DoorDash Rewards Mastercard^® Credit Card Review [2024]: Best for DoorDash Users

We think the DoorDash Rewards Mastercard^® makes sense if you frequently use DoorDash, but it’s likely not worth it if you only use DoorDash occasionally. This is because its earning potential is higher for DoorDash users, but only average otherwise.

In this DoorDash Rewards Mastercard credit card review, learn whether you need this card in your wallet.

Easy Rewards on Your DoorDash Orders

DoorDash Rewards Mastercard^®

4.5

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

DoorDash Rewards Mastercard^®

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Current Offer

Get a free year of DashPass ($96 value) upon approval

Annual Fee

$0

Rewards Rate

4% cash back on DoorDash and Caviar orders (including restaurants, groceries, pet supplies, and more); 3% cash back on dining purchased directly from a restaurant; 2% cash back on purchases from grocery stores (online or in person); and 1% cash back on all other purchases

Benefits and Drawbacks

Benefits

• Earn 4% on DoorDash and Caviar orders (including restaurants, groceries, pet supplies, and more)
• Get a complimentary DashPass membership every anniversary year you spend $10,000
• Get 10% off one convenience, grocery, alcohol, retail or DashMart order every month (max. $15, offer expires 12/31/25)
• No annual fee

Drawbacks

• No intro APR offers
• Best for avid DoorDash users

Card Details

• Get a free year of DashPass ($96 value) upon approval
• 4% cash back on DoorDash and Caviar orders (including restaurants, groceries, pet supplies, and more); 3% cash back on dining purchased directly from a restaurant; 2% cash back on purchases from grocery stores (online or in person); and 1% cash back on all other purchases

Key takeaways

• We recommend the DoorDash Rewards Mastercard if you tend to use DoorDash a lot, but there are better options if you’re not a big DoorDash user.
• The DoorDash Rewards Mastercard has a $0 annual fee and no foreign transaction fees.
• There aren’t any intro APR offers, but you can take advantage of a complimentary year of DashPass upon account opening if you apply and are approved.

Who should get the DoorDash Rewards Mastercard?

The DoorDash Rewards Mastercard credit card makes sense if you frequently use DoorDash for its takeout delivery services, rather than making in-store shopping trips or dining at restaurants.

With this card, you can earn 4% cash back on DoorDash and Caviar orders (including restaurants, groceries, pet supplies, and more); 3% cash back on dining purchased directly from a restaurant; 2% cash back on purchases from grocery stores (online or in person); and 1% cash back on all other purchases.

The highest bonus category here is earning 4% back on DoorDash and Caviar orders (including restaurants, groceries, pet supplies, and more). That’s some decent earning potential and much higher than cards that max out at 1.5% or 2% back.

The other bonus categories and their rates can be matched or bettered by plenty of other credit cards. So if your lifestyle involves loads of DoorDash orders, whether for food delivery, ordering groceries, or something else, the DoorDash Rewards Mastercard might be a good fit for you.

DoorDash Rewards Mastercard Credit Card basics

Why we like the DoorDash Rewards Mastercard Credit Card: benefits and perks

• Generous welcome offer: Get a free year of DashPass ($96 value) upon approval.
• Earning potential: Earn 4% cash back on DoorDash and Caviar orders (including restaurants, groceries, pet supplies, and more); 3% cash back on dining purchased directly from a restaurant; 2% cash back on purchases from grocery stores (online or in person); and 1% cash back on all other purchases.
• $0 annual fee.
• Complimentary DashPass membership: Receive a free year of DashPass upon account opening as a new cardholder. DashPass members receive $0 delivery fees and lower service fees on orders.
• DashPass anniversary bonus: Receive a complimentary year of DashPass for each anniversary year you spend $10,000 on your card.
• World Elite Mastercard benefits: Take advantage of Mastercard World Elite benefits as a cardmember, including $5 off your first DoorDash order each month, earning a $5 Lyft credit after taking three Lyft rides in one calendar month, and receiving a $5 Fandango Reward after spending $20 on eligible Fandango purchases.
• Purchase protection: Covers eligible new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per card account.
• Auto rental collision damage waiver: Provides secondary car rental insurance on eligible rentals if you decline the company’s collision insurance and use your card for the entire purchase.
• Trip cancellation/interruption insurance: Provides up to $1,500 per person and $6,000 per trip for eligible expenses in covered situations.
• No foreign transaction fees: Avoid paying foreign transaction fees while traveling abroad or if making a purchase from a foreign company.

What we don’t like about this card: drawbacks

• No intro APR offers: The DoorDash Rewards Mastercard doesn’t provide any intro APR offers on purchases or balance transfers. Check out the best 0% intro APR credit cards for cards with these offers.
• Suited for DoorDash users: This card’s primary rewards and benefits are related to DoorDash, which likely isn’t helpful for everybody. You can find the same or better non-DoorDash earning potential on many of the best rewards credit cards.

Earning and redeeming DoorDash Rewards Mastercard Credit Card rewards

Potential earnings in years one and two

Here's a look at how your rewards can add up with the DoorDash Rewards Mastercard Credit Card. To calculate these values, we used a point valuation of 1 cent per point.

Remember, this is an estimation. The actual value will be determined by how much you spend and in which categories you spend.

Year one earnings: $524

Year two earnings: $524

These values are based on the FinanceBuzz Credit Card Rewards Valuation Model, which takes a look at points earned via spending, the welcome offer, and the annual fee. Note that these values aren’t based on the 4% cash back you could earn from DoorDash and Caviar orders (including restaurants, groceries, pet supplies, and more).

Best ways to earn

The best way to earn with the DoorDash Rewards Mastercard is to use it as much as possible on purchases you’re already making. This strategy will help ensure you earn rewards on all your eligible purchases.

In addition, you want to use your DoorDash Rewards Mastercard on purchases that fall within its bonus categories. This is especially important if you have multiple rewards credit cards and you want to maximize your earning potential by using the card that provides the best return for each purchase.

For example, you can earn 4% cash back on DoorDash and Caviar orders (including restaurants, groceries, pet supplies, and more) with the DoorDash Rewards credit card. Most other cash back credit cards can’t compete with this rewards rate on these specific purchases, so using your DoorDash Mastercard is likely your most rewarding option in this case.

Maximizing your redemptions

The DoorDash Rewards Mastercard provides these redemption options:

• DoorDash and Caviar orders
• Statement credits
• Direct deposits into your checking or savings accounts
• Gift cards

Cashback rewards are earned in the form of points and are worth 1 cent ($0.01) per point. You get the same value from any of the available redemptions, so there’s no way to maximize your redemptions by choosing a “better” option.

But you might find that using your bonus points for cashback redemptions, such as statement credits or direct deposits, might give you the most flexibility with your rewards. After all, you can use cash for just about anything, while gift cards and DoorDash or Caviar orders are more limited.

FAQ

Other cards to consider

If the DoorDash Rewards Mastercard isn’t the right fit for you, consider the benefits and rewards of the Chase Freedom Unlimited^® and Capital One Savor Cash Rewards Credit Card.

The Chase Freedom Unlimited has a $0 annual fee and provides higher base earning potential compared to the DoorDash Rewards Mastercard. That includes 1.5% back on all other purchases not included in its bonus categories. Cash back is earned in the form of Chase Ultimate Rewards points, which can be redeemed for travel, cash back, gift cards, and more.

Learn more in our Chase Freedom Unlimited review.

The Capital One Savor has a $0 annual fee and makes more sense than the DoorDash Rewards Mastercard if you frequently have entertainment and grocery expenses.

The Savor earns 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services; 5% back on hotels and rental cars booked through Capital One Travel (terms apply); 8% cash back on Capital One Entertainment purchases; and 1% cash back on all other purchases.

Learn more in our Capital One Savor Cash Rewards review.

Easy Rewards on Your DoorDash Orders

DoorDash Rewards Mastercard^®

4.5

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

DoorDash Rewards Mastercard^®

4.5

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Why We Like It

Get a free year of DashPass ($96 value) upon approval

See how these cards compare:

Chase Freedom Unlimited®

• High base rewards rate of 1.5%
• $0 annual fee
• Valuable welcome bonus for new cardholders
• Intro APR offers for purchases and balance transfers

Capital One Savor Cash Rewards Credit Card

• An achievable early spend bonus
• Solid intro APR offers on purchases and balance transfers. Note that a balance transfer fee applies.
• No foreign transaction fees.
• Rates and fees

Bottom line

We recommend the DoorDash Rewards Mastercard if you frequently use DoorDash to order takeout, groceries, or other items. The earning potential for DoorDash users is likely higher than what you could find on many other rewards cards. But if you don’t use DoorDash much, there are better rewards credit cards available.

For some of our top recommendations, compare credit cards to find the right credit card offer for you.