Delta SkyMiles Gold American Express Review: Generous Rewards For Delta Flyers [2020]

This travel card makes frequent flying with Delta Air Lines even more rewarding.
Last updated Jan 30, 2020 | By Robin Kavanagh

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It’s no secret that rewards cards can offer great benefits to those who travel often, especially when you have a preferred airline. With the Delta SkyMiles Gold American Express Card, fans of Delta Air Lines can earn some significant perks and travel savings that might make it a smart choice to add to their wallets.

In this Gold Delta SkyMiles card review, we’ll look at what this card has to offer, who it will benefit the most, and other options worth considering before applying.

Great Welcome Offer and Continuing Rewards

Benefits

  • Earn up to 70,000 bonus miles
  • 2X miles on purchases with Delta, at restaurants, and at U.S. supermarkets
  • Check your first bag free on Delta flights
  • Annual fee is waived your first year
  • Terms apply

Who should get this card?

As the name suggests, the Delta SkyMiles Gold Credit Card is best for consumers who prefer to fly with Delta Air Lines and travel often. You’ll earn two miles for every dollar spent directly with Delta and one mile per dollar for other eligible purchases.

Frequent Delta flyers can easily earn miles with this card. For those who travel less frequently on Delta or use the card primarily for everyday purchases, a general travel or rewards card might be more beneficial.

Card basics

Annual Fee $99 (waived first year)
Welcome Bonus Earn 60,000 bonus miles after you spend $2,000 on purchases in the first 3 months, plus earn an additional 10,000 bonus miles after your first cardholder anniversary (offer expires 4/1/20)
Recommended Credit Score Excellent, Good
Foreign Transaction Fee None

Top card benefits

  • Generous welcome offer: Earn 60,000 bonus miles after you spend $2,000 on purchases in the first 3 months, plus earn an additional 10,000 bonus miles after your first cardholder anniversary (offer expires 4/1/20). With some Delta flights priced as low as 20,000 miles, this is a fantastic benefit. 
  • Bonus miles on your purchases: 2X miles on purchases made directly with Delta, at restaurants, and at U.S supermarkets; and 1 mile per $1 spent on all other eligible purchases.
  • Reasonable annual fee: The annual fee is $99 (waived first year).
  • Flight credit: Once you have put $10,000 of purchases on your card within one calendar year, you earn a $100 Delta Flight Credit. You can use this credit toward future travel with Delta.
  • Travel perks: Great for U.S. and international travel, this card offers car rental loss and damage insurance (secondary coverage), priority boarding, one free checked bag on Delta flights, a global assistance hotline, and no foreign transaction fees.
  • Purchase protection: American Express offers protection for purchases made with its cards. This includes extended warranties, dispute resolution services, and accidental damage or theft protection, as well as return protection for eligible purchases.

Earning & redeeming

Earning Delta miles is simple with the Delta SkyMiles Gold American Express Card. On purchases made directly with Delta, at restaurants, and at U.S. supermarkets, you’ll earn 2X miles for every dollar you spend. On all other eligible purchases, you’ll earn 2X mile per dollar spent. 

Best ways to earn

Categories Rewards rate
Purchases made directly with Delta, at restaurants, and at U.S. supermarkets 2X
All other eligible purchases 1X     

Miles can be redeemed to purchase tickets with Delta and partner companies, upgrades, preferred seating, ticket change fees, Delta Sky Club access and membership, Delta gift cards, magazines, and other items through the SkyMiles Marketplace.

Common questions

Is the Amex Delta SkyMiles Gold worth it?

If you often fly with Delta (or its partners) and make Delta purchases, this card may well be worth adding to your wallet. Depending on your travels, the welcome bonus could cover the equivalent of a free ticket, and you can earn additional miles with every purchase you make directly with Delta, which adds up quickly if you travel with Delta often.

What credit score can improve my chances of getting approved for the Amex Delta SkyMiles Gold card?

For this card, American Express looks for a good-to-excellent credit score. A score of 700 or above is considered good and 800 or above excellent, according to Experian. A good FICO score can range from 670 to 799, with anything over 800 being excellent.

What are the main differences between the Amex Gold Delta and the Amex Platinum Delta?

The Platinum Delta SkyMiles card offers several additional benefits over the Gold Delta SkyMiles card.

Despite having a higher annual fee of $250, it offers a larger welcome bonus and a free companion ticket each year you renew the card. Additionally, Platinum Delta Skymiles cardholders can earn bonus Medallion Qualification Miles after making a certain amount of eligible purchases during a calendar year.

Does the Amex Delta SkyMiles Gold card offer priority boarding or lounge access?

The Delta SkyMiles Gold American Express Card offers several travel benefits, including priority boarding and one free checked bag. However, the discounted access to Delta Sky Club locations is discontinued as of Jan. 30, 2020.

Other cards to consider

While the Delta SkyMiles Gold American Express Card certainly offers some major benefits, it’s always a good idea to consider other options before applying for a credit card to decide which is the best choice for you.

The American Express Gold Card, — a charge card — is another option worth considering, since it offers more flexibility and greater earning potential than either of the Delta credit cards, especially on everyday spending.

Great Welcome Offer and Continuing Rewards

Special Offer

Earn 60,000 bonus miles after you spend $2,000 on purchases in the first 3 months, plus earn an additional 10,000 bonus miles after your first cardholder anniversary (offer expires 4/1/20)

See how these cards compare:

Delta SkyMiles Blue American Express Card
Delta SkyMiles Blue American Express Card
  • 15,000 bonus mile welcome offer
  • 2X miles on Delta purchases and at restaurants worldwide
  • 20% in-flight savings
  • No annual fee
  • Terms apply
American Express Gold Card
American Express Gold Card
  • 35,000 Membership Rewards point welcome offer
  • High rewards rate in certain categories
  • Up to $100 airline fee credit
  • No foreign transaction fee
  • Terms apply