Valentine’s Day is an occasion to celebrate that special someone in your life by showering them with gifts and other tokens. It’s predicted that Americans will collectively spend nearly $26 billion on Valentine’s Day gifts this year, according to NRF research.
And while chocolates and teddy bears may be fine for some couples, what about those who to make savvy money moves when it comes to their gift-giving this year?
If candy and cards aren’t quite your style, you might be interested in some of these gifts that you can give your valentine and that will keep on giving.
Earn cash back on everyday purchases with this rare account
Want to earn cash back on your everyday purchases without using a credit card? With the Discover®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!1
With no credit check to apply and no monthly fees to worry about, you can earn nearly passive income on purchases you’re making anyway — up to an extra $360 a year!
This rare checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, over 60K fee-free ATMs, and the ability to add cash to your account at Walmart stores nationwide.
Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score.
Apply for a Discover Cashback Checking account today
Rare books
Instead of buying a book off the New York Times Best Seller list and calling it a day, if you really want to give a gift that will last a lifetime you should consider investing in a rare book.
If you shop wisely, you’ll find certain rare books offer exceptional chances of appreciation. Traditionally, a highly collectible book from a popular author was expected to double in value in around seven years.
While returns like this are less common these days, a rare book can still increase in value for your Valentine in a relatively short period of time.
Want to learn how to build wealth like the 1%? Sign up for Worthy to get ideas and advice delivered to your inbox.
Watches
Not only is a watch a good gift on its own, but it also comes packed with the potential to grow in value.
Watches are such a safe bet that some experts agree that watches hold on to their value better than most other high-end investments, appreciating from 10% to 30% over the years.
To choose a watch wisely, you must know something or two about the product. There are certain kinds of brands and watch types that hold reselling potential, but there’s even more to it than that.
Art
Who doesn’t love to receive a piece of artwork as a gift? This is especially true when it comes to rare art. Not only will a piece of rare art look beautiful on the wall, but there’s also a good chance it’ll be worth more one day.
If you’re not a seasoned art collector, it can be hard to know how to invest in art. However, a little bit of research goes a long way.
The fine art market is alive and well, and if you get lucky at an art auction, your Valentine can end up with something worth thousands of dollars.
Get a protection plan on all your appliances
Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more.
Whether or not you’re a new homeowner, a home warranty from Choice Home Warranty could pick up the slack where insurance falls short and protect you against surprise expenses. If a covered system in your home breaks, you can call their hotline 24/7 to get it repaired.
For a limited time, you can get your first month free with a Single Payment home warranty plan.
Mutual funds
Mutual funds can be intimidating for many, and if this is the case for your gift receiver they might be apprehensive at first.
However, once they learn how to invest in mutual funds and how advantageous they could be, they might change their tune.
Transferring mutual funds to another person is usually pretty easy, though you should keep in mind the recipient of the fund will need to have an account with the company offering the fund.
Coins
If you think coin collecting is an activity better left in the past, think again. Coin collecting is still alive and well and can be more profitable than ever.
Some old coins, such as American Eagle Bullion Coins, can be worth much more than their face value. Just make sure your Valentine is well aware of the value that coins can take on and not mistake your gift for pocket change.
Trending Stories
Alcohol
Certain types of alcohol could be great investments — whiskey, in particular. Scotch whisky holds the title of the world’s most traded spirit.
Just make sure that you’re buying from a trusted cellar and that your gift recipient has a good place to store it where they won’t be tempted to crack open the bottle.
Antique toys
Shopping for an antique toy that will increase in value can be risky since you have to know what you’re looking for. If you’re doubtful, just look at the example of a vintage Barbie doll. The most expensive ones go for hundreds of thousands of dollars.
When shopping for a valuable toy, you’ll want to look at a handful of main factors including age, authenticity, condition, and rarity. Online retailers like eBay and in-person pawn shops are both good places to look for rare toys.
Real estate
Okay, so the idea of buying your date a piece of real estate for Valentine’s Day might be a bit much if it’s a new relationship, but if you have the means, you may find it’s a good option.
House prices are on the rise across the country, so if you have the money, you might want to brush up on how to invest in real estate and offer your Valentine this potentially profitable gift.
Stocks
Stocks traditionally have had a higher earning growth potential than many other investments. As a result, they are perhaps the most traditional kind of gift that will grow in value. Fortunately, it’s not hard to learn how to invest in stocks online.
Stop overpaying when you shop online
Shopping online has its perks. It's super convenient, but it can be time consuming to find the best deals. Instead of hunting for coupon codes (that don't always work!) and opening tons of browser tabs comparing prices, you can try Capital One Shopping.
Capital One Shopping makes saving money effortless. Just add the browser extension and when you check out, it'll scour the internet for coupon codes to help you save cash. And before you check out at 25+ major retailers, Capital One Shopping will notify you with a friendly pop-up if the item you're buying is available cheaper somewhere else.
Capital One Shopping is free to use and won't show you ads. Add it today and stop overpaying!2
Gold and silver
Investing in gold and silver ability could be a good way to diversify investments and provide a hedge against inflation.
Not only will your special someone appreciate a beautiful piece of jewelry, but they’ll also reap the benefits should they ever choose to resell.
Bottom line
Giving a gift that has the potential to build wealth is a great way to show that important person in your life that you’re not only thinking about them right now but in the future.
If you’re not sure of where to begin, we have many tips on how to invest on our website. Your Valentine is sure to appreciate the extra work you’ve put into their gift.
Lucrative, Flat-Rate Cash Rewards
FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.
Wells Fargo Active Cash® Card
Current Offer
$200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual Fee
$0
Rewards Rate
Earn unlimited 2% cash rewards on purchases
Benefits
- Low spend threshold for its welcome offer — $200 cash rewards bonus after spending $500 in purchases in the first 3 months
- Cell phone protection benefit (subject to a $25 deductible)
- Can redeem rewards at an ATM for literal cash
Drawbacks
- Foreign transaction fee of 3%
- No bonus categories
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.74%, 24.74%, or 29.74% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don’t expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Subscribe Today
Want extra-cash moves to come right to you?
Stop browsing endlessly. Get proven ways to earn pocket money, help cover rent, and crush your debt — sent to your inbox daily.
Author Details