How To Transfer Chase Points To United

Transferring your Chase points to United is easy and makes sense if you have specific United flight redemptions in mind.

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Updated June 14, 2024
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If you have a Chase credit card eligible for point transfers, such as the Chase Sapphire Preferred® Card, you can easily transfer Chase Ultimate Rewards points to a United MileagePlus account.

Points transfer at a 1:1 ratio from Chase to United and can take up to seven business days to complete. But in my experience, transfers to United often take a few minutes or less.

Let’s explore how you can convert Chase points to United miles so you can make valuable United redemptions.

In this article

Key takeaways

  • Only three Chase credit cards — Chase Sapphire Preferred, Chase Sapphire Reserve®, and Ink Business Preferred® Credit Card — allow you to transfer your points to Chase transfer partners.
  • Transferring Chase points to travel partners is a one-way street. Once you transfer your points to United or another partner, you can’t transfer them back.
  • You can transfer Chase points in increments of 1,000. You need a minimum of 1,000 Chase points to do a points transfer.
  • You can only transfer Chase points to yourself or one authorized user on your account. That means you can only transfer Chase points to your own United account or the account of an authorized user on your Chase account.

How to transfer Chase points to United

1. Create a United MileagePlus account

You need a United MileagePlus account before transferring your Chase points to United. This is United’s loyalty program, where your Ultimate Rewards points will be converted to United miles.

Tip
Note that it’s best practice to have the same exact name on all your loyalty program accounts so you don’t run into any transfer issues. For example, if your Chase account has “Robert Smith,” your United account should be the same rather than a nickname or preferred name, such as “Rob Smith.”

Here’s how to create a United account:

  1. Navigate to United.com and select the “Sign In” option. Then, choose “Create a MileagePlus account.”
    United.com sign in page with a red arrow pointing to the text "Create a MileagePlus account".
     
  2. Go through the account creation process by inputting your name, date of birth, email address, and other required information.
  3. At the end, you must provide a password and five security questions. When you’re ready, select “Agree and create account.”

Security question and answer dropdown with a red arrow pointing to the text "Agree and create account".

2. Transfer your points from Chase to United through your online account

Now that you have a United MileagePlus account, it’s time to transfer points from Chase to United. Here’s how to get started:

  1. Log in to your Chase account using a web browser.
  2. Select your applicable Chase card account and navigate to the Ultimate Rewards landing page by selecting “Redeem” next to your Ultimate Rewards points total.

Chase card account Ultimate Rewards landing page with a red arrow pointing to the text "Redeem".

  1. Click on the “Travel” dropdown menu at the top and select the “Transfer points to partners” option.
Chase account travel dropdown menu is selected with a red arrow pointing at the text "transfer points to partners".

  1. Find and select United Airlines from the available options.
  2. Select “Transfer Points.”
  3. Enter your United MileagePlus membership number and select “Next.”
Chase MileagePlus membership window.
  1. Enter how many points you want to transfer in increments of 1,000.
  2. Review the transfer details to make sure everything is correct, then click “Submit.”

Review transfer details window.

Tip
You typically only want to transfer exactly how many points you need at a time. This is because you can’t transfer your points back to Chase from United or any other transfer partner. So research United’s website first to know how many points you need for a specific redemption.

How to book award travel with United

Navigate to United.com and enter your itinerary details. Make sure you have “Book with miles” selected. I also like to select “Flexible dates,” so I can see many dates and options at once. Click on “Find flights” to start your search.

United trip itinerary window and flight details.

If you haven’t already done so, you’ll be prompted to log in to your United account at this point. However, you can close the login window and continue your search without logging in. You will eventually have to log in to book a United award flight.

Since I chose the “Flexible dates” option on a one-way flight, I have a full month of award pricing to look through. This gives me an easily-scannable view of the cheapest award flights available for my itinerary.

Flight award pricing for Sep 29-Nov 2, 2024.

Selecting a date will give me a breakdown of the available flights that day, including partner flights. I can quickly browse the different options and choose my preferred flight and fare class.

Flights available for a specific day.

Keep in mind that United has a flight award deals page on its website where you can browse featured award itineraries. If you have some flexibility with your travel dates and destinations, this could be a good way to find some great deals.

For example, you could fly one way from Chicago to Zurich for as little as 30,000 miles.

Chicago to Zurich flight shown for 5/1/24.

Tip
The United Excursionist Perk is a unique United benefit that gives you a free one-way award flight if you book an eligible multi-city itinerary. Your travel must begin and end in the same region, but the free award flight must be in a different region than where you started. So you could fly from the U.S. to Europe, get a free flight across Europe, and then fly back to the U.S.

Card Welcome offer Rewards rate Annual fee
Chase Sapphire Preferred® Card Chase Sapphire Preferred® Card

4.9

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening 5X points on travel purchased through Chase Travel℠; 3X points on dining, select streaming services, and online groceries; 2X points on all other travel purchases, and 1X points on all other purchases $95
United℠ Explorer Card United℠ Explorer Card

4.7

Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open (limited time offer) 2 miles per dollar spent on dining, hotel stays, and United purchases and 1 mile per dollar on all other purchases $95 (waived first year)
Chase Sapphire Reserve® Chase Sapphire Reserve®

5.0

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening 5X points on flights and 10X points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually; 3X points on other travel and dining & 1X points per dollar on all other purchases $550

The Chase Sapphire Preferred and Chase Sapphire Reserve earn flexible Chase points that can be transferred to United or other travel partners.

The United Explorer Card earns United miles directly from eligible purchases, so there’s no need to do any transfers. It also provides a free first checked bag for you and a companion on eligible flights, which could come in handy for frequent United travelers.

For more options, compare credit cards to find the right card for you.

FAQ

Can I convert Chase points to miles?

You can convert Chase points at a 1:1 ratio with these Chase transfer partners:

  • Aer Lingus, AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Emirates Skywards
  • Flying Blue AIR FRANCE KLM
  • Iberia Plus
  • JetBlue TrueBlue
  • Singapore Airlines KrisFlyer
  • Southwest Airlines Rapid Rewards
  • United MileagePlus
  • Virgin Atlantic Flying Club

How much are 50,000 Chase points worth?

In general, 50,000 Chase points are worth at least $500 for travel, cash back, or gift card redemptions. If you have the Chase Sapphire Preferred or Ink Business Preferred, it could be worth $625 toward travel. With the Chase Sapphire Reserve, it could be worth $750 toward travel.

Do Chase points convert to United miles?

You can transfer Chase points to United if you have a Chase Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred card. Chase points transfer to United at a 1:1 ratio. You can transfer in increments of 1,000, with a 1,000 minimum. Most transfers are instantaneous.

How to transfer Chase points to United: bottom line

You can transfer Chase points to a United MileagePlus account with an eligible Chase card. You can only transfer points to your own United account or an authorized user's account using your Chase card.

Overall, it’s a simple process that shouldn’t take more than a few minutes once you get used to it. However, I don’t recommend doing this sort of transfer unless you have a specific redemption in mind (because you can’t transfer rewards back to Chase from United).

For more ways to earn Chase points and other valuable currencies, check out the best travel credit cards.

Great for Flexible Travel Rewards

4.9

Chase Sapphire Preferred® Card

Current Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening

Annual Fee

$95

Rewards Rate

5X points on travel purchased through Chase Travel℠; 3X points on dining, select streaming services, and online groceries; 2X points on all other travel purchases, and 1X points on all other purchases

Benefits and Drawbacks
Card Details

Author Details

Ben Walker, CEPF, CFEI®

Ben Walker, CEPF, CFEI®, is credit cards specialist. For over a decade, he's leveraged credit card points and miles to travel the world. His expertise extends to other areas of personal finance — including loans, insurance, investing, and real estate — and you can find his insights on The Washington Post, Debt.com, Yahoo! Finance, and Fox Business.