/images/2018/01/23/navina-side-hustle-mid_MPfEDfV.jpg)
/images/2019/12/06/smart_strategies_to_save_money_on_car_insurance.jpg)
/images/2024/01/29/businessman_giving_or_paying_money.jpg)
Do you receive direct deposit payments from your employer? If you do — and you aren’t using one of these accounts — you could be missing out on $100s or even $1,000s of basically free money every year.
Some of the accounts below offer various methods of growing your wealth if you receive your paycheck via direct deposit, and some of them even offer large cash bonuses and other benefits — like up to $400 cash bonuses or APYs up to 5.00% or higher!
Check out the options below and stop missing out on basically free money!
Earn up to $360 with this cash back account
If you aren’t using the Discover®️ Cashback Debit checking account, you could be missing out on tons of cash back — up to $3601 every year! The catch … you must fund your account within 45 days of opening it to start earning.
How to earn up to $360 in cash back: With this FDIC-insured account, you can earn 1% cash back on up to $3,000 in debit card purchases each month! See website for details.
Get started now, and you could be earning cash back ASAP:
- Apply for an account here
- Fund your account immediately: To keep your account active and start earning, deposit funds within 45 days.
- Start earning cash back instantly: Start earning cash back the moment you begin using your card. You can earn cash back on all eligible purchases!
We don’t know how long Discover will keep this 1% cash back offer live. Don’t delay — if your account isn’t funded within 45 days, it will be closed, and you’ll miss out on this incredible opportunity!
Open and fund your new Discover®️ Cashback Debit checking account here
Earn up to $400 with this powerful checking account
We hate to tell you this, really. But if you aren’t banking with U.S. Bank, you’re missing out on extra cash. Don’t worry though … it’s easy to fix.
Earn up to $400 when you open a new U.S. Bank Smartly® Checking account and you complete the following within 90 days of account opening. Subject to certain terms and limitations. Offer valid through October 31, 2024. Member FDIC.
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposit(s) totaling $3,000 to $4,999.99 to earn $200 or $5,000 or more to earn $400
- Fund your new account within 30 days to start qualifying activities
This is practically passive income and a great way to supercharge your earnings.
Hurry, this is a limited-time offer and is only valid through October 31, 2024. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.
Invest your spare change on autopilot
The best time to invest was yesterday. The second best time is today. By harnessing the power of compound interest, not only is every penny saved a penny earned, but cumulatively those pennies can grow into thousands of dollars.
With Acorns, you could turn your pennies into real wealth with their unique automated investing system for as little as $3/mo. Setting up automatic recurring investments, even just $5/day, will set you up to take full advantage of time, compound interest, and the stock market — without even having to think about it!
You’ll get access to expert-built portfolios2 with highly rated Exchange Traded Funds (ETFs), which include stocks and bonds, that can help reduce risks compared to trading individual stocks.
Plus, you can access Acorns’ Round-Ups® feature, where your daily purchases get rounded up to the next dollar and automatically invested, adding even more wealth-growing opportunities on autopilot!
BONUS: Set up Recurring Investments and Acorns will give you a $20 bonus after you make your first successful Recurring Investment (minimum $5).
Get started today for as little as $3/mo
Paid Non-Client Promotion
FinanceBuzz doesn’t invest its money with this provider, but they are our referral partner. We get paid by them only if you click to them from our website and take a qualifying action (for example, opening an account.)
Turn your savings into passive income
Public is a powerful investing app that lets you earn 5.30% yield3 on your cash with treasury bill investments, which can help you avoid the volatility of the stock market.
Treasury Bills power your money by unlocking rates most banks can’t provide … offering you a rare 5.30% yield on your cash.
To get started, download the app and create your account.
When you deposit your money into a Public account, you’ll get access to purchasing U.S. government debt obligations that are backed by the Treasury Department, which historically have low risk and stable returns. There are no state or local taxes to pay, and you can sell your Treasury Bills at any time. There is no minimum to open your account, and you can purchase Treasury bills in increments of $100.
Public offers a user-friendly and accessible platform that makes it easy to start investing in Treasury Bills, which can help you earn more on your cash and reach your financial goals.
/images/2024/10/11/568692b8-d479-48b7-b826-8b04e0a216a0.png)
FinanceBuzz writers and editors score products and companies on a number of objective features as well as our expert editorial assessment. Our partners do not influence our ratings.
Discover®️ Cashback Debit Benefits
- Earn 1% cash back on up to $3,000 in debit card purchases each month4
- No minimum deposit, no minimum balance, and no account fees
- Easily switch direct deposit via the Discover mobile app or online for Early Pay (get your paycheck up to 2 days early!)
- 60K+ fee-free ATMs and make cash deposits at Walmart stores nationwide
FinanceBuzz writers and editors score products and companies on a number of objective features as well as our expert editorial assessment. Our partners do not influence our ratings.