Are Banks Open? Complete List of Federal Bank Holidays 2025

Bank holidays offer a great way to enjoy a little time away from work. On the other hand, they can be a bummer if you're trying to get things done when banks, the post office, and other businesses are closed.

Although two of these dates have already passed this year — specifically New Year's Day on January 1 and Martin Luther King Jr. Day on January 20 — it's still important to be aware of the remaining days. 

Whether you use these holidays to relax or to develop a side hustle that will help you make extra money, these are the days to mark on your calendar.

The U.S. Federal Reserve refers to this holiday as Washington's Birthday, but it may be better known as Presidents' Day.

The day celebrates the lives of George Washington and Abraham Lincoln, both of whom had birthdays in February. It can also be a time to celebrate the lives of all presidents, or to use your day off to dream up ways to build wealth in the upcoming weeks and months.

Memorial Day is observed on the last Monday in May to honor those who have died defending the U.S.

Formerly known as 'Decoration Day,' the holiday traces its origins back to post-Civil War America, when citizens would place flowers on the graves of fallen soldiers. It has been observed on the last Monday of May since 1971.

Juneteenth National Independence Day is always celebrated on June 19 to mark the end of slavery in the U.S.

The holiday is the most recent to be added to the bank holidays calendar after receiving government approval in 2021.

Independence Day celebrates the ratification of the Declaration of Independence, which was approved on July 4, 1776.

The document declared the nation's independence from Great Britain. And it listed grievances against King George III, who reigned over the American colonies at the time.

It is always celebrated on July 4 regardless of what day of the week it is that particular year. The 2025 celebration will be on a Saturday.

The U.S. honors workers with Labor Day, a federal holiday that gives folks a three-day weekend.

The day is always observed on the first Monday of September. This year's holiday falls on Sept. 1.

Although legally observed as Columbus Day by the Federal Reserve, the second Monday in October is now more commonly known as Indigenous People's Day.

In 2021, President Joe Biden became the first president to also acknowledge the day as Indigenous Peoples' Day, which celebrates the cultures and traditions of the nation's original inhabitants. 

Veterans Day is observed on Nov. 11 in honor of those who have served in the American armed forces.

The day was originally known as Armistice Day and marked the anniversary of the end of World War I. It was changed to Veterans Day after World War II to recognize all American veterans.

Thanksgiving is the day we gather with family and friends to eat turkey and mashed potatoes and bask in one another's company.

Abraham Lincoln proclaimed a national day of thanksgiving in 1863 during the Civil War, and Presidents celebrated the holiday thereafter. 

IN 1942, President Franklin D. Roosevelt's proclamation made the fourth Thursday of November the official day for Thanksgiving across the nation.

Christmas is usually observed as a federal bank holiday on Dec. 25 to give Americans time to celebrate with family and friends.

However, the bank holiday falls on a different day when Dec. 25 is a Saturday or Sunday. The Christmas bank holiday in 2027, for example, will actually be celebrated on Dec. 24.

Federal bank holidays are a great time to relax or spend time with family.

A smart way to save money can be to look for sales tied to these holidays. Products such as cars, mattresses, furniture, and more often go on sale around bank holidays.