13 Best Washington Cities Where You Can Live on a $1,800 Social Security Check

With its wildly diverse geography, Washington State is a place of striking contrasts, from rainforests to rocky beaches to alpine glaciers. Surrounded by natural beauty, the state is also a great place to retire comfortably on a budget.

While the average monthly Social Security benefit is around $2,000 for individuals, many receive less. But even with $1,800 a month, you'll find cities and towns across the state where essentials are covered, and then some. Couples with two checks coming in will have even more leeway.

These 13 cities and towns prove that you don't need to sacrifice comfort or scenery to retire well in the Evergreen State.

Editor's note: All rent prices are provided by Apartments.com and all home prices by Zillow.

Average rent: $1,561/month

Median home sale price: $579,250

South of Seattle on the Puget Sound, Federal Way offers urban convenience. While the average rent and home prices run high, more affordable options are available. Retirees can enjoy Dash Point State Park, the Pacific Bonsai Museum, and the Marine Science and Technology Center, all within easy reach thanks to public transportation.

Average rent: $1,552/month

Median home sale price: $490,583

Just across the Columbia River from Portland, Oregon, Vancouver blends historic charm with modern convenience. Explore the bustling downtown, stroll along the scenic waterfront, tour art galleries, or visit nearby vineyards. With easy access to outdoor recreation and numerous free attractions, it's a great choice for beauty, culture, and affordability.

Average rent: $1,517/month

Median home sale price: $542,658

As the state capital, Olympia blends civic pride with a relaxed, artsy vibe. Located at the southern tip of Puget Sound, you'll have easy access to coastal activities and inland adventures. You can explore local galleries and coffeehouses, browse the year-round farmers market, or head over to the Nisqually National Wildlife Refuge for a stunning view of Mt. Rainier.

Average rent: $1,488

Median home sale price: $485,000

Tacoma combines Seattle's cultural energy with more affordable prices. Top attractions include a world-class theater district, the Museum of Glass, and the scenic Commencement Bay. Many activities are free, and public transit makes it easy to get around. Plus, you'll get excellent health care, expansive parks, and beautiful Puget Sound views.

Average rent: $1,484/month

Median home sale price: $496,633

Wenatchee, the "Apple Capital of the World," offers fresh produce year-round, fine wines, and the spectacular Wenatchee Mountains. Located along the Columbia River, the city features a distinctive waterfront, a historic downtown, and a lively performing and visual arts scene. It's a perfect blend of urban convenience and active outdoor living.

Average rent: $1,420/month

Median home sale price: $439,667

Named "America's Best Wine Region," Walla Walla is a culturally rich town. With a walkable downtown and over 130 local wineries, it has both beauty and charm. Retirees can enjoy art galleries, historic architecture, and the gentle rhythm of small-town life surrounded by rolling hills, lavender fields, and vineyards.

Average rent: $1,389/month

Median home list price: $514,667

As part of the Tri-Cities, Richland features scenic high desert views and a relaxed pace of life. Enjoy walking trails, fishing, golf courses, and parks along the Columbia River, plus local wineries and the REACH Museum. With its sunny climate and moderate cost of living, Richland is an appealing place to retire.

Average rent: $1,317/month

Median home list price: $455,283

Also in the Tri-Cities, Pasco blends agricultural heritage with a welcoming, diverse community. You can bike the Sacagawea Heritage Trail, browse farmers' markets, or explore the Franklin County Historical Museum. Pro sports events and nearly year-round sunshine add to the appeal of this friendly, affordable town.

Average rent: $1,310/month

Median home sale price: $579,000

About two hours north of Seattle, Mount Vernon is renowned for its charming downtown, riverside trails, and proximity to the San Juan Islands. The annual Skagit Valley Tulip Festival attracts thousands, but year-round beauty and a mild climate are the main reasons so many residents love Mount Vernon. It's a perfect place for nature lovers, especially those who wouldn't mind a little whale watching.

Average rent: $1,263/month

Median home sale price: $381,833

Located in the sunny, high-desert center of the state, Moses Lake offers sandy beaches, dry weather, and a relaxed pace of life. Top attractions include the Moses Lake Museum & Art Center, the Japanese Peace Garden, boating at Blue Heron Park, and a round at the local golf club. It's a great fit for retirees seeking quiet surroundings and open skies.

Average rent: $1,139/month

Median home sale price: $374,967

Spokane offers big-city amenities without the high price tag. While Washington ranks among the top 10 most expensive states, Spokane's cost of living is actually 3% below the national average. Explore Riverfront Park, Spokane Falls, and a lively arts scene anchored by the Martin Woldson Theater at the Fox. With walkable neighborhoods and reliable public transit, Spokane is one of Washington's top retirement picks.

Average rent: $959/month

Median home sale price: $361,333

Yakima delivers affordable living in the heart of Washington's wine and orchard region. With about 300 sunny days per year, it's a great place for outdoor lovers. You can enjoy everything from produce stands and festivals with live music to craft breweries, hiking, and fishing. It's a solid choice with wide-open landscapes and a relaxed pace.

Average rent: $846/month

Median home sale price: $376,800

Halfway between Seattle and Portland, Centralia blends small-town charm with cultural flair. The artsy downtown, historic Fox Theatre, and local antique shops make it a haven for history buffs and creative spirits. With convenient freeway access and a low cost of living, it's a smart choice for retirees who want quiet living without feeling isolated.

From riverside cities to mountain towns, planning your retirement on Social Security can be rich with comfort and adventure in Washington State.

And here's a fascinating fact: The Pacific Northwest is home to the only temperate rainforests in the continental U.S. Whether you're sipping Pinot Noir in Walla Walla, spotting orcas near the San Juans, or wandering the moss-draped trails of the Hoh Rainforest, retirement here just might be your next great adventure.