Retirement is finally here. You've worked hard, hopefully had enough time to build your wealth, and now you want to enjoy your golden years.
Once you retire, you are no longer tied to your place of employment. For many people, that means it is time to start looking for a new place to call home.
When thinking about where to settle down, a fun and safe city might be near the top of your wishlist. Here, we set out to find cities with low violent crime rates and thriving communities with a range of amenities.
Following are 13 of the safest and most vibrant cities to retire to in the U.S.
If you’re over 50, take advantage of massive travel discounts and trip-planning resources
Over 50 and love traveling? Join AARP today — because if you’re not a member, you could be missing out on huge travel perks. When you start your membership today, you can get discounts on hotels and resorts, airfare, cruises, car rentals, and more.
How to become a member today:
- Go here, select your free gift, and click “Join Today”
- Create your account (important!) by answering a few simple questions
- Start enjoying your discounts and perks!
An AARP membership not only unlocks discounts that could save you hundreds on your next trip, but you’ll also have access to deals on vacation packages, guided tours, and exclusive content to help plan your next getaway.
Important: Start your membership by creating an account here and filling in all of the information (do not skip this step!). Doing so will allow you to take up to 25% off your AARP membership, making it just $15 the first year with auto-renewal.
State College, Pennsylvania
/images/2023/05/18/aerial_view_of_state_college_pa.jpg)
Population: 40,745
Home of Penn State University, State College boasts a lower violent crime rate than the median among U.S. cities. That's true of each city on this list.
You'll love State College's buzzing atmosphere thanks to the college scene. And you will find yourself right at home if you're a college sports enthusiast.
Want to learn how to build wealth like the 1%? Sign up for Worthy to get ideas and advice delivered to your inbox.
Glens Falls, New York
/images/2023/05/18/aerial_view_of_montour_falls.jpg)
Population: 14,603
Glens Falls is situated near the scenic Adirondack Mountains. It is a charming city with a rich history and abundant natural beauty.
The city offers a variety of outdoor activities, such as hiking, fishing, and skiing. With a vibrant arts scene, diverse dining options, and a welcoming community, Glens Falls provides a perfect balance of small-town charm and outdoor adventure.
Naperville, Illinois
/images/2023/05/18/aerial_view_of_the_chicago_suburb_of_naperville.jpg)
Population: 149,936
Naperville is a suburb of Chicago. It's a safe and welcoming city that offers a high quality of life and top-ranked schools, beautiful parks, and a buzzing downtown area.
Residents enjoy a range of recreational activities and plentiful dining options.
Earn a $250 travel bonus with this incredible card
There's a credit card that's making waves with its amazing bonus and benefits. The Bank of America® Travel Rewards credit card has no annual fee and you can earn 25,000 bonus points after spending $1,000 in purchases in the first 90 days of account opening.
You can earn additional points just by using this card for your everyday purchases — unlimited 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center and 1.5 points per $1 spent on all purchases. The 25,000 bonus points can be redeemed for a $250 statement credit toward travel or dining purchases.
If you want to travel and dine out more, the Travel Rewards card can help you get where you want to go.
The best part? There's no annual fee.
Wausau, Wisconsin
/images/2023/05/18/aerial_view_of_the_wausau_skyline_in_wisconsin.jpg)
Population: 39,833
Wausau is nestled along the Wisconsin River in the picturesque heart of the state. It offers a blend of natural beauty and urban amenities.
Known for outdoor recreational opportunities and a friendly community, Wausau offers a lovely atmosphere with a range of activities for residents and visitors alike.
Cambridge, Massachusetts
/images/2023/04/10/skylines-with-waterfront-in-cambridge-massachusetts.jpeg)
Population: 118,488
Cambridge is a vibrant city renowned for its prestigious universities, including Harvard and the Massachusetts Institute of Technology.
The city offers a rich intellectual and cultural environment, with numerous historic sites, museums, and art venues. It is known for its innovative spirit and lively blend of academic pursuits, technology, and creative industries.
Cambridge has a higher cost of living than many other places on this list. But if you have a high level of financial fitness, it is worthy of consideration as a place to retire.
Note: Cambridge has less violent crime than the national median, but its rate of property crime is above the median. Consider investing in a home security system to prevent theft.
Trending Stories
Yonkers, New York
/images/2023/05/18/glenwood_power_plant_-_yonkers_new_york.jpg)
Population: 208,121
Yonkers is located just north of New York City and offers a unique blend of suburban living and urban amenities.
Known for its rich history, Yonkers boasts a diverse population, picturesque Hudson River views, and a range of cultural attractions.
Residents enjoy access to parks, shopping centers, and convenient access to nearby Manhattan.
The Villages, Florida
/images/2023/05/18/aerial_view_of_apopka-altamonte_springs.jpg)
Population: 81,444
The Villages is a unique retirement community known for its active and engaging lifestyle.
Located not too far from Orlando, you'll find an abundance of amenities here, including numerous golf courses, recreational centers, and social clubs.
The community creates a welcoming and fulfilling environment full of retirees.
Wenatchee, Washington
/images/2023/05/18/bridge_over_columbia_river.jpg)
Population: 35,433
Nestled near the stunning Cascade Mountains, Wenatchee is a hidden gem for outdoor enthusiasts.
With the Columbia River flowing nearby, Wenatchee offers abundant opportunities for outdoor recreation. The city also boasts a thriving arts scene, local wineries, and a warm community spirit.
Note: Wenatchee, though fairly free of violent crime, has a rate of property crime higher than the national median. Once again, consider a home security symptom to deter theft.
Frisco, Texas
/images/2023/05/18/aerial_shot_of_dallas_cowboys.jpg)
Population: 219,587
Frisco is a rapidly growing city in the Dallas-Fort Worth metroplex that offers a dynamic blend of suburban and urban living.
Known for its top-rated schools, world-class sports facilities, and thriving business community, Frisco provides residents with a high quality of life. You will find diverse shopping and dining options and various recreational activities.
Get a protection plan on all your appliances
Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more.
Whether or not you’re a new homeowner, a home warranty from Choice Home Warranty could pick up the slack where insurance falls short and protect you against surprise expenses. If a covered system in your home breaks, you can call their hotline 24/7 to get it repaired.
For a limited time, you can get your first month free with a Single Payment home warranty plan.
McKinney, Texas
/images/2023/05/18/sunset_over_downtown_mckinney_texas.jpg)
Population: 207,507
McKinney is located just north of Dallas and combines historic charm with modern amenities.
With its beautifully preserved downtown square, funky arts scene, and excellent schools, McKinney offers a friendly atmosphere. Residents enjoy a range of recreational activities and dining options in this rapidly growing city.
Portland, Maine
/images/2023/05/18/portland_cathedral_of_the_immaculate_conception.jpg)
Population: 68,424
Portland is located along the rugged coast of New England. It exudes coastal charm and cultural richness.
Known for its picturesque waterfront, historic Old Port district, and renowned seafood culinary scene, Portland offers a perfect blend of natural beauty, arts and music, and a thriving craft beer culture.
Glendale, California
/images/2023/05/18/downtown_glendale_california_skyline.jpg)
Population: 189,221
Glendale sits at the southeastern end of the San Fernando Valley. It has a well-regarded arts and entertainment scene.
You will also enjoy its proximity to Griffith Park, which is often compared to Central Park in New York.
Santa Clarita, California
/images/2023/05/18/aerial_view_of_santa_clarita_california.jpg)
Population: 221,345
Santa Clarita is located in the picturesque Santa Clarita Valley. It offers a perfect blend of suburban living and natural beauty.
With its pristine parks and scenic hiking trails, Santa Clarita provides residents with a high quality of life and a lot of fun activities. The city also boasts top-rated schools and a thriving entertainment industry.
Bottom line
/images/2023/05/18/woman_in_her_home_is_dressed_for_business.jpg)
Finding a city with a super-low crime rate is a key consideration for retirees seeking a safe and peaceful environment.
Whether seeking historic charm or a great arts scene, retirees can pick a place on this list to settle down and enjoy their golden years with peace of mind and a sense of security.
Whether you plan to retire early or years from now, the cities on this list are good candidates to call home.
Easy-to-Earn Unlimited Rewards
Benefits
Card Details
- $0 annual fee
- Simple, flat-rate rewards
- Flexible redemption options
- Up to 75% Bank of America Preferred Rewards® bonus potential
- Apply Now
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
- Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
- Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
- Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases. You could earn 3.75-5.25 points for every $1 you spend on travel purchases made through the Bank of America Travel Center.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
/images/2024/12/16/bofa-travel.png)
on Bank of America’s secure website
Read Card ReviewIntro Offer
Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Annual Fee
$0
Why we like it
The Bank of America® Travel Rewards credit card is great for individuals who enjoy earning rewards and traveling.
Cardholders will enjoy the flexibility to redeem points with no blackout dates and receive a statement credit to pay for travel and dining purchases.
Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center and 1.5 points per $1 spent on all purchases.
- Apply Now
Subscribe Today
Unlock the Best Banking Deals and Bonuses
From high-yield savings accounts to cashback checking and sign-up bonuses, we bring you the best banking offers to grow your money smarter.