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Below you'll find effective ways you wouldn't normally consider to help you crush your debt. It'll take some work and dedication, but we're here to help.
Imagine how great it will feel when you no longer have it looming overhead!
Ask this company to pay off your credit card debt
If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?
National Debt Relief could help. If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly program payment.
Best of all? There are zero fees until your debt is settled, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!1 <p>Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. Clients who are able to stay with the program and get all their debt settled realize approximate savings of 45% before fees, or 20% including our fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating. "Debt-Free" applies only to enrolled credit cards, personal loans, and medical bills. Not mortgages, car loans, or other debts. Results vary.</p>
Stop overpaying on credit card interest
If you have credit card debt, you know that paying your bill each month is anxiety-inducing … and sometimes close to impossible with what you have in the bank.
A company called MoneyLion wants to help.2 <p>Instacash® is an optional service offered by MoneyLion. Your available Instacash® Advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. Expedited delivery requires Turbo Fee. See Instacash® <a href="https://www.moneylion.com/terms-and-conditions/#ml-instacash">Terms and Conditions</a> for more information and eligibility requirements.</p> If you owe less than $100,000 in credit card debt, MoneyLion can match you with loan providers that could help you pay off your credit card debt with a personal loan almost instantly.
You don’t need a perfect credit score, and checking for loans won’t affect your credit.
Truthfully, this company exists to help you get ahead in life. They facilitate more than 200 million loan requests a year, and you can see your options in a matter of minutes. It’s certainly worth a shot if you’re feeling suffocated by debt.
Pay no interest on balance transfers until 2028
Imagine getting an intro 0% APR on balance transfers for 18 months from date of account opening (APR then 17.49% - 28.24% (Variable)). Sounds great — right? You could dramatically change your financial picture with this low-interest card - the Citi Simplicity® Card.
If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 18 months from date of account opening. Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest! After the intro period, the APR is 17.49% - 28.24% (Variable) (balance transfers must be completed within 4 months of account opening).
The best part? There's no annual fee with the Citi Simplicity® Card (Rates and fees).
Get out of $20,000 or more of credit card debt
Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.
Accredited Debt Relief is designed specifically to help you get out of credit card debt faster (and for less), without having to make drastic life changes. With Accredited Debt Relief, you could pay off your credit card debt (and save on interest) in one simple monthly payment.
How to get Accredited Debt Relief to lower your monthly payments:Sign up for a free quote here. (Do not skip this step!) By getting a free, no-obligation quote and speaking with a consolidation specialist, they can immediately assist you in paying off your debt and calculating reduced monthly payments. They’ll let you know right away how much you might be able to save … but only if you request a quote.
Ask this company to pay off your late tax debt
Past-due tax debt is overwhelming.
It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.
Tax Relief Advocates is designed specifically to help you get out of tax debt faster and could even eliminate or reduce some of the debt you owe.
While most tax companies just put you on a payment plan and file your taxes for you, Tax Relief Advocates talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.
Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.
Access your home equity to cover debt — no monthly payments for 10 years
If you're carrying high-interest debt, your home’s equity may be able to help pay it down — without adding another monthly loan payment.
This isn’t a HELOC or refinance. Instead, Unlock offers a home equity agreement (HEA), which gives you cash today in exchange for a share of your home’s future value.
With Unlock, you could access up to $500,000 of your home’s equity and make no payments for ten years.
- Start by entering your property address here. If you move forward, underwriting will review your credit and property details before final approval.
And don’t worry — Unlock has an A+ rating from the BBB. So see what you’re eligible for, and you could have the funds you need to end your toxic debt loop sooner than you think.