If you love to renovate your home, chances are good that you are familiar with Home Depot. Frequent shoppers are the first to admit to spending significant cash at the retailer.
But if you know some important tips and tricks, there are many great ways to avoid wasting money at Home Depot. Home Depot employees and frequent shoppers know some fantastic perks and ways to save cash.
Following are some of their favorite Home Depot secrets.
Earn cash back on everyday purchases with this rare account
Want to earn cash back on your everyday purchases without using a credit card? With the Discover®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!1
With no credit check to apply and no monthly fees to worry about, you can earn nearly passive income on purchases you’re making anyway — up to an extra $360 a year!
This rare checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, over 60K fee-free ATMs, and the ability to add cash to your account at Walmart stores nationwide.
Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score.
Apply for a Discover Cashback Checking account today
You can get refunds or exchanges on plants
Folks with green thumbs may already know this, but Home Depot has a generous return policy when it comes to plants. Specifically, “perennials, trees and shrubs have a 1-year guarantee,” according to the retailer.
So if one of these plants withers and dies early, you can get a refund or replacement.
Floor models often are discounted
If you’re in the market for a new grill or outdoor furniture and aren’t too picky about what you end up with, this tip is for you.
Often, you can get a discount if you’re willing to buy the floor model — essentially, a product that sits on display outside of its packaging.
In many cases, the manager will shave off a percentage of the list price. So it’s always worth asking if you can get a deal.
You can rent tools instead of buying them
Do you need to pressure-wash the exterior of your home or strip the finish off a floor? Rather than plunking down a ton of cash to purchase the necessary tools, save money by renting them at Home Depot.
Renting tools instead of buying them allows you to do one-off tasks for a fraction of the cost.
Pro tip: While it can be tempting to buy a brand-new tool, it’s also costly compared to renting. By renting the tool, you can use the money you save to pay down debt, or put the funds toward another good use.
Get a protection plan on all your appliances
Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more.
Whether or not you’re a new homeowner, a home warranty from Choice Home Warranty could pick up the slack where insurance falls short and protect you against surprise expenses. If a covered system in your home breaks, you can call their hotline 24/7 to get it repaired.
For a limited time, you can get your first month free with a Single Payment home warranty plan.
Home Depot matches competitor prices on some items
Home Depot wants to ensure it gets your business instead of seeing you turn to competitors such as Lowe’s or Ace Hardware.
So if you find a lower price on an item at one of these retailers, Home Depot often will match the price. This even includes the cost of shipping for online purchases.
This doesn’t apply to all items, such as custom-made products or items on clearance. So be sure to read the fine print beforehand.
Home Depot might match prices in other ZIP codes
Prices at Home Depot stores may vary depending on their location. However, some Home Depot aficionados say that if you take a screenshot or make a printout of a lower price in another ZIP code, your local outlet might match the price.
That’s why it’s smart to put in a few different ZIP codes when browsing Home Depot’s website. An item may be cheaper than at your home location.
Trending Stories
July 4 and Labor Day sales are a good time to buy paint
Painting is a quick and relatively easy way to give your digs a makeover and freshen things up. Many people buy their paint at Home Depot.
If you have a project on the horizon and can time your purchase, you might save money by buying paint at key times during the summer.
Why? Because paint is often cheapest during July 4 and Labor Day sales.
Ask about ‘oops’ paint
If you’re not particular about what paint color you need for a project, you can score some on the cheap by asking for “oops” paint.
This is how Home Depot sells off paint that was mixed incorrectly for a custom order, whether the color was off or it has the wrong finish.
Make sure you check on that finish, by the way. You want to make sure you can use the paint for a specific area of your home.
Find discounted wood in the cull lumber bin
Similar to “oops paint,” cull lumber is damaged wood or the wood leftover from custom cuts — and it comes at a big discount.
If you’re looking for any old wood for a small project, head to the area where employees saw wood for custom orders. That’s where Home Depot frequenters say you’ll find cull lumber in a bin.
Some of it only has minor damage, and the leftover wood often has no damage at all. If this wood fits your purposes, you’re in luck, as it’s often 70% off.
Check end caps for clearance items
Retailers know how to get customers to spend more. Target is so good at making you buy things you didn’t know you needed, for example, that folks coined the phrase “the Target effect.”
As for Home Depot, it’s known for putting clearance items in end caps.
So check the displays at the end of aisles the next time you are at Home Depot and see if you can score a great deal — hopefully, on something you actually need.
Stop overpaying when you shop online
Shopping online has its perks. It's super convenient, but it can be time consuming to find the best deals. Instead of hunting for coupon codes (that don't always work!) and opening tons of browser tabs comparing prices, you can try Capital One Shopping.
Capital One Shopping makes saving money effortless. Just add the browser extension and when you check out, it'll scour the internet for coupon codes to help you save cash. And before you check out at 25+ major retailers, Capital One Shopping will notify you with a friendly pop-up if the item you're buying is available cheaper somewhere else.
Capital One Shopping is free to use and won't show you ads. Add it today and stop overpaying!2
Decode Home Depot price tags
Like many retailers, Home Depot has a special system for marking down items that go on sale. Learning how to decode these price tags can clue you in on when the price of something has reached rock bottom.
For example, Home Depot fans say that if a price ends in 3 on a clearance price tag, that’s when it’s time to haul that item to the register, as it’s likely 70% off by that time.
Look for the deals of the day
When shopping online on Home Depot’s website, another way to save 10%, 20%, or even 40% is to check out the Special Buy of the Day.
Lest you think the “buy” will only be one item, there are multiple deals in a variety of categories.
There’s even a handy countdown clock at the top of the page so you know exactly how much time you have left to save.
Subscribe to Home Depot products online
You know how Amazon has an option to subscribe to a product you use regularly and have it delivered periodically at a discount price? It turns out you can do the same at Home Depot.
Whether you regularly shop for laundry detergent, garbage bags, air filters, or pool supplies, sign up online and you will get 5% off each order.
Create a Pro Xtra account
If you’re a frequent Home Depot shopper, you might benefit by signing up for the Pro Xtra program.
You don’t need to pay anything for this perk; just register with your name, address, and contact info.
Once you do, you’re entitled to discounts, exclusive offers, and other rewards that can save you money.
Use the Volume Pricing Program on bulk orders
If you're working on a large project — say you need a bunch of wood, a bunch of buckets, and so on — write up all you'll need and bring it to the Pro Desk.
There, an associate will draw up a quote that'll often get you a lower price than if you grabbed it all on your own.
You'll need a Pro Xtra account for this service, but again, that's free.
Bottom Line
Home Depot isn’t known for being a super-expensive store, but it is still easy to spend plenty of cash there. Learning the secrets on this list can help you trim your bill.
So grab one of the best rewards credit cards and head out to Home Depot the next time you plan to spruce up your home.
Lucrative, Flat-Rate Cash Rewards
FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.
Wells Fargo Active Cash® Card
Current Offer
$200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual Fee
$0
Rewards Rate
Earn unlimited 2% cash rewards on purchases
Benefits
- Low spend threshold for its welcome offer — $200 cash rewards bonus after spending $500 in purchases in the first 3 months
- Cell phone protection benefit (subject to a $25 deductible)
- Can redeem rewards at an ATM for literal cash
Drawbacks
- Foreign transaction fee of 3%
- No bonus categories
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.49%, 24.49%, or 29.49% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don’t expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Subscribe Today
Want extra-cash moves to come right to you?
Stop browsing endlessly. Get proven ways to earn pocket money, help cover rent, and crush your debt — sent to your inbox daily.