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Citi Simplicity® Card
4.5
info

Why We Like It

Long introductory APR period on balance transfers

Benefits

  • $0 annual fee.
  • 0% intro APR on purchases for 12 months from date of account opening, then 18.24% - 28.99% (Variable) APR
  • Includes access to Citi Entertainment, which offers exclusive presales.

Drawbacks

  • Foreign transaction fee of 3%.
  • No rewards program, but that’s common for balance transfer cards.
  • No welcome offer, but again, that’s normal for this type of card.

Annual Fee

$0