11 Moves If You Want to Stop Living Paycheck to Paycheck

Last updated Aug 27, 2021 | By FinanceBuzz Editors
woman holding phone checking money app

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Living paycheck to paycheck can mean sleepless nights spent wondering how you'll cover your bills if something unexpected happens. Even if you're an expert at timing your bill payments so nothing bounces, it's still SUPER stressful.

Ready to break the cycle of living paycheck to paycheck (and finally sleep soundly again)? We've got some simple moves you can make today to start earning and saving more. Let's do this!

Stop overpaying when you shop online

Shopping online has its perks. It's super convenient, but it can be time consuming to find the best deals. Instead of hunting for coupon codes (that don't always work!) and opening tons of browser tabs comparing prices, you can try Capital One Shopping.

Capital One Shopping makes saving money effortless. Just add the browser extension and when you check out, they will automatically add the best coupon code in their extensive database to help you save cash. And before you check out at favorite stores like Amazon, Target, Home Depot, and Best Buy, Capital One Shopping will notify you with a friendly pop-up if the item you're buying is available cheaper somewhere else.

Capital One Shopping is free to use and will never show you ads. Add it today and stop overpaying!13

Get Capital One Shopping now

Cancel your car insurance

We’ve got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there’s something much better.

This new tool from FinanceBuzz can tell you if you’re overpaying for your car insurance in just a few clicks. On average, we find around $500 a year in savings for drivers. And once you try it out, you’ll never have to look for affordable insurance again because we find you the lowest rates that other companies can’t match.

Oh, and it’s also free. And come on — you can’t tell us you don’t want to save up to $500. To find out if you’re losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you’re overpaying. It takes less than 2 minutes.

See if you’re overpaying

Use your Netflix®, Disney+™ and Hulu™ streaming service payments to boost your credit scores14

Your credit scores affect whether you can get approved for a personal loan, a credit card, or even a new job. Usually, it can take weeks or months to improve your credit scores, but there's an innovative new tool that could help you raise your FICO®3 Score instantly.

Experian Boost™15 can help you get credit whenever you pay your phone bill and utility bill on time. And now, it can help you get credit when you make your Netflix®, Disney+™ and Hulu™ streaming service payments on time, too!

The process takes just minutes and if qualifying payments are identified, you can include this positive information in your Experian® credit file. (Don't worry: If you have any negative payments, those won't count against you.)

Since launching, Experian Boost has collectively increased FICO® Scores across America by over 10 million points. It's 100% free and new credit scores take effect immediately.

Sign up for Experian Boost now

See how much money you can get back from this account

We hate to tell you this, really. But if you aren’t using the Aspiration debit card, you’re missing out on extra cash with every purchase you make. Don’t worry though… it’s easy to fix.

There’s a debit card from a company called Aspiration, and they give you up to 10% cash back every time you swipe your card. Like when you’re…

Shopping for clothes? Yep… cash back.
Going to the pharmacy? Mhmmm. Cash back.
Getting groceries for the week? Yes, cash back!

It’s so simple. Who doesn’t want extra money? To see how much you could earn, just enter your email address and link your bank account16. By the way, Aspiration is free, your money is kept safe with military-level security, and your deposits won't fund fossil fuels.

See how much you could earn

Borrow up to $35k to finally crush your debt

If you're looking for a chunk of change to pay off debt, a personal loan could be a good option.

Our partner LoansUnder36 will match you with loan providers that fit your specific needs. Just fill out one application — there's no application fee and no minimum credit score to apply — to see multiple loan offers.9

Why not see if you qualify? If approved, you could receive your loan as soon as the next business day.

Get a loan offer here

Find a side hustle that could add $1000s to your income

Imagine having an extra $5,000 in income this year. What would you do with it? You could pay off bills, slash your debt, and maybe even take a much-needed vacation. And having a few extra thousand in the bank could make it a reality.

Luckily, it’s not that hard to achieve.

While there are plenty of ways to add extra cash to your bank account, one of the best ways is taking on a side hustle. But with all the junk and scams out there, how do you know which opportunities are legit? And how do you know which side hustle can help you earn real money?

FinanceBuzz has you covered. We make it easy for you to get matched with the perfect side hustle that can match your skills, needs, and available time. Stop wasting hours on side hustles that don’t work out — just answer a few questions and in less than 60 seconds, we’ll match you with the perfect side hustle that could help you earn some serious cash on the side.

Find your side hustle

Turn your skills into cash

With new projects coming through HomeAdvisor Powered by Angi every two seconds, there's something for everyone. Whether it's painting, mowing lawns, cleaning houses or larger projects like roof and fence installations, HomeAdvisor can connect you to these jobs. HomeAdvisor will set you up with an online business profile and help you collect customer reviews to land your next job.

With over 100 million lifetime service requests and thousands of users searching every day, what are you waiting for?

Sign up here

Get your pay up to 2 days early

A lot of banks have great features, but very few have a fully built suite that takes care of all of your financial needs. GO2bank is different — they offer a wide variety of banking features that could make your life much easier, like:

  • A fully-mobile banking app with free ATMs nationwide10
  • Up to 7% cash back on eGift Cards from popular merchants when bought in the app
  • Early payday — get paid up to 2 days early with ASAP Direct DepositTM11
  • Pay bills directly from your phone
  • Up to $200 in overdraft protection with opt-in and eligible direct deposit12
  • GO2bank is a great choice if you want simple, mobile, seamless banking with tons of extra features to make all aspects of your financial life easier. Sign up today — it takes less than 5 minutes!

    Try GO2bank Today

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Author Details

FinanceBuzz Editors The editors at FinanceBuzz are a team of personal finance professionals dedicated to providing readers with accurate, helpful advice.