News & Trending Shopping & Deals News

10 Incredibly Common Mistakes People Make at Sam's Club

Frequent your local Sam’s Club? Make sure you avoid these costly shopping mistakes.

Sam's Club
Updated Sept. 24, 2024
Fact checked

We receive compensation from the products and services mentioned in this story, but the opinions are the author's own. Compensation may impact where offers appear. We have not included all available products or offers. Learn more about how we make money and our editorial policies.

For the price of a small membership fee, Sam’s Club members can access low prices that are tough to beat at other retail stores.

But if you go in without a plan or purpose, it can be easy to spend more money than you intended. This quickly defeats the purpose of shopping at a discount or warehouse store.

By doing your research before you shop, you can avoid wasting money. Here are the 10 most common mistakes that cost shoppers when they shop at a Sam’s Club.

Earn cash back on everyday purchases with this rare account

Want to earn cash back on your everyday purchases without using a credit card? With the Discover®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!1

With no credit check to apply and no monthly fees to worry about, you can earn nearly passive income on purchases you’re making anyway — up to an extra $360 a year!

This rare checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, over 60K fee-free ATMs, and the ability to add cash to your account at Walmart stores nationwide.

Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score.

Apply for a Discover Cashback Checking account today

Sleeping on subscription discounts

Zoran Zeremski/Adobe Woman doing yoga at home in front of laptop

Did you know that your Sam’s Club membership gives you access to discounts on certain subscription services that help you keep more money in your bank account?

For example, Sam’s Club members currently save 33% on the at-home fitness subscription service Daily Burn Premium.

You won’t find these offerings in stores, so it’s important you do your research online to unlock them.

Shopping on the weekend

Gorodenkoff/Adobe People grocery shopping at the supermarket

The weekend is probably the most convenient time to do your warehouse shopping. The only problem is that it’s likely the best time for everyone else.

Shopping among big crowds is an easy way to burn yourself out. It’s not easy to stock up on the latest deals when all your mind can think about is how quickly you can escape the throes of people.

Try to get your Sam’s Club visits done on weekdays. If you must shop on the weekends, do it early.

Buying expiration dates you can’t outrun

exclusive-design/Adobe Produce

In addition to saving money, one of the benefits of buying in bulk is that you don’t have to worry about repurchasing items anytime soon.

However, this is really only convenient for items that don’t expire or that have expiration dates far in the future.

When you’re stocking up on a product, make sure the expiration dates give you plenty of time. The last thing you want to do is create product waste.

Get a protection plan on all your appliances

Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more.

Whether or not you’re a new homeowner, a home warranty from Choice Home Warranty could pick up the slack where insurance falls short and protect you against surprise expenses. If a covered system in your home breaks, you can call their hotline 24/7 to get it repaired.

For a limited time, you can get your first month free with a Single Payment home warranty plan.

Get a free quote

Paying full price for a membership

Ivelin Radkov/Adobe Paper saying

At $50 per year, a Sam’s Club membership is often cited as one of the best deals in retail.

However, if you’re feeling particularly thrifty, there are many opportunities throughout the year to get a discount on the full-priced membership.

For example, during the July 4 holiday in 2022, Sam’s Club offered $8 yearly memberships to new members for a limited time. We’re not sure if that will happen again this year, but it might be worth it to wait and see.

Going in without a list

Tijana/Adobe Woman grocery shopping looking at list on her phone

If you don’t keep a grocery list, you’re not alone. We’re all so busy that many of us barely have the time to put a list together. Or worse, we take the time to make a list and then accidentally leave it at home.

Taking a list into Sam’s Club makes it easier to avoid impulse buys and stick to your budget, which can prevent you from getting out of debt.

If you find that you often lose paper lists, it might be time to keep your supply needs on your phone. Chances are good you take your phone everywhere.

Not double-checking prices

Gorodenkoff/Adobe consultant shows latest uhd tv's to a young man

One of the reasons Sam’s Club maintains a loyal customer base is that its retail model allows it to offer low prices on everyday items.

However, if you unconditionally accept this as the truth, you’re bound to get caught up in the exception that proves the rule.

While many items at Sam’s Club are cheaper than they are elsewhere, make sure you still do your research before buying. This is especially true if you’re buying a high-ticket item, such as a TV or other electronics.

Shopping for a small army

Sondem/Adobe Full shopping cart

Warehouse shopping centers have long been a favorite of large families. However, there are still ways you can benefit from buying items in bulk if you live by yourself or with a small family. You just need to shop mindfully.

While that giant bag of potato chips may make sense for movie night when you have a family of five, those in small families need to consider whether they will be able to finish the chips before they go stale.

This is especially important to remember when dealing with perishable items, like produce, meat, or dairy. Don’t shop like you have an army to feed — unless, of course, you do.

Eating before you shop

artursfoto/Adobe young girl eating an oatmeal with berries after a workout

In most cases, the rule is to eat before you shop. After all, shopping when you’re hungry just means your eyes will likely be bigger than your stomach, and you’ll pick up more food than you actually need.

However, when you’re shopping at Sam’s Club, you can go about things a little differently, thanks to the retailer’s cafe.

At the cafe, there are many low-price snacks and meals to keep you well-fueled while you shop. Choose from pretzels, pizza, hot dogs, sundaes, and more. So, it’s OK to come into the store a little hungry.

Ignoring the clearance section

Mazur Travel/Adobe Sale sign in the clothing shop

When you’re shopping at Sam’s Club, you might not even think about visiting a clearance section. After all, the items at the store are already discounted, so what’s the point of looking for sale items?

Big mistake. Sam’s Club maintains a revolving door of clearance items in its warehouses, and it carries a selection of home goods, toys, and more. They’re well worth a look.

Stop overpaying when you shop online

Shopping online has its perks. It's super convenient, but it can be time consuming to find the best deals. Instead of hunting for coupon codes (that don't always work!) and opening tons of browser tabs comparing prices, you can try Capital One Shopping.

Capital One Shopping makes saving money effortless. Just add the browser extension and when you check out, it'll scour the internet for coupon codes to help you save cash. And before you check out at 25+ major retailers, Capital One Shopping will notify you with a friendly pop-up if the item you're buying is available cheaper somewhere else.

Capital One Shopping is free to use and won't show you ads. Add it today and stop overpaying!2

Get Capital One Shopping now

Shopping without a Sam’s Club MasterCard

Courtesy of Sam's Club Sam's Club Mastercard

If you’re shopping at Sam’s Club often, you might want to look into applying for a Sam’s Club-branded MasterCard.

This card gives you the potential to earn cash back on your Sam’s Club purchases — a game changer for anyone who shops at Sam’s Club often. Plus, the card conveniently doubles as your membership card.

Bottom line

JHVEPhoto/Adobe Sam’s club store

Now that you know the costly mistakes to avoid at Sam’s Club, compound your savings by using one of the top rewards credit cards when you shop (be it a Sam's Club MasterCard or not).

There’s no reason why you shouldn’t be making cash back on all of your purchases at Sam’s Club, or anywhere else. Happy shopping!

Lucrative, Flat-Rate Cash Rewards

5.0
info

Wells Fargo Active Cash® Card

Current Offer

$200 cash rewards bonus after spending $500 in purchases in the first 3 months

Annual Fee

$0

Rewards Rate

Earn unlimited 2% cash rewards on purchases

Benefits and Drawbacks
Card Details