusive offers to save money daily
  • Expert tips to help manage and escape debt