2024 Award Travel Abbreviations & Acronyms Glossary

A helpful guide to remember travel and credit card acronyms.

popular travel abbreviations to know
Updated May 13, 2024
Fact checked

We receive compensation from the products and services mentioned in this story, but the opinions are the author's own. Compensation may impact where offers appear. We have not included all available products or offers. Learn more about how we make money and our editorial policies.

As with any new hobby, there's a lot to learn about points and miles when you’re just starting out.

A question that comes up frequently in our Facebook community FBZ Elite Travel & Points is:

What do all of these abbreviations and acronyms mean?

It’s not unreasonable to wonder — in fact, sometimes it feels like reading a foreign language!

To help you on your way, we’ve compiled this list of commonly used acronyms and abbreviations in the credit cards, finance, and travel rewards spaces.

Jump To

A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z


A+ or AP – Barclaycard Arrival Plus

AA – American Airlines

AAoA – Average Age of Accounts

AF – Annual fee

AGC – Amex gift card

Amex – abbreviation for American Express

APR – Annual Percentage Rate

APY – Annual Percentage Yield

AS – Alaska Airlines

AU – Authorized user

AW – AwardWallet

back to top


B6 – JetBlue Airways

BA – British Airways

BB – Best Buy

BB+ – Amex Blue Business Plus

BBB – Better Business Bureau

BCE – Amex Blue Cash Everyday

BCP – Amex Blue Cash Preferred

BGR – Amex Business Gold Rewards

BOA or BofA – Bank of America

BRG – Amex Business Rewards Gold or Best Rate Guarantee

BRM - Branch Relationship Manager (a position at Chase Bank). 

back to top


CB – Cash back or credit bureau

CBM – Cashback Monitor

CC – Credit Card or Club Carlson

CF – Chase Freedom

CFU – Chase Freedom Unlimited

CIC – Chase Ink Cash Business Credit Card

CIP – Chase Ink Preferred Business Credit Card

CIU – Chase Ink Unlimited Business Credit Card

CK – Credit Karma

CL – Credit limit or credit line

CLI – Credit limit increase

CP – Companion Pass (refers to Southwest Companion Pass)

CPM – Cost per mile

CPC – Chase Private Client

CPP – Centers Per Point, the monetary value of reward redemptions

CR – Credit report

CS – Chase Sapphire or Credit Sesame

CSP – Chase Sapphire Preferred

CSR – Customer Service Representative or Chase Sapphire Reserve

CU – Credit Union

back to top


DC – Debit Card or Citi Double Cash

DD – Direct deposit

DL – Delta Air Lines or Driver's license

DOB – Date of birth

Double Dip – combining two benefits or promotions in a single transaction

DP – Data point

back to top


Earn/Burn – slang for earning and redeeming reward points

ECON – Economy class (also abbreviated as 'Y')

ED – Amex Everyday

EDP – Amex Everyday Preferred

EK – Emirates Airlines

EQ – Equifax

EY – Etihad Airlines

EX – Experian

back to top


F – First class

F9 – Frontier Airline

FA – Fraud alert or flight attendant

FACTA – Fair and Accurate Credit Transactions Act

FB – Facebook

FBZ – FinanceBuzz

FCRA – Fair Credit Reporting Act

FDIC – Federal Deposit Insurance Corporation

FHR - Fine Hotels and Resorts (Amex)

FR – Amex Financial Review

FT – FlyerTalk forums

FTF – Foreign transaction fee

FW – FatWallet

FWIW – For what it’s worth

back to top


GC – Gift card

GE – Global Entry

back to top


HH – Hilton Honors

HP – Hard pull, an inquiry on your credit that affects your score (as opposed to SP)

HSA – Health savings account

HT or H/T – Hat Tip (thanking and/or reporting a source)

HUCA – Hang up, call again (when calling customer service)

back to top


IHG – Intercontinental Hotel Group

INK – Chase Ink business credit cards (also see CIC, CIU, CIP)

back to top


J – Business class

JB – JetBlue Airways (also ‘B6’)

JAL – Japan Airlines

back to top


KE – Korean Air

KL – KLM-Royal Dutch Airlines

back to top


LHRC - Luxury Hotel Resort Collection (Chase)

back to top


MC – Mastercard

Metal – Used to describe flying with an airline's own product. For example, flying "AA metal" means you've booked a ticket through American Airlines and are flying on an American Airlines plane instead of a partner airline.

MGC – Merchant gift card

MCGC – Mastercard gift card

MO – Money order

MR – Membership Rewards, Amex’s loyalty program

MS – Manufactured spend

MSR – Minimum spend requirement

back to top


NFCC – National Foundation for Credit Counseling

NFCU – Navy Federal Credit Union

NK – Spirit Airlines

NSCRPA – Nationwide Specialty Consumer Report Agency

back to top


OD – Office Depot

OLCI - Online check-In

OM – OfficeMax

OOP – Out of pocket expense

OP – Original poster (first person to post on a topic)

Open Jaw – A roundtrip ticket with three or more points of departure/arrival

OTA – Online travel agency (like Expedia)

O/W – One-way airfare

back to top


PC – Product change or conversion

PO – Post Office

POS – Point of sale

PP – Priority Pass or PayPal

PRG – Amex Premier Rewards Gold

back to top



back to top


RC – Ritz-Carlton

Recon – the reconsideration line for credit card companies

Rep – Representative

RR – Rapid Rewards, Southwest's loyalty program

RT – Roundtrip airfare

back to top


SD – Slickdeals

SM – Secured message

SP – Soft pull, an inquiry on your credit that does not affect your score (as opposed to HP)

SPG – Starwood Preferred Guest

SSN – Social Security number

SUB – Sign-up bonus

SW – Southwest Airlines

back to top


T&Cs – Terms & Conditions

TCB – TopCashback Portal

TIA – Thanks in advance

TR – Travel Rewards or trip report

TSA – Transportation Security Administration

TU – TransUnion

TYP – ThankYou Points, Citi’s loyalty program

back to top


UA – United Airlines

USB – U.S. Bank

ULCC – Ultra low-cost carrier

US – US Airways

USPS – United States Postal Service

UR – Ultimate Rewards, Chase’s loyalty program

back to top


VGC – Visa gift card

VS – Virgin Atlantic

VX – Virgin America

back to top


WF – Wells Fargo

WOH - World of Hyatt

back to top



back to top


Y – Economy class (also abbreviated as ECON)

YMMV – Your mileage may vary (your outcome may differ from others)

YQ – Fuel surcharges

back to top



back to top

Easy-to-Earn Unlimited Rewards


Card Details

  • Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Earn 1.5 points per $1 spent on all purchases
  • Longer intro APR on qualifying purchases and balance transfers
  • No foreign transaction fees
  • Apply Now
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 19.24% - 29.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
  • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Bank of <span class='whitespace-nowrap'>America<sup>®</sup></span> Travel Rewards credit card
Apply Now

on Bank of America’s secure website

Read Card Review

Intro Offer

Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases

Annual Fee



Why we like it

Author Details

Brandon Neth

Brandon Neth is a credit card and award travel expert. He runs social media and audience growth for FinanceBuzz, including the FBZ Elite Facebook travel group. He’s spent the last 11 years using credit card points and miles to travel the world, taking him to 600 cities in 76 countries and counting. He's well-versed in credit cards, early retirement, real estate investing, and frugal living. He's been featured in Business Insider, Yahoo, MSN, Credit.com, U.S. News, Reader's Digest, and The Wirecutter (A New York Times Company).