It can be difficult to stick to a budget during a trip to the grocery store. This can be especially true for stores like Trader Joe’s, where there are so many flavors and interesting items to try.
The good news is that there’s a bevy of genius hacks for Trader Joe's shoppers to help them avoid a steep grocery bill.
Avoid these 15 common mistakes made at TJ’s to keep your wallet intact.
Earn cash back on everyday purchases with this rare account
Want to earn cash back on your everyday purchases without using a credit card? With the Discover®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!1
With no credit check to apply and no monthly fees to worry about, you can earn nearly passive income on purchases you’re making anyway — up to an extra $360 a year!
This rare checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, over 60K fee-free ATMs, and the ability to add cash to your account at Walmart stores nationwide.
Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score.
Apply for a Discover Cashback Checking account today
Overshopping because everything seems affordable
One of the biggest mistakes people make at Trader Joe’s is trusting the low prices and going in blind. Instead, you should develop a budget or a shopping list to try and stick to.
$4 freezer meals and 23-cent bananas are a great deal but can add up if you start mindlessly tossing items in the cart.
Not stopping for samples
Often, Trader Joe’s will place employees on the sales floor to offer free samples of their products to shoppers.
While many people breeze by these tables, stopping to taste the product could alert you to new product rollouts, or avoid buying something new you end up not liking at home.
Not asking for samples
Fun fact: If you ask for a sample of almost any product in Trader Joe’s, a crew member will let you try it.
This can save you quite a bit of money on items that you are on the fence about.
Get a protection plan on all your appliances
Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more.
Whether or not you’re a new homeowner, a home warranty from Choice Home Warranty could pick up the slack where insurance falls short and protect you against surprise expenses. If a covered system in your home breaks, you can call their hotline 24/7 to get it repaired.
For a limited time, you can get your first month free with a Single Payment home warranty plan.
Not buying the Trader Joe’s brand
Trader Joe’s sells really great dupes of dozens of products — like Honey Nut Cheerios and Oreos — branded under their own label.
If you have a favorite brand-name snack or condiment, there’s a chance Trader Joe’s has made a similar knockoff that’s better for your health — and your wallet.
Avoiding crew members
At Trader Joe’s, approaching a crew member with questions and thoughts can really help you navigate the shopping experience.
Each one has a unique perspective to offer, a little insight on your shopping cart, or a hidden gem they would recommend.
Trending Stories
Ignoring the return policy
Did you know that Trader Joe’s has a generous return policy? If you don’t like an item you purchased from them, simply take it with your receipt back to the store, and in most reasonable cases, they will refund you for the product.
This is perfect for when you’re curious about cost-effective skincare or seasonal coffee options but just aren’t happy with the taste or results.
Forgetting to bring bags
Trader Joe’s introduced the first reusable shopping bag in 1977 and now charges 10 cents for every paper bag used.
Save money – and the planet – by bringing reusable bags.
Not shopping for beloved pantry staples
Trader Joe’s commitment to health-conscious foods at affordable prices has made it a great spot to nab pantry staples.
Choose from an array of shelf-stable flours, sugars, cooking oils, whole grains, olives, canned goods, and more at everyday prices that are, frankly, way more affordable than many grocers.
Forgetting about coupons
Trader Joe’s doesn’t offer coupons and isn’t known for sales or discounts. While most of the store is populated with Trader Joe’s-branded items, there are still a few items they sell from other brands.
Feel free to bring applicable vendor coupons to the store to get even more savings on their low, everyday prices.
Stop overpaying when you shop online
Shopping online has its perks. It's super convenient, but it can be time consuming to find the best deals. Instead of hunting for coupon codes (that don't always work!) and opening tons of browser tabs comparing prices, you can try Capital One Shopping.
Capital One Shopping makes saving money effortless. Just add the browser extension and when you check out, it'll scour the internet for coupon codes to help you save cash. And before you check out at 25+ major retailers, Capital One Shopping will notify you with a friendly pop-up if the item you're buying is available cheaper somewhere else.
Capital One Shopping is free to use and won't show you ads. Add it today and stop overpaying!2
Ignoring the alcohol selection
Trader Joe’s has a pretty extensive alcohol offering, including an impressive stock of original and sourced wines.
Keep your eyes on affordable prices on Trader Joe’s branded options like ciders and wine. If you’re in a city with a designated Trader Joe’s alcohol storefront, consider yourself a VIP.
Shopping hungry
This is true for anywhere you go, but shopping hungry is a horrible idea.
Trader Joe’s is known for their snack items and unique, internationally-inspired meals that will really be calling your name if you head into the store with an empty stomach.
Avoiding the skincare aisle
Trader Joe’s has worked hard to develop skincare options that focus on organic and sustainable ingredients. And since they’re developed in-house, you reap the benefit of amazing prices.
Where else can you get a high-quality, $9 SPF40 Daily Facial Sunscreen or a sweet-smelling rose water facial toner for just $4?
Grabbing items at the cash register
The cash wrap has a bevy of mints, chocolates, small gifts, candies, and more. If you aren’t careful, you can end up with a dozen extra items at the cash wrap alone.
Purchasing things you don’t need is more common if you have people behind you in line and you rush through your decisions.
Not browsing the Fearless Flyer
Trader Joe’s Fearless Flyer is a monthly shopping booklet that gives readers tips on upcoming deals, steals, recipes, and more.
Looking for a new meal to try with the family? Need a fun recipe for your next potluck or a list of seasonal items to try? The Fearless Flyer is your go-to guide for all things TJ’s
Not listening to the podcast
If you didn’t know Trader Joe’s had a podcast, you aren’t the only one. There are monthly rollouts, with episodes that discuss seasonal items, upcoming offerings, product taste tests, and more.
The behind-the-scenes content from the brand directly will get you info on limited-edition items before all the influencers can buy them out.
Bottom line
Trader Joe’s is a great option when you want to save money on essentials. Just make sure you’re shopping mindfully while you’re there, and browse online for honest product reviews so you’re not buying things you’ll end up tossing out in the end.
Lucrative, Flat-Rate Cash Rewards
FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.
Wells Fargo Active Cash® Card
Current Offer
$200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual Fee
$0
Rewards Rate
Earn unlimited 2% cash rewards on purchases
Benefits
- Low spend threshold for its welcome offer — $200 cash rewards bonus after spending $500 in purchases in the first 3 months
- Cell phone protection benefit (subject to a $25 deductible)
- Can redeem rewards at an ATM for literal cash
Drawbacks
- Foreign transaction fee of 3%
- No bonus categories
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.74%, 24.74%, or 29.74% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don’t expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Subscribe Today
Want extra-cash moves to come right to you?
Stop browsing endlessly. Get proven ways to earn pocket money, help cover rent, and crush your debt — sent to your inbox daily.