Generics can save you some serious cash. But that doesn't mean these value-priced store brands are always better buys than the competitors' products.
While generics like bathroom cleaners and freezer baggies are often just as good as the name-brand versions, you may need to spend more money on other must-have items.
Here are 15 things you should never buy generic, even if you're trying to get ahead financially.
Earn cash back on everyday purchases with this rare account
Want to earn cash back on your everyday purchases without using a credit card? With the Discover®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!1 <p>See website for details.</p>
With no credit check to apply and no monthly fees to worry about, you can earn nearly passive income on purchases you’re making anyway — up to an extra $360 a year!
This rare checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, over 60K fee-free ATMs, and the ability to add cash to your account at Walmart stores nationwide.
Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score.
Apply for a Discover Cashback Checking account today
Makeup products
/images/2024/06/11/makeup-products-on-shelves-adobe.jpg)
High-end makeup isn't cheap. But there's a reason why the beloved brands you find at stores like Sephora and Ulta cost more than generic buys.
While some exceptions exist, designer beauty products generally contain higher-quality ingredients and last longer than drugstore dupes.
The pricey foundation, concealer, bronzer, or blush you splurge on could outperform the bargain-priced generic.
Facial skincare
/images/2024/06/11/cosmetics-and-skincare-products-adobe.jpg)
Like makeup, you get what you pay for when it comes to facial skincare products. Brand-name cleansers, toners, moisturizers, masks, and anti-aging products often have superior, higher quality, or more consistent ingredients than generics.
If your value cream doesn't provide the moisture the label promises, you might want to pay more for a designer product.
Razors
/images/2024/06/11/female-razor-adobe.jpg)
Generic razors may not have the sharp blades you need to get a close shave. These non-name-brand buys are bargains that could nick or irritate your skin.
Beyond the shave, generic razors may not last as long as pricier options. This means you could spend more money over time on replacement blades.
Get a protection plan on all your appliances
Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more.
Whether or not you’re a new homeowner, a home warranty from Choice Home Warranty could pick up the slack where insurance falls short and protect you against surprise expenses. If a covered system in your home breaks, you can call their hotline 24/7 to get it repaired.
For a limited time, you can get your first month free with a Single Payment home warranty plan.
Televisions
/images/2024/06/11/tv-in-electronics-store-adobe.jpg)
You want a clear, lifelike picture, plenty of audio options, and a long-lasting product with a reliable warranty.
An off-brand TV may not meet all your expectations. Quality matters in a television, especially if you're buying a smart TV, are a gamer, or want the latest technology.
Even though brand-name TVs are pricier, look for discounts and deals at retailers like Walmart, Target, Sam's Club, and Costco.
Earbuds and headphones
/images/2024/06/11/modern-headphones-in-store-adobe.jpg)
Off-brand earbuds and headphones may not sync with your smartphone or other device, could fail prematurely, and may not have the sound quality you need.
Like smart TVs, you're better off spending extra to buy the brand name. However, if you can score a deal from a warehouse club or big box store, you may pay less for Apple and Beats products than a non-name-brand.
Trending Stories
Computers, laptops, and tablets
/images/2024/04/24/sale-of-laptops-in-store.jpeg)
Computers, laptops, and tablets are investments you should research thoroughly before buying. While off-brand devices may seem like a bargain, these budget-friendly options may not have the memory, power, lifespan, or features you need.
Instead of a generic product, shop at discount stores and retailers like Walmart, Target, and Costco for instant savings or a promotional deal.
Coffee
/images/2024/06/11/glass-jar-of-instant-coffee-adobe.jpg)
A gourmet blend's rich aroma and flavor aren't easy to duplicate. Bargain-priced coffee may leave money in your wallet, but it could also leave a bad taste in your mouth.
If you're a java aficionado, stick with a name brand.
Pet food
/images/2024/06/11/wet-cat-food-aisle-adobe.jpg)
Fluffy and Fido may not know the difference between generics and brand-name foods. What your pet eats matters.
Generic dog and cat food may contain questionable ingredients. Brand-name products that are additive, preservative, and chemical-free are typically better options.
Soda
/images/2024/03/13/soft-drinks-aisle-in-supermarket.jpg)
Do you mix soda into cocktails or mocktails? You might not taste the difference between a generic and a brand-name product. But if you drink the beverage as-is or have a favorite flavor, a generic won't have the taste you crave.
Coupons, BOGOs, and promo deals from grocery stores, warehouse clubs, and national beverage retailers could help cut a brand-name product's cost from a splurge to a bargain.
Alert: Americans lost billions to identity theft and fraud
According to the FTC, Americans lost over $10 billion to fraud and identity theft in 2023. Before your next online purchase, safeguard your data with all-in-one identity theft protection services from Aura.
Starting at just $9 per month, access Aura's Dark Web monitoring that scours data breaches for your sensitive personal data including Social Security numbers (SSN), Medicare information, and phone numbers.
Save up to 68% when you sign up today.
Macaroni and cheese
/images/2024/06/11/mac-and-cheese-pasta-adobe.jpg)
Mac and cheese is a family favorite at mealtime. Generics offer deep discounts compared to Kraft and other well-known brands. However, these savings may force you to sacrifice flavor, quality, and nutrition.
Bulk buys from warehouse clubs like Sam's and Costco could lower your total price for a name-brand.
Condiments
/images/2024/06/11/bottles-of-chilli-sauce-adobe.jpg)
Keep your backyard barbecue guests happy and avoid watery ketchup, sort of sweet relish, and flavorless mustard. While some generics may offer an almost comparable taste, many leave you wanting more.
Whether you have a preferred brand or enjoy gourmet toppings, skip the generics and shop for the beloved brands you know and trust.
Eyecare products
/images/2024/06/11/soft-contact-lens-adobe.jpg)
Quality matters when it comes to contact solutions, artificial tears, and allergy drops. Skimping on eyecare products could affect your vision or health.
Always follow your eye doctor or medical provider's directions and skip questionable generic products.
Haircare products
/images/2024/06/11/hair-care-products-adobe.jpg)
Can generics give you lush locks or shiny tresses? Brand-name salon shampoo, conditioner, and styling products have high-quality ingredients that may do a better job than off-brand buys.
Some generics include harsh chemicals, synthetics, or water down the formula to save on manufacturing costs.
To make your haircare purchases budget-friendly, shop in bulk at Costco and Sam's Club or wait for seasonal sales at specialty stores.
Garbage bags
/images/2024/06/11/hand-placing-a-garbage-bag-adobe.jpg)
Bargain-priced bags may not have the same strength and durability as brand-name competitors. This could leave you with trash on the ground.
Minimize messes and splurge on garbage bag purchases. These bags may have added features like easy-tie handles, increased flexibility, and odor-eliminating scents, reducing the likelihood of holes and tears.
Athletic shoes
/images/2024/06/11/shelves-of-the-store-adobe.jpg)
Hoka training shoes and On Clouds are expensive for a reason. Sometimes, you get what you pay for.
The wrong athletic shoe could pinch your toes, leave your arches unsupported, or cause friction-related blisters. Joggers, runners, avid walkers, and athletes will appreciate the comfort of brand-name shoes.
Bottom line
/images/2024/06/11/friends-shopping-in-a-mall-adobe.jpg)
Even though the initial price is lower for these off-brand items, you could spend more on additional purchases, repairs, or replacements down the road.
While the cost of name-brand products may not always seem budget-friendly, a cash back credit card can help you score rewards on these pricier picks.
Lucrative, Flat-Rate Cash Rewards
Wells Fargo Active Cash® Card
Current Offer
$200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual Fee
$0
Rewards Rate
Earn unlimited 2% cash rewards on purchases
Benefits
- Low spend threshold for its welcome offer — $200 cash rewards bonus after spending $500 in purchases in the first 3 months
- Cell phone protection benefit (subject to a $25 deductible)
- Can redeem rewards at an ATM for literal cash
Drawbacks
- Foreign transaction fee of 3%
- No bonus categories
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don’t expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Subscribe Today
Learn how to make an extra $200
Get vetted side hustles and proven ways to earn extra cash sent to your inbox.