Are Banks Open? Complete List of Federal Bank Holidays 2024

BANKING - SAVINGS & MONEY MARKET ACCOUNTS
Mark your calendars for these 2024 holidays when banks and other businesses might be closed.
Updated Feb. 12, 2024
Fact checked
woman with dog in hammock

We receive compensation from the products and services mentioned in this story, but the opinions are the author's own. Compensation may impact where offers appear. We have not included all available products or offers. Learn more about how we make money and our editorial policies.

Bank holidays offer a great way to enjoy a little time away from work. On the other hand, they can be a bummer if you’re trying to get things done while banks, the post office and other businesses are closed.

Thus far, two of these holidays have already passed in 2024 — New Year’s Day (Jan. 1) and Martin Luther King Jr. Day (Jan. 15).

Here are the remaining bank holidays for the year. Whether you use these holidays to relax or to develop a side hustle that will help you make extra money, these are the days to mark on your calendar.

Eliminate your late tax debt

Each year, the IRS forgives millions in unpaid taxes. If you have more than $10,000 in tax debt, or have 3+ years of unfiled taxes, you could get forgiveness too. You might be eligible to lower the amount you owe, or eliminate your tax debt completely.

Easy Tax Relief could help you lower or get out of your tax debt for good. They’re well respected in the industry and have been recognized for their ethical standards when dealing with tax debt. While most tax companies just put you on a payment plan and file your taxes for you, Easy Tax Relief talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.

Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.

Fill out this form to get started

Washington’s Birthday (Feb. 19)

Kathy images/Adobe statue of george washington

The U.S. Federal Reserve refers to this holiday as Washington’s Birthday, but it may be better known as Presidents Day.

The day celebrates the lives of George Washington and Abraham Lincoln, both of whom had birthdays in February. But it can also be a time to celebrate the lives of all presidents — or to use your day off to dream up ways to build wealth in the upcoming weeks and months.

Memorial Day (May 27)

PlutusART/Adobe dirty soldiers in the trenches

Memorial Day is observed on the last Monday in May to honor those who have died defending the U.S.

The holiday traces its origins back to post-Civil War America, when citizens would place flowers on the graves of fallen soldiers. It was named Memorial Day following World War I and has been observed on the last Monday of May since 1971.

Juneteenth National Independence Day (June 19)

Dina/Adobe woman portrait with american flag

Juneteenth National Independence Day is always celebrated on June 19 to mark the end of slavery in the U.S.

The holiday is the most recent to be added to the bank holidays calendar after receiving government approval in 2021.

If you’re over 50, take advantage of massive discounts and financial resources

Over 50? Join AARP today — because if you’re not a member you could be missing out on huge perks. When you start your membership today, you can get discounts on things like travel, meal deliveries, eyeglasses, prescriptions that aren’t covered by insurance and more.

How to become a member today:

  • Go here, select your free gift, and click “Join Today”
  • Create your account (important!) by answering a few simple questions
  • Start enjoying your discounts and perks!

Important: Start your membership by creating an account here and filling in all of the information (Do not skip this step!) Doing so will allow you to take up 25% off your AARP membership, making it just $12 per year with auto-renewal.

Become an AARP member now

Independence Day (July 4)

JenkoAtaman/Adobe People with an American flag

Independence Day celebrates the ratification of the Declaration of Independence, which was approved on July 4, 1776.

The document, written by Thomas Jefferson, declared the nation’s independence from England and listed grievances against King George III, who reigned over the American colonies at the time.

It is always celebrated on July 4 regardless of what day of the week it is that particular year. The 2024 celebration will be on a Thursday.

Labor Day (Sept. 2)

PEPPERSMINT/Adobe Worker holding American flag

The U.S. honors workers with Labor Day, a federal holiday that gives folks a three-day weekend.

The day is always observed on the first Monday of September. This year’s holiday falls on Sept. 2.

Columbus Day (Oct. 14)

Francesco/Adobe honoring indigenous heritage

Columbus Day honors the achievements of explorer Christopher Columbus, who landed in the New World in 1492.

In 2021, President Joe Biden became the first president to also acknowledge the day as Indigenous Peoples’ Day, which celebrates the cultures and traditions of the indigenous people of the U.S.

However, the day is still legally observed as Columbus Day by the Federal Reserve.

Veterans Day (Nov. 11)

Syntetic Dreams/Adobe soldiers saluting

Veterans Day is observed on Nov. 11 in honor of those who have served in the American armed forces.

The day was originally known as Armistice Day and marked the anniversary of the end of World War I. It was changed to Veterans Day after World War II to recognize all American veterans.

Thanksgiving Day (Nov. 28)

LIGHTFIELD STUDIOS/Adobe family praying near tasty meal

Thanksgiving is the day we gather with family and friends to eat turkey and mashed potatoes and bask in one another’s company.

Abraham Lincoln proclaimed a national day of thanksgiving in 1863 during the Civil War. Presidents celebrated the holiday thereafter. In 1941, the fourth Thursday of November became the official day for Thanksgiving across the nation.

Christmas Day (Dec. 25)

luckybusiness/Adobe african american family unpacking christmas presents

Christmas is usually observed as a federal bank holiday on Dec. 25 to give Americans time to celebrate with family and friends.

However, the bank holiday falls on a different day when Dec. 25 is a Saturday or Sunday. The Christmas bank holiday in 2027, for example, will actually be celebrated on Dec. 24.

Earn cash back on everyday purchases with this rare account

Want to earn cash back on your everyday purchases without using a credit card? With the Discover®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!1

With no credit check to apply and no monthly fees to worry about, you can earn nearly passive income on purchases you’re making anyway — up to an extra $360 a year!

This rare checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, over 60K fee-free ATMs, and the ability to add cash to your account at Walmart stores nationwide.

Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score.

Apply for a Discover Cashback Checking account today

Bottom line

Gorodenkoff/Adobe smooth fox terrier retriever dog

Federal bank holidays are a great time to relax or spend time with family.

A smart shopping hack can be to look for sales tied to these holidays. Products such as cars, mattresses, furniture, and more often go on sale around bank holidays.

Choice Home Warranty Benefits

  • First month free
  • Protection for unexpected expense
  • 24/7 claims hotline
  • Network of over 15,000 technicians

Author Details

Jenny Cohen Jenny Cohen is a freelance writer who has covered a bit of everything, from finance to sports to her favorite TV shows. Her work has been featured in The Wall Street Journal, USA Today, and FoxSports.com.

Want to learn how to make an extra $200?

Get proven ways to earn extra cash from your phone, computer, & more with Extra.

You will receive emails from FinanceBuzz.com. Unsubscribe at any time. Privacy Policy

  • Vetted side hustles
  • Exclusive offers to save money daily
  • Expert tips to help manage and escape debt