Do you receive direct deposit payments from your employer? If you do — and you aren’t using one of these accounts — you could be missing out on $100s or even $1,000s of basically free money every year.
Some of the accounts below offer various methods of growing your wealth if you receive your paycheck via direct deposit, and some of them even offer large cash bonuses and other benefits — like up to $400 cash bonuses or APYs up to 5.00% or higher!
Check out the options below and stop missing out on basically free money!
Earn up to $700 with these checking and savings accounts
We hate to tell you this, really. But if you aren’t banking with U.S. Bank, you’re missing out on extra cash. Don’t worry though … it’s easy to fix.
Earn up to $700 when you open a new U.S. Bank Smartly® Checking account and Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 27, 2024. Member FDIC.
Earn up to $500 with a new U.S. Bank Smartly® Checking when you complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App.
- Make two or more direct deposit(s) totaling $3,000 to $4,999.99 to earn $100, $5,000 to $9,999.99 to earn $300, or $10,000 or more to earn $500.
Earn up to $200 with a new Standard Savings account:
- Make new money deposit(s) totaling $15,000 or more by July 17, 2024.
- Maintain that balance until October 31, 2024.
This is practically passive income and a great way to supercharge your earnings.
Hurry, this is a limited-time offer and is only valid through June 27, 2024. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
Earn potentially $1,000s for basically free by opening this account as early as possible in life
If you’re not using a high yield savings account already, we just have one question: WHY?! You could be missing out on $1,000s of basically free money.
The Customers Bank high yield savings account offers a rare 5.01% APY1 — compare that to national average APY of 0.47% (as of Feb. 8, 2024). This could be worth hundreds, even thousands of dollars in practically passive income.
The secret: Compound interest. See, the earlier in life you start putting money into this type of account, the more you can earn over time. Depending on when you start contributing, there’s potentially hundreds of thousands of dollars on the line.
Let’s say you put $50,000 into a high yield account at 5.00% APY at 30-years-old. Then, you contribute $5,000 a year, every year, until age 50. With interest compounding daily, you’d walk away with $303,467.67! But … if you start at age 45, you’d only have $91,898.37.
Open an account today — the sooner, the better. Customers Bank is powered by Raisin's savings marketplace, there are NO fees, and you can withdraw your money whenever you need it. Plus, with FDIC insurance, Customers Bank provides a more secure online banking experience and a safer place to store your extra cash.
Click here to open a Customer Bank high yield savings account
Earn up to $700 with these checking and savings accounts
We hate to tell you this, really. But if you aren’t banking with U.S. Bank, you’re missing out on extra cash. Don’t worry though … it’s easy to fix.
Earn up to $700 when you open a new U.S. Bank Smartly® Checking account and Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 27, 2024. Member FDIC.
Earn up to $500 with a new U.S. Bank Smartly® Checking when you complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App.
- Make two or more direct deposit(s) totaling $3,000 to $4,999.99 to earn $100, $5,000 to $9,999.99 to earn $300, or $10,000 or more to earn $500.
Earn up to $200 with a new Standard Savings account:
- Make new money deposit(s) totaling $15,000 or more by July 17, 2024.
- Maintain that balance until October 31, 2024.
This is practically passive income and a great way to supercharge your earnings.
Hurry, this is a limited-time offer and is only valid through June 27, 2024. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
Invest your spare change on autopilot
The best time to invest was yesterday. The second best time is today. By harnessing the power of compound interest, not only is every penny saved a penny earned, but cumulatively those pennies can grow into thousands of dollars.
With Acorns, you could turn your pennies into real wealth with their unique automated investing system for as little as $3/mo. Setting up automatic recurring investments, even just $5/day, will set you up to take full advantage of time, compound interest, and the stock market — without even having to think about it!
You’ll get access to expert-built portfolios2 with highly rated Exchange Traded Funds (ETFs), which include stocks and bonds, that can help reduce risks compared to trading individual stocks.
Plus, you can access Acorns’ Round-Ups® feature, where your daily purchases get rounded up to the next dollar and automatically invested, adding even more wealth-growing opportunities on autopilot!
BONUS: Set up Recurring Investments and Acorns will give you a $20 bonus after you make your first successful Recurring Investment (minimum $5).
Get started today for as little as $3/mo
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FinanceBuzz doesn’t invest its money with this provider, but they are our referral partner. We get paid by them only if you click to them from our website and take a qualifying action (for example, opening an account.)
Turn your savings into passive income
Public is a powerful investing app that lets you earn 5.30% yield3 on your cash with treasury bill investments, which can help you avoid the volatility of the stock market.
Treasury Bills power your money by unlocking rates most banks can’t provide … offering you a rare 5.30% yield on your cash.
To get started, download the app and create your account.
When you deposit your money into a Public account, you’ll get access to purchasing U.S. government debt obligations that are backed by the Treasury Department, which historically have low risk and stable returns. There are no state or local taxes to pay, and you can sell your Treasury Bills at any time. There is no minimum to open your account, and you can purchase Treasury bills in increments of $100.
Public offers a user-friendly and accessible platform that makes it easy to start investing in Treasury Bills, which can help you earn more on your cash and reach your financial goals.